Best Cheap Auto Insurance in Chattanooga Valley, GA (2021)

The average Chattanooga Valley, GA auto insurance rates are $389 per month. The minimum auto insurance in Chattanooga Valley is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Chattanooga Valley, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Chattanooga Valley, GA for senior drivers are $2,558 per year
  • The average commute length in Chattanooga Valley is 27.2 minutes
  • The cheapest auto insurance company in Chattanooga Valley is GEICO

Chattanooga Valley, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Chattanooga Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chattanooga Valley, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Chattanooga Valley to other Georgia cities, including Sandy Springs auto insurance rates, Johns Creek auto insurance rates, and South Fulton auto insurance rates to see how Chattanooga Valley, Georgia auto insurance rates stack up.

Before you buy Chattanooga Valley, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chattanooga Valley, Georgia auto insurance quotes.

Minimum Auto Insurance in Chattanooga Valley, Georgia

Chattanooga Valley, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chattanooga Valley, Georgia.

Minimum Required Auto Insurance Coverage in Chattanooga Valley, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Chattanooga Valley, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chattanooga Valley, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chattanooga Valley, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,650 $2,538 $2,538 $6,329 $8,206 $2,979 $3,256
GEICO $1,566 $1,551 $1,522 $1,522 $4,739 $5,679 $2,035 $2,254
Liberty Mutual $5,070 $5,517 $4,146 $4,707 $21,867 $24,422 $5,377 $5,723
Nationwide $3,713 $3,839 $3,661 $4,025 $11,535 $14,868 $4,525 $4,913
Progressive $2,430 $2,238 $2,092 $2,205 $7,922 $8,778 $2,826 $2,978
State Farm $1,975 $1,975 $1,780 $1,780 $5,392 $7,054 $2,170 $2,357
USAA $1,771 $1,766 $1,643 $1,646 $6,413 $7,609 $2,202 $2,428

Cheap Chattanooga Valley, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chattanooga Valley, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Chattanooga Valley, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Chattanooga Valley, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,329 $8,206
GEICO $4,739 $5,679
Liberty Mutual $21,867 $24,422
Nationwide $11,535 $14,868
Progressive $7,922 $8,778
State Farm $5,392 $7,054
USAA $6,413 $7,609

Cheap Chattanooga Valley, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Chattanooga Valley, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chattanooga Valley, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
GEICO $1,522 $1,522
Liberty Mutual $4,146 $4,707
Nationwide $3,661 $4,025
Progressive $2,092 $2,205
State Farm $1,780 $1,780
USAA $1,643 $1,646

Cheap Chattanooga Valley, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chattanooga Valley, Georgia compared to the annual auto insurance rates with a clean record in Chattanooga Valley, Georgia.

Annual Chattanooga Valley, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $4,942 $4,052 $3,375
GEICO $1,764 $2,203 $4,489 $1,977
Liberty Mutual $7,287 $9,965 $11,456 $9,707
Nationwide $4,915 $5,767 $8,898 $5,959
Progressive $3,072 $5,471 $3,616 $3,576
State Farm $2,780 $3,340 $3,060 $3,060
USAA $2,433 $3,077 $4,517 $2,711

Cheap Chattanooga Valley, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chattanooga Valley, Georgia is not easy. Compare the annual rates for DUI auto insurance in Chattanooga Valley, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Chattanooga Valley, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,052
GEICO $4,489
Liberty Mutual $11,456
Nationwide $8,898
Progressive $3,616
State Farm $3,060
USAA $4,517

Cheap Chattanooga Valley, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chattanooga Valley, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chattanooga Valley, Georgia

Insurance Company Poor Fair Good
Allstate $5,043 $3,508 $3,129
GEICO $3,281 $2,306 $2,239
Liberty Mutual $13,756 $8,442 $6,613
Nationwide $7,607 $6,160 $5,388
Progressive $4,403 $3,833 $3,565
State Farm $4,336 $2,702 $2,142
USAA $4,146 $2,917 $2,490

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Cheap Chattanooga Valley, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chattanooga Valley, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Chattanooga Valley, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chattanooga Valley, Georgia

ZIP Code Average Annual Rates
30725 $4,568
30741 $4,488

Cheap Chattanooga Valley, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Chattanooga Valley, Georgia auto insurance. Find the cheapest annual Chattanooga Valley, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chattanooga Valley, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,809 $3,978
GEICO $2,565 $2,652
Liberty Mutual $9,604 $9,604
Nationwide $6,385 $6,385
Progressive $3,934 $3,934
State Farm $3,060 $3,060
USAA $3,040 $3,330

Cheap Chattanooga Valley, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chattanooga Valley, Georgia? Check out the comparison of annual Chattanooga Valley, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chattanooga Valley, Georgia

Insurance Company Low Medium High
Allstate $3,641 $3,925 $4,114
GEICO $2,415 $2,621 $2,790
Liberty Mutual $9,198 $9,553 $10,060
Nationwide $6,285 $6,496 $6,373
Progressive $3,640 $3,878 $4,283
State Farm $2,866 $3,062 $3,253
USAA $3,053 $3,170 $3,331

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Best By Category: Cheapest Auto Insurance in Chattanooga Valley, Georgia

Compare the cheapest auto insurance companies in Chattanooga Valley, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chattanooga Valley, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Chattanooga Valley, Georgia Auto Insurance Companies

What auto insurance companies in Chattanooga Valley, Georgia are the cheapest? Compare the top Chattanooga Valley, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chattanooga Valley, Georgia

Insurance Company Average Annual Rates
Allstate $3,893
GEICO $2,608
Liberty Mutual $9,604
Nationwide $6,385
Progressive $3,934
State Farm $3,060
USAA $3,185

What affects auto insurance rates in Chattanooga Valley, Georgia?

There are a lot of reasons why auto insurance rates in Chattanooga Valley, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chattanooga Valley, Georgia. Many local factors may affect your Chattanooga Valley auto insurance rates.

Chattanooga Valley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chattanooga Valley, Georgia commute length is 27.2 minutes according to City-Data.

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Compare Chattanooga Valley, Georgia Auto Insurance Quotes

Before you buy Chattanooga Valley, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chattanooga Valley, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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