Best Cheap Auto Insurance in Cherokee, KS (2021)

The average Cherokee, KS auto insurance rates are $279 per month. The minimum auto insurance in Cherokee is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Cherokee, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Cherokee is 23.7 minutes
  • Average auto insurance rates in Cherokee, KS for senior drivers are $1,941 per year
  • The minimum auto insurance required in Cherokee, Kansas is 25/50/25

Cherokee, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Cherokee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cherokee, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Cherokee to other Kansas cities, including Kansas City auto insurance rates, Lawrence auto insurance rates, and Lenexa auto insurance rates to see how Cherokee, Kansas auto insurance rates stack up.

Before you buy Cherokee, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cherokee, Kansas auto insurance quotes.

Minimum Auto Insurance in Cherokee, Kansas

Cherokee, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cherokee, Kansas.

Minimum Required Auto Insurance Coverage in Cherokee, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cherokee, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cherokee, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cherokee, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,721 $1,721 $1,554 $1,554 $3,366 $4,051 $1,721 $1,937
Farmers $2,431 $2,408 $2,170 $2,270 $6,626 $6,848 $2,735 $2,869
GEICO $2,408 $2,353 $2,431 $2,262 $4,517 $6,101 $2,826 $2,031
Liberty Mutual $2,380 $2,574 $2,267 $2,531 $10,904 $12,184 $2,608 $2,824
Nationwide $1,551 $1,589 $1,389 $1,488 $3,328 $4,047 $1,823 $1,932
Progressive $2,415 $2,290 $1,945 $2,034 $9,047 $10,197 $2,845 $3,052
State Farm $1,834 $1,834 $1,604 $1,604 $4,843 $6,181 $2,060 $2,324
Travelers $2,098 $2,134 $2,043 $2,069 $8,427 $13,104 $2,145 $2,531
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Cherokee, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cherokee, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Cherokee, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Cherokee, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,366 $4,051
Farmers $6,626 $6,848
GEICO $4,517 $6,101
Liberty Mutual $10,904 $12,184
Nationwide $3,328 $4,047
Progressive $9,047 $10,197
State Farm $4,843 $6,181
Travelers $8,427 $13,104
USAA $4,807 $5,062

Cheap Cherokee, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Cherokee, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cherokee, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,554 $1,554
Farmers $2,170 $2,270
GEICO $2,431 $2,262
Liberty Mutual $2,267 $2,531
Nationwide $1,389 $1,488
Progressive $1,945 $2,034
State Farm $1,604 $1,604
Travelers $2,043 $2,069
USAA $1,313 $1,333

Cheap Cherokee, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cherokee, Kansas compared to the annual auto insurance rates with a clean record in Cherokee, Kansas.

Annual Cherokee, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,166 $2,316 $2,166 $2,166
Farmers $2,986 $3,845 $3,749 $3,599
GEICO $1,969 $3,213 $4,938 $2,344
Liberty Mutual $3,617 $5,420 $5,327 $4,771
Nationwide $1,632 $1,867 $3,222 $1,854
Progressive $3,901 $4,577 $4,081 $4,354
State Farm $2,587 $2,984 $2,785 $2,785
Travelers $3,148 $4,103 $5,661 $4,363
USAA $1,765 $2,373 $3,494 $2,020

Cheap Cherokee, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cherokee, Kansas is not easy. Compare the annual rates for DUI auto insurance in Cherokee, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Cherokee, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,166
Farmers $3,749
GEICO $4,938
Liberty Mutual $5,327
Nationwide $3,222
Progressive $4,081
State Farm $2,785
Travelers $5,661
USAA $3,494

Cheap Cherokee, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cherokee, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cherokee, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,877 $2,034 $1,698
Farmers $4,180 $3,322 $3,132
GEICO $4,843 $2,561 $1,944
Liberty Mutual $4,784 $4,784 $4,784
Nationwide $2,365 $2,105 $1,961
Progressive $4,839 $4,077 $3,769
State Farm $4,056 $2,424 $1,877
Travelers $4,996 $4,061 $3,899
USAA $3,299 $2,163 $1,778

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Cheap Cherokee, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cherokee, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Cherokee, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cherokee, Kansas

ZIP Code Average Annual Rates
66724 $3,537

Cheap Cherokee, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Cherokee, Kansas auto insurance. Find the cheapest annual Cherokee, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cherokee, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,175 $2,231
Farmers $3,545 $3,545
GEICO $3,050 $3,182
Liberty Mutual $4,784 $4,784
Nationwide $2,143 $2,143
Progressive $4,228 $4,228
State Farm $2,716 $2,855
Travelers $4,319 $4,319
USAA $2,341 $2,485

Cheap Cherokee, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cherokee, Kansas? Check out the comparison of annual Cherokee, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cherokee, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,220 $2,314 $2,075
Farmers $3,394 $3,525 $3,715
GEICO $3,023 $3,112 $3,212
Liberty Mutual $4,663 $4,772 $4,917
Nationwide $2,243 $2,120 $2,067
Progressive $3,978 $4,194 $4,512
State Farm $2,686 $2,793 $2,877
Travelers $4,103 $4,324 $4,529
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Cherokee, Kansas

Compare the cheapest auto insurance companies in Cherokee, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cherokee, Kansas

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

The Cheapest Cherokee, Kansas Auto Insurance Companies

What auto insurance companies in Cherokee, Kansas are the cheapest? Compare the top Cherokee, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cherokee, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,203
Farmers $3,545
GEICO $3,116
Liberty Mutual $4,784
Nationwide $2,143
Progressive $4,228
State Farm $2,785
Travelers $4,319
USAA $2,413

What affects auto insurance rates in Cherokee, Kansas?

There are a lot of reasons why auto insurance rates in Cherokee, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cherokee, Kansas. Many local factors may affect your Cherokee auto insurance rates.

Cherokee Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cherokee, Kansas commute length is 23.7 minutes according to City-Data.

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Compare Cherokee, Kansas Auto Insurance Quotes

Before you buy Cherokee, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cherokee, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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