Best Cheap Auto Insurance in Cherry Valley, NY (2021)

The average Cherry Valley, NY auto insurance rates are $284 per month. The minimum auto insurance in Cherry Valley is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Cherry Valley, New York, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Cherry Valley is GEICO
  • Average auto insurance rates in Cherry Valley, NY for senior drivers are $2,117 per year
  • The average commute length in Cherry Valley is 24.4 minutes

Cherry Valley, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Cherry Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cherry Valley, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Cherry Valley to other New York cities, including Albany auto insurance rates, Yonkers auto insurance rates, and Syracuse auto insurance rates to see how Cherry Valley, New York auto insurance rates stack up.

Before you buy Cherry Valley, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cherry Valley, New York auto insurance quotes.

Minimum Auto Insurance in Cherry Valley, New York

Cherry Valley, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cherry Valley, New York.

Minimum Required Auto Insurance Coverage in Cherry Valley, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Cherry Valley, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cherry Valley, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cherry Valley, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,276 $2,155 $2,131 $2,171 $6,583 $7,072 $2,279 $2,316
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,260 $2,260 $2,133 $2,133 $3,937 $5,868 $2,260 $2,873
Progressive $1,685 $1,589 $1,365 $1,383 $5,616 $6,266 $2,174 $2,125
State Farm $2,192 $2,192 $1,906 $1,906 $6,377 $8,245 $2,404 $2,552
Travelers $2,438 $2,479 $2,208 $2,382 $5,502 $6,505 $2,592 $2,717
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Cheap Cherry Valley, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cherry Valley, New York is a challenge. Take a look at the annual teen auto insurance rates in Cherry Valley, New York.

Annual Auto Insurance Rates for Teen Drivers in Cherry Valley, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,583 $7,072
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,937 $5,868
Progressive $5,616 $6,266
State Farm $6,377 $8,245
Travelers $5,502 $6,505
USAA $6,993 $8,362

Cheap Cherry Valley, New York Auto Insurance for Seniors

What are senior auto insurance rates in Cherry Valley, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cherry Valley, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,131 $2,171
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,133 $2,133
Progressive $1,365 $1,383
State Farm $1,906 $1,906
Travelers $2,208 $2,382
USAA $1,576 $1,583

Cheap Cherry Valley, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cherry Valley, New York compared to the annual auto insurance rates with a clean record in Cherry Valley, New York.

Annual Cherry Valley, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,863 $2,863 $4,165 $3,601
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,264 $2,264 $5,017 $2,316
Progressive $2,702 $2,702 $2,981 $2,717
State Farm $3,311 $3,311 $3,632 $3,632
Travelers $2,893 $3,566 $3,618 $3,334
USAA $2,972 $3,020 $4,343 $3,020

Cheap Cherry Valley, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cherry Valley, New York is not easy. Compare the annual rates for DUI auto insurance in Cherry Valley, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Cherry Valley, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,165
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,017
Progressive $2,981
State Farm $3,632
Travelers $3,618
USAA $4,343

Cheap Cherry Valley, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cherry Valley, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cherry Valley, New York

Insurance Company Poor Fair Good
Allstate $4,812 $2,840 $2,466
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,966 $2,966 $2,966
Progressive $4,377 $2,278 $1,671
State Farm $4,902 $3,074 $2,439
Travelers $4,595 $2,918 $2,545
USAA $5,185 $2,565 $2,265

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Cherry Valley, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cherry Valley, New York can vary. Compare the annual cost of auto insurance by ZIP code in Cherry Valley, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cherry Valley, New York

ZIP Code Average Annual Rates
13320 $3,450

Cheap Cherry Valley, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Cherry Valley, New York auto insurance. Find the cheapest annual Cherry Valley, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cherry Valley, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,328 $3,418
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,966 $2,966
Progressive $2,775 $2,775
State Farm $3,351 $3,592
Travelers $3,353 $3,353
USAA $3,305 $3,372

Cheap Cherry Valley, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cherry Valley, New York? Check out the comparison of annual Cherry Valley, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cherry Valley, New York

Insurance Company Low Medium High
Allstate $3,205 $3,363 $3,550
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,822 $2,945 $3,129
Progressive $2,640 $2,761 $2,925
State Farm $3,314 $3,489 $3,612
Travelers $3,203 $3,323 $3,532
USAA $3,250 $3,324 $3,442

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Cherry Valley, New York

Compare the cheapest auto insurance companies in Cherry Valley, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cherry Valley, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Cherry Valley, New York Auto Insurance Companies

What auto insurance companies in Cherry Valley, New York are the cheapest? Compare the top Cherry Valley, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cherry Valley, New York

Insurance Company Average Annual Rates
Allstate $3,373
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,966
Progressive $2,775
State Farm $3,472
Travelers $3,353
USAA $3,339

What affects auto insurance rates in Cherry Valley, New York?

There are a lot of reasons why auto insurance rates in Cherry Valley, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cherry Valley, New York. Many local factors may affect your Cherry Valley auto insurance rates.

Cherry Valley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cherry Valley, New York commute length is 24.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Cherry Valley, New York Auto Insurance Quotes

Before you buy Cherry Valley, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cherry Valley, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption