Best Cheap Auto Insurance in Cheney, KS (2021)

The average Cheney, KS auto insurance rates are $281 per month. The minimum auto insurance in Cheney is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Cheney, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Cheney, KS for senior drivers are $1,943 per year
  • The cheapest auto insurance company in Cheney is American Family
  • The average commute length in Cheney is 21.4 minutes

Cheney, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Cheney can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cheney, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Cheney to other Kansas cities, including Kansas City auto insurance rates, Overland Park auto insurance rates, and Shawnee auto insurance rates to see how Cheney, Kansas auto insurance rates stack up.

Before you buy Cheney, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cheney, Kansas auto insurance quotes.

Minimum Auto Insurance in Cheney, Kansas

Cheney, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cheney, Kansas.

Minimum Required Auto Insurance Coverage in Cheney, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cheney, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cheney, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cheney, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,688 $2,594 $2,425 $2,491 $7,755 $8,735 $2,729 $2,809
American Family $1,687 $1,687 $1,526 $1,526 $3,354 $4,050 $1,687 $1,903
Farmers $2,458 $2,432 $2,192 $2,296 $6,831 $7,058 $2,765 $2,894
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,809 $1,860 $1,612 $1,735 $3,816 $4,662 $2,117 $2,251
Progressive $2,342 $2,220 $1,893 $1,975 $8,777 $9,888 $2,761 $2,956
State Farm $1,735 $1,735 $1,547 $1,547 $5,035 $6,366 $1,959 $2,237
Travelers $2,049 $2,084 $1,996 $2,021 $8,261 $12,871 $2,097 $2,472
USAA $1,483 $1,499 $1,369 $1,368 $5,341 $5,562 $1,974 $2,041

Cheap Cheney, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cheney, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Cheney, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Cheney, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,755 $8,735
American Family $3,354 $4,050
Farmers $6,831 $7,058
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,816 $4,662
Progressive $8,777 $9,888
State Farm $5,035 $6,366
Travelers $8,261 $12,871
USAA $5,341 $5,562

Cheap Cheney, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Cheney, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cheney, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,491
American Family $1,526 $1,526
Farmers $2,192 $2,296
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,612 $1,735
Progressive $1,893 $1,975
State Farm $1,547 $1,547
Travelers $1,996 $2,021
USAA $1,369 $1,368

Cheap Cheney, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cheney, Kansas compared to the annual auto insurance rates with a clean record in Cheney, Kansas.

Annual Cheney, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,445 $4,032 $4,736 $3,901
American Family $2,140 $2,290 $2,140 $2,140
Farmers $3,044 $3,927 $3,828 $3,665
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,873 $2,151 $3,768 $2,138
Progressive $3,778 $4,449 $3,957 $4,222
State Farm $2,543 $2,998 $2,770 $2,770
Travelers $3,085 $4,022 $5,545 $4,273
USAA $1,876 $2,550 $3,739 $2,154

Cheap Cheney, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cheney, Kansas is not easy. Compare the annual rates for DUI auto insurance in Cheney, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Cheney, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,736
American Family $2,140
Farmers $3,828
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,768
Progressive $3,957
State Farm $2,770
Travelers $5,545
USAA $3,739

Cheap Cheney, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cheney, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cheney, Kansas

Insurance Company Poor Fair Good
Allstate $4,981 $3,802 $3,302
American Family $2,845 $2,008 $1,679
Farmers $4,256 $3,393 $3,199
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,748 $2,433 $2,267
Progressive $4,691 $3,955 $3,659
State Farm $4,034 $2,410 $1,867
Travelers $4,892 $3,980 $3,822
USAA $3,506 $2,319 $1,914

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Cheap Cheney, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cheney, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Cheney, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cheney, Kansas

ZIP Code Average Annual Rates
67025 $3,573

Cheap Cheney, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Cheney, Kansas auto insurance. Find the cheapest annual Cheney, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cheney, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,028 $4,028
American Family $2,150 $2,205
Farmers $3,616 $3,616
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,483 $2,483
Progressive $4,102 $4,102
State Farm $2,701 $2,840
Travelers $4,231 $4,231
USAA $2,506 $2,653

Cheap Cheney, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cheney, Kansas? Check out the comparison of annual Cheney, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cheney, Kansas

Insurance Company Low Medium High
Allstate $3,896 $4,019 $4,170
American Family $2,188 $2,287 $2,057
Farmers $3,458 $3,595 $3,795
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,609 $2,456 $2,383
Progressive $3,860 $4,067 $4,378
State Farm $2,654 $2,779 $2,878
Travelers $4,018 $4,237 $4,439
USAA $2,478 $2,572 $2,689

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Best By Category: Cheapest Auto Insurance in Cheney, Kansas

Compare the cheapest auto insurance companies in Cheney, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cheney, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

The Cheapest Cheney, Kansas Auto Insurance Companies

What auto insurance companies in Cheney, Kansas are the cheapest? Compare the top Cheney, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cheney, Kansas

Insurance Company Average Annual Rates
Allstate $4,028
American Family $2,177
Farmers $3,616
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,483
Progressive $4,102
State Farm $2,770
Travelers $4,231
USAA $2,580

What affects auto insurance rates in Cheney, Kansas?

There are a lot of reasons why auto insurance rates in Cheney, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cheney, Kansas. Many local factors may affect your Cheney auto insurance rates.

Cheney Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Cheney, Kansas auto theft statistics, there have been 4 auto thefts in the city.

Cheney Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cheney, Kansas commute length is 21.4 minutes according to City-Data.

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Compare Cheney, Kansas Auto Insurance Quotes

Before you buy Cheney, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cheney, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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