Best Cheap Auto Insurance in Chesaning, MI (2021)

The average Chesaning, MI auto insurance rates are $723 per month. The minimum auto insurance in Chesaning is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Chesaning, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Chesaning is USAA
  • The average commute length in Chesaning is 29.5 minutes
  • The minimum auto insurance required in Chesaning, Michigan is 20/40/10

Chesaning, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Chesaning can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chesaning, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Chesaning to other Michigan cities, including Warren auto insurance rates, Grand Rapids auto insurance rates, and Livonia auto insurance rates to see how Chesaning, Michigan auto insurance rates stack up.

Before you buy Chesaning, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chesaning, Michigan auto insurance quotes.

Minimum Auto Insurance in Chesaning, Michigan

Chesaning, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chesaning, Michigan.

Minimum Required Auto Insurance Coverage in Chesaning, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Chesaning, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chesaning, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chesaning, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,756 $12,756 $11,781 $11,781 $32,547 $32,547 $13,458 $13,458
Farmers $3,826 $3,826 $3,577 $3,577 $8,371 $8,371 $4,292 $4,292
GEICO $3,507 $3,507 $3,582 $3,582 $9,980 $9,980 $3,357 $3,357
Liberty Mutual $12,294 $12,294 $12,175 $12,175 $28,516 $28,516 $12,294 $12,294
Nationwide $4,005 $4,005 $3,584 $3,584 $9,927 $9,927 $4,357 $4,357
Progressive $2,805 $2,616 $2,483 $2,759 $10,230 $10,927 $3,263 $3,035
State Farm $7,154 $7,154 $6,643 $6,643 $25,214 $25,214 $8,405 $8,405
Travelers $5,615 $5,615 $4,820 $4,820 $16,936 $16,936 $6,099 $6,099
USAA $2,571 $2,450 $2,416 $2,289 $6,400 $6,131 $3,156 $3,049

Cheap Chesaning, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chesaning, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Chesaning, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Chesaning, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $32,547 $32,547
Farmers $8,371 $8,371
GEICO $9,980 $9,980
Liberty Mutual $28,516 $28,516
Nationwide $9,927 $9,927
Progressive $10,230 $10,927
State Farm $25,214 $25,214
Travelers $16,936 $16,936
USAA $6,400 $6,131

Cheap Chesaning, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Chesaning, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chesaning, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,781 $11,781
Farmers $3,577 $3,577
GEICO $3,582 $3,582
Liberty Mutual $12,175 $12,175
Nationwide $3,584 $3,584
Progressive $2,483 $2,759
State Farm $6,643 $6,643
Travelers $4,820 $4,820
USAA $2,416 $2,289

Cheap Chesaning, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chesaning, Michigan compared to the annual auto insurance rates with a clean record in Chesaning, Michigan.

Annual Chesaning, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,687 $11,532 $38,236 $12,087
Farmers $4,224 $5,366 $5,302 $5,174
GEICO $1,799 $3,808 $11,494 $3,324
Liberty Mutual $11,174 $13,680 $25,963 $14,461
Nationwide $4,672 $6,251 $5,684 $5,267
Progressive $4,050 $5,299 $4,768 $4,942
State Farm $7,508 $9,019 $19,602 $11,287
Travelers $5,663 $8,086 $13,026 $6,695
USAA $2,861 $3,568 $4,682 $3,120

Cheap Chesaning, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chesaning, Michigan is not easy. Compare the annual rates for DUI auto insurance in Chesaning, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Chesaning, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $38,236
Farmers $5,302
GEICO $11,494
Liberty Mutual $25,963
Nationwide $5,684
Progressive $4,768
State Farm $19,602
Travelers $13,026
USAA $4,682

Cheap Chesaning, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chesaning, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chesaning, Michigan

Insurance Company Poor Fair Good
Allstate $26,641 $14,794 $11,472
Farmers $6,639 $4,374 $4,036
GEICO $6,559 $4,828 $3,932
Liberty Mutual $25,786 $14,914 $8,258
Nationwide $6,889 $5,147 $4,369
Progressive $5,488 $4,628 $4,179
State Farm $19,231 $9,727 $6,604
Travelers $8,575 $8,316 $8,211
USAA $5,322 $3,032 $2,319

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Cheap Chesaning, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chesaning, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Chesaning, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chesaning, Michigan

ZIP Code Average Annual Rates
48616 $6,180

Cheap Chesaning, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Chesaning, Michigan auto insurance. Find the cheapest annual Chesaning, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chesaning, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $17,635 $17,635
Farmers $5,016 $5,016
GEICO $4,991 $5,222
Liberty Mutual $15,768 $16,871
Nationwide $5,468 $5,468
Progressive $4,765 $4,765
State Farm $11,535 $12,173
Travelers $8,320 $8,416
USAA $3,518 $3,598

Cheap Chesaning, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chesaning, Michigan? Check out the comparison of annual Chesaning, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chesaning, Michigan

Insurance Company Low Medium High
Allstate $17,206 $17,674 $18,027
Farmers $4,894 $5,007 $5,149
GEICO $4,773 $5,061 $5,485
Liberty Mutual $15,937 $16,282 $16,741
Nationwide $5,754 $5,370 $5,282
Progressive $4,617 $4,771 $4,907
State Farm $11,261 $11,927 $12,374
Travelers $8,281 $8,376 $8,446
USAA $3,448 $3,567 $3,658

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Best By Category: Cheapest Auto Insurance in Chesaning, Michigan

Compare the cheapest auto insurance companies in Chesaning, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chesaning, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Chesaning, Michigan Auto Insurance Companies

What auto insurance companies in Chesaning, Michigan are the cheapest? Compare the top Chesaning, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chesaning, Michigan

Insurance Company Average Annual Rates
Allstate $17,635
Farmers $5,016
GEICO $5,106
Liberty Mutual $16,320
Nationwide $5,468
Progressive $4,765
State Farm $11,854
Travelers $8,368
USAA $3,558

What affects auto insurance rates in Chesaning, Michigan?

There are a lot of reasons why auto insurance rates in Chesaning, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chesaning, Michigan. Many local factors may affect your Chesaning auto insurance rates.

Chesaning Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Chesaning, Michigan auto theft statistics, there have been 2 auto thefts in the city.

Chesaning Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chesaning, Michigan commute length is 29.5 minutes according to City-Data.

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Compare Chesaning, Michigan Auto Insurance Quotes

Before you buy Chesaning, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chesaning, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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