Best Cheap Auto Insurance in Checotah, OK (2021)

The average Checotah, OK auto insurance rates are $330 per month. The minimum auto insurance in Checotah is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Checotah, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Checotah is 22.0 minutes
  • The minimum auto insurance required in Checotah, Oklahoma is 25/50/25
  • The cheapest auto insurance company in Checotah is State Farm

Checotah, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Checotah can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Checotah, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Checotah to other Oklahoma cities, including Broken Arrow auto insurance rates, Tulsa auto insurance rates, and Stillwater auto insurance rates to see how Checotah, Oklahoma auto insurance rates stack up.

Before you buy Checotah, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Checotah, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Checotah, Oklahoma

Checotah, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Checotah, Oklahoma.

Minimum Required Auto Insurance Coverage in Checotah, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Checotah, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Checotah, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Checotah, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,240 $2,253 $2,057 $2,161 $6,853 $8,038 $2,425 $2,566
Farmers $2,353 $2,338 $2,115 $2,229 $8,841 $9,075 $2,676 $2,813
GEICO $2,263 $2,475 $2,409 $2,699 $6,596 $7,054 $1,981 $2,014
Liberty Mutual $4,382 $4,629 $3,852 $4,194 $11,927 $13,094 $4,555 $4,717
Progressive $2,466 $2,349 $2,031 $2,143 $9,797 $10,991 $2,894 $3,047
State Farm $1,886 $1,886 $1,651 $1,651 $4,574 $5,791 $1,974 $2,208
USAA $1,817 $1,821 $1,743 $1,761 $5,922 $6,605 $2,342 $2,571

Cheap Checotah, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Checotah, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Checotah, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Checotah, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,853 $8,038
Farmers $8,841 $9,075
GEICO $6,596 $7,054
Liberty Mutual $11,927 $13,094
Progressive $9,797 $10,991
State Farm $4,574 $5,791
USAA $5,922 $6,605

Cheap Checotah, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Checotah, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Checotah, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,057 $2,161
Farmers $2,115 $2,229
GEICO $2,409 $2,699
Liberty Mutual $3,852 $4,194
Progressive $2,031 $2,143
State Farm $1,651 $1,651
USAA $1,743 $1,761

Cheap Checotah, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Checotah, Oklahoma compared to the annual auto insurance rates with a clean record in Checotah, Oklahoma.

Annual Checotah, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,075 $3,603 $4,160 $3,458
Farmers $3,424 $4,391 $4,284 $4,121
GEICO $2,507 $3,833 $4,242 $3,163
Liberty Mutual $4,330 $7,219 $8,171 $5,955
Progressive $3,478 $6,460 $3,837 $4,085
State Farm $2,523 $2,882 $2,703 $2,703
USAA $2,266 $3,254 $3,983 $2,788

Cheap Checotah, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Checotah, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Checotah, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Checotah, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,160
Farmers $4,284
GEICO $4,242
Liberty Mutual $8,171
Progressive $3,837
State Farm $2,703
USAA $3,983

Cheap Checotah, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Checotah, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Checotah, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,415 $3,350 $2,957
Farmers $4,668 $3,842 $3,655
GEICO $4,141 $3,436 $2,732
Liberty Mutual $9,228 $5,618 $4,410
Progressive $5,071 $4,313 $4,010
State Farm $3,758 $2,410 $1,941
USAA $4,553 $2,595 $2,070

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Cheap Checotah, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Checotah, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Checotah, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Checotah, Oklahoma

ZIP Code Average Annual Rates
74426 $3,929

Cheap Checotah, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Checotah, Oklahoma auto insurance. Find the cheapest annual Checotah, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Checotah, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,574 $3,574
Farmers $4,055 $4,055
GEICO $3,370 $3,503
Liberty Mutual $6,419 $6,419
Progressive $4,465 $4,465
State Farm $2,656 $2,749
USAA $3,036 $3,110

Cheap Checotah, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Checotah, Oklahoma? Check out the comparison of annual Checotah, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Checotah, Oklahoma

Insurance Company Low Medium High
Allstate $3,372 $3,561 $3,789
Farmers $3,891 $4,012 $4,262
GEICO $3,204 $3,441 $3,665
Liberty Mutual $6,080 $6,395 $6,782
Progressive $4,166 $4,439 $4,790
State Farm $2,547 $2,683 $2,879
USAA $2,956 $3,065 $3,197

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Best By Category: Cheapest Auto Insurance in Checotah, Oklahoma

Compare the cheapest auto insurance companies in Checotah, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Checotah, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Checotah, Oklahoma Auto Insurance Companies

What auto insurance companies in Checotah, Oklahoma are the cheapest? Compare the top Checotah, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Checotah, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,574
Farmers $4,055
GEICO $3,436
Liberty Mutual $6,419
Progressive $4,465
State Farm $2,703
USAA $3,073

What affects auto insurance rates in Checotah, Oklahoma?

There are a lot of reasons why auto insurance rates in Checotah, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Checotah, Oklahoma. Many local factors may affect your Checotah auto insurance rates.

Checotah Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Checotah, Oklahoma commute length is 22.0 minutes according to City-Data.

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Compare Checotah, Oklahoma Auto Insurance Quotes

Before you buy Checotah, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Checotah, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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