Best Cheap Auto Insurance in Cheboygan, MI (2021)

The average Cheboygan, MI auto insurance rates are $789 per month. The minimum auto insurance in Cheboygan is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Cheboygan, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Cheboygan, Michigan is 20/40/10
  • Average auto insurance rates in Cheboygan, MI for senior drivers are $6,292 per year
  • The average commute length in Cheboygan is 22.0 minutes

Cheboygan, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Cheboygan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cheboygan, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Cheboygan to other Michigan cities, including Lansing auto insurance rates, Detroit auto insurance rates, and Livonia auto insurance rates to see how Cheboygan, Michigan auto insurance rates stack up.

Before you buy Cheboygan, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cheboygan, Michigan auto insurance quotes.

Minimum Auto Insurance in Cheboygan, Michigan

Cheboygan, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cheboygan, Michigan.

Minimum Required Auto Insurance Coverage in Cheboygan, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Cheboygan, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cheboygan, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cheboygan, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,261 $18,261 $17,077 $17,077 $43,192 $43,192 $19,197 $19,197
Farmers $3,394 $3,394 $3,166 $3,166 $7,611 $7,611 $3,804 $3,804
GEICO $3,884 $3,884 $3,922 $3,922 $10,771 $10,771 $3,717 $3,717
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,842 $4,842 $4,311 $4,311 $12,461 $12,461 $5,293 $5,293
Progressive $2,790 $2,613 $2,467 $2,733 $10,129 $10,846 $3,250 $3,043
State Farm $6,445 $6,445 $5,968 $5,968 $22,400 $22,400 $7,559 $7,559
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,287 $2,184 $2,150 $2,046 $5,446 $5,207 $2,786 $2,696

Cheap Cheboygan, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cheboygan, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Cheboygan, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Cheboygan, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,192 $43,192
Farmers $7,611 $7,611
GEICO $10,771 $10,771
Liberty Mutual $30,474 $30,474
Nationwide $12,461 $12,461
Progressive $10,129 $10,846
State Farm $22,400 $22,400
Travelers $16,861 $16,861
USAA $5,446 $5,207

Cheap Cheboygan, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Cheboygan, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cheboygan, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,077 $17,077
Farmers $3,166 $3,166
GEICO $3,922 $3,922
Liberty Mutual $12,695 $12,695
Nationwide $4,311 $4,311
Progressive $2,467 $2,733
State Farm $5,968 $5,968
Travelers $4,792 $4,792
USAA $2,150 $2,046

Cheap Cheboygan, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cheboygan, Michigan compared to the annual auto insurance rates with a clean record in Cheboygan, Michigan.

Annual Cheboygan, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,880 $15,975 $53,265 $16,607
Farmers $3,787 $4,811 $4,744 $4,633
GEICO $2,003 $4,153 $12,485 $3,655
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,734 $7,704 $6,993 $6,475
Progressive $4,029 $5,259 $4,735 $4,913
State Farm $6,774 $8,103 $17,401 $10,095
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,504 $3,103 $4,068 $2,726

Cheap Cheboygan, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cheboygan, Michigan is not easy. Compare the annual rates for DUI auto insurance in Cheboygan, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Cheboygan, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,265
Farmers $4,744
GEICO $12,485
Liberty Mutual $26,565
Nationwide $6,993
Progressive $4,735
State Farm $17,401
Travelers $12,908
USAA $4,068

Cheap Cheboygan, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cheboygan, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cheboygan, Michigan

Insurance Company Poor Fair Good
Allstate $37,414 $20,541 $15,340
Farmers $5,866 $3,952 $3,663
GEICO $7,165 $5,269 $4,288
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,486 $6,332 $5,361
Progressive $5,452 $4,596 $4,154
State Farm $17,170 $8,697 $5,913
Travelers $8,534 $8,275 $8,170
USAA $4,619 $2,649 $2,033

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Cheap Cheboygan, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cheboygan, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Cheboygan, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cheboygan, Michigan

ZIP Code Average Annual Rates
49721 $6,666

Cheap Cheboygan, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Cheboygan, Michigan auto insurance. Find the cheapest annual Cheboygan, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cheboygan, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,432 $24,432
Farmers $4,494 $4,494
GEICO $5,444 $5,704
Liberty Mutual $16,605 $17,805
Nationwide $6,726 $6,726
Progressive $4,734 $4,734
State Farm $10,309 $10,877
Travelers $8,279 $8,375
USAA $3,065 $3,135

Cheap Cheboygan, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cheboygan, Michigan? Check out the comparison of annual Cheboygan, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cheboygan, Michigan

Insurance Company Low Medium High
Allstate $23,877 $24,481 $24,937
Farmers $4,371 $4,483 $4,626
GEICO $5,238 $5,528 $5,955
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $7,083 $6,602 $6,494
Progressive $4,592 $4,740 $4,870
State Farm $10,074 $10,657 $11,049
Travelers $8,241 $8,334 $8,405
USAA $3,006 $3,107 $3,187

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Best By Category: Cheapest Auto Insurance in Cheboygan, Michigan

Compare the cheapest auto insurance companies in Cheboygan, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cheboygan, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Cheboygan, Michigan Auto Insurance Companies

What auto insurance companies in Cheboygan, Michigan are the cheapest? Compare the top Cheboygan, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cheboygan, Michigan

Insurance Company Average Annual Rates
Allstate $24,432
Farmers $4,494
GEICO $5,574
Liberty Mutual $17,205
Nationwide $6,726
Progressive $4,734
State Farm $10,593
Travelers $8,327
USAA $3,100

What affects auto insurance rates in Cheboygan, Michigan?

There are a lot of reasons why auto insurance rates in Cheboygan, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cheboygan, Michigan. Many local factors may affect your Cheboygan auto insurance rates.

Cheboygan Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Cheboygan, Michigan auto theft statistics, there have been 1 auto thefts in the city.

Cheboygan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cheboygan, Michigan commute length is 22.0 minutes according to City-Data.

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Compare Cheboygan, Michigan Auto Insurance Quotes

Before you buy Cheboygan, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cheboygan, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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