Best Cheap Auto Insurance in Chesapeake, OH (2021)

The average Chesapeake, OH auto insurance rates are $254 per month. The minimum auto insurance in Chesapeake is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Chesapeake, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Chesapeake for teen drivers is Liberty Mutual
  • The average commute length in Chesapeake is 21.8 minutes
  • Average auto insurance rates in Chesapeake, OH for senior drivers are $1,589 per year

Chesapeake, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Chesapeake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chesapeake, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Chesapeake to other Ohio cities, including Lorain auto insurance rates, Parma auto insurance rates, and Cleveland auto insurance rates to see how Chesapeake, Ohio auto insurance rates stack up.

Before you buy Chesapeake, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chesapeake, Ohio auto insurance quotes.

Minimum Auto Insurance in Chesapeake, Ohio

Chesapeake, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chesapeake, Ohio.

Minimum Required Auto Insurance Coverage in Chesapeake, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Chesapeake, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chesapeake, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chesapeake, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,149 $2,153 $1,928 $2,065 $5,796 $6,620 $2,274 $2,441
American Family $974 $1,013 $887 $892 $2,972 $3,237 $1,203 $1,270
Farmers $1,937 $1,934 $1,709 $1,805 $8,427 $8,732 $2,162 $2,254
GEICO $1,488 $1,434 $1,372 $1,372 $3,911 $3,639 $1,660 $1,414
Liberty Mutual $2,268 $2,482 $1,743 $2,123 $11,512 $13,030 $2,424 $2,659
Nationwide $2,425 $2,442 $2,181 $2,203 $6,095 $7,903 $2,607 $3,049
Progressive $2,001 $1,880 $1,676 $1,732 $8,875 $9,994 $2,367 $2,452
State Farm $1,754 $1,754 $1,569 $1,569 $5,423 $6,819 $2,034 $2,326
Travelers $1,543 $1,568 $1,521 $1,516 $6,548 $10,354 $1,603 $1,849
USAA $1,012 $1,022 $956 $960 $3,091 $3,453 $1,359 $1,474

Cheap Chesapeake, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chesapeake, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Chesapeake, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Chesapeake, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,796 $6,620
American Family $2,972 $3,237
Farmers $8,427 $8,732
GEICO $3,911 $3,639
Liberty Mutual $11,512 $13,030
Nationwide $6,095 $7,903
Progressive $8,875 $9,994
State Farm $5,423 $6,819
Travelers $6,548 $10,354
USAA $3,091 $3,453

Cheap Chesapeake, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Chesapeake, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chesapeake, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,928 $2,065
American Family $887 $892
Farmers $1,709 $1,805
GEICO $1,372 $1,372
Liberty Mutual $1,743 $2,123
Nationwide $2,181 $2,203
Progressive $1,676 $1,732
State Farm $1,569 $1,569
Travelers $1,521 $1,516
USAA $956 $960

Cheap Chesapeake, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chesapeake, Ohio compared to the annual auto insurance rates with a clean record in Chesapeake, Ohio.

Annual Chesapeake, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,687 $3,240 $3,763 $3,024
American Family $1,490 $1,578 $1,578 $1,578
Farmers $2,989 $3,843 $3,749 $3,898
GEICO $1,397 $1,993 $2,843 $1,913
Liberty Mutual $4,021 $5,144 $5,272 $4,682
Nationwide $2,881 $3,684 $4,693 $3,193
Progressive $3,338 $4,540 $3,565 $4,046
State Farm $2,650 $3,161 $2,906 $2,906
Travelers $2,447 $3,178 $4,789 $2,837
USAA $1,279 $1,712 $2,253 $1,418

Cheap Chesapeake, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chesapeake, Ohio is not easy. Compare the annual rates for DUI auto insurance in Chesapeake, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Chesapeake, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,763
American Family $1,578
Farmers $3,749
GEICO $2,843
Liberty Mutual $5,272
Nationwide $4,693
Progressive $3,565
State Farm $2,906
Travelers $4,789
USAA $2,253

Cheap Chesapeake, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chesapeake, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chesapeake, Ohio

Insurance Company Poor Fair Good
Allstate $4,092 $2,964 $2,479
American Family $2,067 $1,408 $1,193
Farmers $4,108 $3,458 $3,293
GEICO $2,444 $2,036 $1,629
Liberty Mutual $6,873 $4,186 $3,280
Nationwide $4,365 $3,512 $2,962
Progressive $4,344 $3,761 $3,511
State Farm $4,137 $2,560 $2,020
Travelers $3,708 $3,222 $3,008
USAA $2,170 $1,528 $1,299

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Cheap Chesapeake, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chesapeake, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Chesapeake, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chesapeake, Ohio

ZIP Code Average Annual Rates
45619 $2,919

Cheap Chesapeake, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Chesapeake, Ohio auto insurance. Find the cheapest annual Chesapeake, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chesapeake, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,178 $3,178
American Family $1,537 $1,575
Farmers $3,620 $3,620
GEICO $1,997 $2,076
Liberty Mutual $4,780 $4,780
Nationwide $3,613 $3,613
Progressive $3,872 $3,872
State Farm $2,834 $2,978
Travelers $3,313 $3,313
USAA $1,600 $1,731

Cheap Chesapeake, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chesapeake, Ohio? Check out the comparison of annual Chesapeake, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chesapeake, Ohio

Insurance Company Low Medium High
Allstate $3,072 $3,172 $3,291
American Family $1,531 $1,568 $1,569
Farmers $3,426 $3,561 $3,873
GEICO $1,977 $2,028 $2,104
Liberty Mutual $4,611 $4,804 $4,925
Nationwide $4,010 $3,501 $3,329
Progressive $3,656 $3,825 $4,136
State Farm $2,758 $2,914 $3,046
Travelers $3,226 $3,357 $3,355
USAA $1,596 $1,664 $1,737

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Best By Category: Cheapest Auto Insurance in Chesapeake, Ohio

Compare the cheapest auto insurance companies in Chesapeake, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chesapeake, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Chesapeake, Ohio Auto Insurance Companies

What auto insurance companies in Chesapeake, Ohio are the cheapest? Compare the top Chesapeake, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chesapeake, Ohio

Insurance Company Average Annual Rates
Allstate $3,178
American Family $1,556
Farmers $3,620
GEICO $2,036
Liberty Mutual $4,780
Nationwide $3,613
Progressive $3,872
State Farm $2,906
Travelers $3,313
USAA $1,666

What affects auto insurance rates in Chesapeake, Ohio?

There are a lot of reasons why auto insurance rates in Chesapeake, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chesapeake, Ohio. Many local factors may affect your Chesapeake auto insurance rates.

Chesapeake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chesapeake, Ohio commute length is 21.8 minutes according to City-Data.

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Compare Chesapeake, Ohio Auto Insurance Quotes

Before you buy Chesapeake, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chesapeake, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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