Best Cheap Auto Insurance in Charm, OH (2021)

The average Charm, OH auto insurance rates are $227 per month. The minimum auto insurance in Charm is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Charm, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Charm, Ohio is 25/50/25
  • The most expensive auto insurance company in Charm for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Charm is USAA

Charm, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Charm can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Charm, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Charm to other Ohio cities, including Lorain auto insurance rates, Canton auto insurance rates, and Dayton auto insurance rates to see how Charm, Ohio auto insurance rates stack up.

Before you buy Charm, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Charm, Ohio auto insurance quotes.

Minimum Auto Insurance in Charm, Ohio

Charm, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Charm, Ohio.

Minimum Required Auto Insurance Coverage in Charm, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Charm, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Charm, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Charm, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,151 $2,148 $1,932 $2,068 $5,907 $6,760 $2,270 $2,432
American Family $913 $948 $827 $832 $2,711 $2,947 $1,126 $1,186
Farmers $1,640 $1,635 $1,446 $1,525 $7,156 $7,421 $1,835 $1,917
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,892 $1,788 $1,566 $1,621 $8,374 $9,447 $2,274 $2,355
State Farm $1,395 $1,395 $1,242 $1,242 $4,257 $5,353 $1,617 $1,853
Travelers $1,423 $1,445 $1,411 $1,401 $6,015 $9,442 $1,481 $1,704
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Cheap Charm, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Charm, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Charm, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Charm, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,907 $6,760
American Family $2,711 $2,947
Farmers $7,156 $7,421
GEICO $3,519 $3,281
Liberty Mutual $10,001 $11,312
Nationwide $5,290 $6,843
Progressive $8,374 $9,447
State Farm $4,257 $5,353
Travelers $6,015 $9,442
USAA $2,571 $2,863

Cheap Charm, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Charm, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Charm, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,932 $2,068
American Family $827 $832
Farmers $1,446 $1,525
GEICO $1,232 $1,237
Liberty Mutual $1,524 $1,854
Nationwide $1,900 $1,918
Progressive $1,566 $1,621
State Farm $1,242 $1,242
Travelers $1,411 $1,401
USAA $798 $797

Cheap Charm, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Charm, Ohio compared to the annual auto insurance rates with a clean record in Charm, Ohio.

Annual Charm, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,703 $3,264 $3,815 $3,052
American Family $1,377 $1,456 $1,456 $1,456
Farmers $2,535 $3,262 $3,181 $3,311
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,159 $4,293 $3,361 $3,844
State Farm $2,096 $2,493 $2,294 $2,294
Travelers $2,241 $2,917 $4,396 $2,608
USAA $1,062 $1,422 $1,861 $1,176

Cheap Charm, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Charm, Ohio is not easy. Compare the annual rates for DUI auto insurance in Charm, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Charm, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,815
American Family $1,456
Farmers $3,181
GEICO $2,571
Liberty Mutual $4,584
Nationwide $4,062
Progressive $3,361
State Farm $2,294
Travelers $4,396
USAA $1,861

Cheap Charm, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Charm, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Charm, Ohio

Insurance Company Poor Fair Good
Allstate $4,124 $2,996 $2,504
American Family $1,905 $1,302 $1,102
Farmers $3,482 $2,937 $2,797
GEICO $2,187 $1,824 $1,462
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,783 $3,049 $2,575
Progressive $4,119 $3,554 $3,321
State Farm $3,269 $2,021 $1,593
Travelers $3,404 $2,957 $2,759
USAA $1,792 $1,268 $1,081

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Cheap Charm, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Charm, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Charm, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Charm, Ohio

ZIP Code Average Annual Rates
44617 $2,604

Cheap Charm, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Charm, Ohio auto insurance. Find the cheapest annual Charm, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Charm, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,208 $3,208
American Family $1,419 $1,453
Farmers $3,072 $3,072
GEICO $1,792 $1,857
Liberty Mutual $4,158 $4,158
Nationwide $3,136 $3,136
Progressive $3,665 $3,665
State Farm $2,238 $2,350
Travelers $3,040 $3,040
USAA $1,328 $1,433

Cheap Charm, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Charm, Ohio? Check out the comparison of annual Charm, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Charm, Ohio

Insurance Company Low Medium High
Allstate $3,111 $3,203 $3,311
American Family $1,418 $1,447 $1,444
Farmers $2,914 $3,026 $3,276
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,466 $3,040 $2,901
Progressive $3,539 $3,638 $3,817
State Farm $2,189 $2,301 $2,393
Travelers $2,969 $3,079 $3,072
USAA $1,323 $1,379 $1,440

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Best By Category: Cheapest Auto Insurance in Charm, Ohio

Compare the cheapest auto insurance companies in Charm, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Charm, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Charm, Ohio Auto Insurance Companies

What auto insurance companies in Charm, Ohio are the cheapest? Compare the top Charm, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Charm, Ohio

Insurance Company Average Annual Rates
Allstate $3,208
American Family $1,436
Farmers $3,072
GEICO $1,824
Liberty Mutual $4,158
Nationwide $3,136
Progressive $3,665
State Farm $2,294
Travelers $3,040
USAA $1,380

Compare Charm, Ohio Auto Insurance Quotes

Before you buy Charm, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Charm, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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