Best Cheap Auto Insurance in Chateaugay, NY (2021)

The average Chateaugay, NY auto insurance rates are $254 per month. The minimum auto insurance in Chateaugay is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Chateaugay, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Chateaugay is GEICO
  • The average commute length in Chateaugay is 23.7 minutes
  • The minimum auto insurance required in Chateaugay, New York is 25/50/10

Chateaugay, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Chateaugay can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chateaugay, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Chateaugay to other New York cities, including Utica auto insurance rates, Albany auto insurance rates, and Buffalo auto insurance rates to see how Chateaugay, New York auto insurance rates stack up.

Before you buy Chateaugay, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chateaugay, New York auto insurance quotes.

Minimum Auto Insurance in Chateaugay, New York

Chateaugay, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chateaugay, New York.

Minimum Required Auto Insurance Coverage in Chateaugay, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Chateaugay, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chateaugay, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chateaugay, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,297 $1,251 $1,263 $1,245 $2,710 $3,956 $1,170 $1,204
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,059 $2,059 $1,946 $1,946 $3,598 $5,344 $2,059 $2,612
Progressive $1,505 $1,421 $1,219 $1,235 $5,009 $5,594 $1,945 $1,908
State Farm $2,061 $2,061 $1,790 $1,790 $5,945 $7,689 $2,258 $2,392
Travelers $2,347 $2,356 $2,128 $2,274 $5,288 $6,216 $2,482 $2,577
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Cheap Chateaugay, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chateaugay, New York is a challenge. Take a look at the annual teen auto insurance rates in Chateaugay, New York.

Annual Auto Insurance Rates for Teen Drivers in Chateaugay, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,956
Liberty Mutual $6,550 $10,619
Nationwide $3,598 $5,344
Progressive $5,009 $5,594
State Farm $5,945 $7,689
Travelers $5,288 $6,216
USAA $6,012 $7,189

Cheap Chateaugay, New York Auto Insurance for Seniors

What are senior auto insurance rates in Chateaugay, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chateaugay, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,263 $1,245
Liberty Mutual $3,142 $3,142
Nationwide $1,946 $1,946
Progressive $1,219 $1,235
State Farm $1,790 $1,790
Travelers $2,128 $2,274
USAA $1,346 $1,345

Cheap Chateaugay, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chateaugay, New York compared to the annual auto insurance rates with a clean record in Chateaugay, New York.

Annual Chateaugay, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,390 $1,515 $2,754 $1,390
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,073 $2,073 $4,546 $2,120
Progressive $2,414 $2,414 $2,663 $2,428
State Farm $3,100 $3,100 $3,397 $3,397
Travelers $2,756 $3,420 $3,468 $3,190
USAA $2,530 $2,572 $3,744 $2,572

Cheap Chateaugay, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chateaugay, New York is not easy. Compare the annual rates for DUI auto insurance in Chateaugay, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Chateaugay, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,286
GEICO $2,754
Liberty Mutual $7,405
Nationwide $4,546
Progressive $2,663
State Farm $3,397
Travelers $3,468
USAA $3,744

Cheap Chateaugay, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chateaugay, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chateaugay, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,207 $1,623 $1,456
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,703 $2,703 $2,703
Progressive $3,904 $2,038 $1,498
State Farm $4,586 $2,876 $2,283
Travelers $4,411 $2,787 $2,426
USAA $4,423 $2,195 $1,945

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Cheap Chateaugay, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chateaugay, New York can vary. Compare the annual cost of auto insurance by ZIP code in Chateaugay, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chateaugay, New York

ZIP Code Average Annual Rates
12920 $3,089

Cheap Chateaugay, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Chateaugay, New York auto insurance. Find the cheapest annual Chateaugay, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chateaugay, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,710 $1,814
Liberty Mutual $4,514 $4,774
Nationwide $2,703 $2,703
Progressive $2,480 $2,480
State Farm $3,135 $3,362
Travelers $3,208 $3,208
USAA $2,826 $2,883

Cheap Chateaugay, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chateaugay, New York? Check out the comparison of annual Chateaugay, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chateaugay, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,677 $1,757 $1,852
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,573 $2,685 $2,851
Progressive $2,364 $2,468 $2,607
State Farm $3,100 $3,265 $3,381
Travelers $3,066 $3,181 $3,378
USAA $2,786 $2,844 $2,933

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Best By Category: Cheapest Auto Insurance in Chateaugay, New York

Compare the cheapest auto insurance companies in Chateaugay, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chateaugay, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Chateaugay, New York Auto Insurance Companies

What auto insurance companies in Chateaugay, New York are the cheapest? Compare the top Chateaugay, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chateaugay, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,762
Liberty Mutual $4,644
Nationwide $2,703
Progressive $2,480
State Farm $3,248
Travelers $3,208
USAA $2,854

What affects auto insurance rates in Chateaugay, New York?

There are a lot of reasons why auto insurance rates in Chateaugay, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chateaugay, New York. Many local factors may affect your Chateaugay auto insurance rates.

Chateaugay Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chateaugay, New York commute length is 23.7 minutes according to City-Data.

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Compare Chateaugay, New York Auto Insurance Quotes

Before you buy Chateaugay, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chateaugay, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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