Best Cheap Auto Insurance in Chesapeake, WV (2021)

The average Chesapeake, WV auto insurance rates are $326 per month. The minimum auto insurance in Chesapeake is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Chesapeake, West Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Chesapeake for teen drivers is Liberty Mutual
  • Average auto insurance rates in Chesapeake, WV for senior drivers are $2,169 per year
  • The cheapest auto insurance company in Chesapeake is State Farm

Chesapeake, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Chesapeake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chesapeake, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Chesapeake to other West Virginia cities, including Clarksburg auto insurance rates, Morgan auto insurance rates, and Weirton auto insurance rates to see how Chesapeake, West Virginia auto insurance rates stack up.

Before you buy Chesapeake, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chesapeake, West Virginia auto insurance quotes.

Minimum Auto Insurance in Chesapeake, West Virginia

Chesapeake, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chesapeake, West Virginia.

Minimum Required Auto Insurance Coverage in Chesapeake, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Chesapeake, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chesapeake, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chesapeake, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,884 $2,670 $2,589 $2,594 $10,506 $10,948 $3,166 $3,162
GEICO $2,478 $2,442 $2,354 $2,282 $6,153 $7,420 $2,381 $2,481
Liberty Mutual $3,685 $3,997 $2,962 $3,609 $14,159 $15,975 $3,796 $4,171
Nationwide $2,046 $2,075 $1,863 $1,950 $5,356 $6,767 $2,313 $2,474
Progressive $2,143 $2,055 $1,988 $1,980 $9,490 $10,692 $2,572 $2,648
State Farm $1,673 $1,673 $1,514 $1,514 $3,820 $4,930 $1,983 $1,560
USAA $1,697 $1,671 $1,580 $1,589 $5,665 $6,259 $2,191 $2,350

Cheap Chesapeake, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chesapeake, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Chesapeake, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Chesapeake, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,506 $10,948
GEICO $6,153 $7,420
Liberty Mutual $14,159 $15,975
Nationwide $5,356 $6,767
Progressive $9,490 $10,692
State Farm $3,820 $4,930
USAA $5,665 $6,259

Cheap Chesapeake, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Chesapeake, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chesapeake, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,589 $2,594
GEICO $2,354 $2,282
Liberty Mutual $2,962 $3,609
Nationwide $1,863 $1,950
Progressive $1,988 $1,980
State Farm $1,514 $1,514
USAA $1,580 $1,589

Cheap Chesapeake, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chesapeake, West Virginia compared to the annual auto insurance rates with a clean record in Chesapeake, West Virginia.

Annual Chesapeake, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,056 $4,813 $5,774 $4,617
GEICO $2,170 $3,484 $6,012 $2,329
Liberty Mutual $5,357 $6,778 $7,496 $6,545
Nationwide $2,483 $3,320 $3,860 $2,759
Progressive $3,559 $4,786 $4,258 $4,179
State Farm $2,135 $2,533 $2,334 $2,334
USAA $2,258 $2,675 $3,813 $2,755

Cheap Chesapeake, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chesapeake, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Chesapeake, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Chesapeake, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,774
GEICO $6,012
Liberty Mutual $7,496
Nationwide $3,860
Progressive $4,258
State Farm $2,334
USAA $3,813

Cheap Chesapeake, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chesapeake, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chesapeake, West Virginia

Insurance Company Poor Fair Good
Allstate $5,846 $4,641 $3,958
GEICO $4,218 $3,432 $2,847
Liberty Mutual $9,348 $5,760 $4,525
Nationwide $3,536 $2,984 $2,796
Progressive $4,684 $4,094 $3,809
State Farm $3,355 $2,043 $1,603
USAA $4,232 $2,440 $1,954

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Cheap Chesapeake, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chesapeake, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Chesapeake, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chesapeake, West Virginia

ZIP Code Average Annual Rates
25315 $3,900

Cheap Chesapeake, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Chesapeake, West Virginia auto insurance. Find the cheapest annual Chesapeake, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chesapeake, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,815 $4,815
GEICO $3,461 $3,537
Liberty Mutual $6,544 $6,544
Nationwide $3,105 $3,105
Progressive $4,196 $4,196
State Farm $2,272 $2,396
USAA $2,842 $2,909

Cheap Chesapeake, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chesapeake, West Virginia? Check out the comparison of annual Chesapeake, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chesapeake, West Virginia

Insurance Company Low Medium High
Allstate $4,630 $4,806 $5,009
GEICO $3,286 $3,508 $3,702
Liberty Mutual $6,208 $6,529 $6,895
Nationwide $3,017 $3,096 $3,203
Progressive $4,012 $4,147 $4,428
State Farm $2,189 $2,327 $2,484
USAA $2,770 $2,870 $2,986

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Best By Category: Cheapest Auto Insurance in Chesapeake, West Virginia

Compare the cheapest auto insurance companies in Chesapeake, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chesapeake, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Chesapeake, West Virginia Auto Insurance Companies

What auto insurance companies in Chesapeake, West Virginia are the cheapest? Compare the top Chesapeake, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chesapeake, West Virginia

Insurance Company Average Annual Rates
Allstate $4,815
GEICO $3,499
Liberty Mutual $6,544
Nationwide $3,105
Progressive $4,196
State Farm $2,334
USAA $2,875

What affects auto insurance rates in Chesapeake, West Virginia?

There are a lot of reasons why auto insurance rates in Chesapeake, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chesapeake, West Virginia. Many local factors may affect your Chesapeake auto insurance rates.

Chesapeake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chesapeake, West Virginia commute length is 24.6 minutes according to City-Data.

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Compare Chesapeake, West Virginia Auto Insurance Quotes

Before you buy Chesapeake, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chesapeake, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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