Best Cheap Auto Insurance in Charleston, ME (2021)

The average Charleston, ME auto insurance rates are $210 per month. The minimum auto insurance in Charleston is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Charleston, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Charleston, Maine is 50/100/25
  • The most expensive auto insurance company in Charleston for teen drivers is Progressive
  • Average auto insurance rates in Charleston, ME for senior drivers are $1,489 per year

Charleston, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Charleston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Charleston, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Charleston to other Maine cities, including South Portland auto insurance rates, Portland auto insurance rates, and Bangor auto insurance rates to see how Charleston, Maine auto insurance rates stack up.

Before you buy Charleston, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Charleston, Maine auto insurance quotes.

Minimum Auto Insurance in Charleston, Maine

Charleston, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Charleston, Maine.

Minimum Required Auto Insurance Coverage in Charleston, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Charleston, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Charleston, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Charleston, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,782 $1,839 $1,596 $1,733 $4,384 $5,857 $1,948 $2,184
Farmers $1,631 $1,645 $1,518 $1,640 $4,911 $5,535 $1,894 $1,968
GEICO $989 $1,024 $989 $989 $2,397 $3,119 $1,078 $1,152
Liberty Mutual $3,026 $3,026 $2,881 $2,881 $6,444 $9,650 $3,026 $4,267
Progressive $1,839 $1,801 $1,839 $1,801 $7,633 $8,579 $2,147 $2,433
State Farm $1,233 $1,233 $1,159 $1,159 $3,896 $4,851 $1,373 $1,507
Travelers $1,071 $1,110 $971 $994 $4,241 $5,714 $1,068 $1,233
USAA $849 $838 $844 $826 $2,770 $3,059 $1,080 $1,138

Cheap Charleston, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Charleston, Maine is a challenge. Take a look at the annual teen auto insurance rates in Charleston, Maine.

Annual Auto Insurance Rates for Teen Drivers in Charleston, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,384 $5,857
Farmers $4,911 $5,535
GEICO $2,397 $3,119
Liberty Mutual $6,444 $9,650
Progressive $7,633 $8,579
State Farm $3,896 $4,851
Travelers $4,241 $5,714
USAA $2,770 $3,059

Cheap Charleston, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Charleston, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Charleston, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,596 $1,733
Farmers $1,518 $1,640
GEICO $989 $989
Liberty Mutual $2,881 $2,881
Progressive $1,839 $1,801
State Farm $1,159 $1,159
Travelers $971 $994
USAA $844 $826

Cheap Charleston, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Charleston, Maine compared to the annual auto insurance rates with a clean record in Charleston, Maine.

Annual Charleston, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,187 $2,946 $3,066 $2,463
Farmers $2,272 $2,890 $2,508 $2,701
GEICO $1,066 $1,501 $2,235 $1,066
Liberty Mutual $3,409 $3,989 $6,502 $3,699
Progressive $2,816 $4,745 $3,131 $3,345
State Farm $1,864 $2,239 $2,052 $2,052
Travelers $1,713 $1,902 $2,372 $2,213
USAA $1,085 $1,426 $1,998 $1,192

Cheap Charleston, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Charleston, Maine is not easy. Compare the annual rates for DUI auto insurance in Charleston, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Charleston, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,066
Farmers $2,508
GEICO $2,235
Liberty Mutual $6,502
Progressive $3,131
State Farm $2,052
Travelers $2,372
USAA $1,998

Cheap Charleston, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Charleston, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Charleston, Maine

Insurance Company Poor Fair Good
Allstate $3,352 $2,549 $2,095
Farmers $3,007 $2,481 $2,290
GEICO $1,974 $1,309 $1,117
Liberty Mutual $6,126 $3,969 $3,104
Progressive $3,972 $3,399 $3,155
State Farm $2,988 $1,785 $1,382
Travelers $2,413 $1,977 $1,761
USAA $1,871 $1,286 $1,119

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Cheap Charleston, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Charleston, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Charleston, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Charleston, Maine

ZIP Code Average Annual Rates
4422 $2,177

Cheap Charleston, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Charleston, Maine auto insurance. Find the cheapest annual Charleston, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Charleston, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,665 $2,665
Farmers $2,593 $2,593
GEICO $1,443 $1,491
Liberty Mutual $4,309 $4,491
Progressive $3,509 $3,509
State Farm $1,985 $2,118
Travelers $2,050 $2,050
USAA $1,385 $1,465

Cheap Charleston, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Charleston, Maine? Check out the comparison of annual Charleston, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Charleston, Maine

Insurance Company Low Medium High
Allstate $2,631 $2,632 $2,733
Farmers $2,503 $2,520 $2,755
GEICO $1,439 $1,448 $1,514
Liberty Mutual $4,352 $4,352 $4,497
Progressive $3,448 $3,454 $3,625
State Farm $2,005 $2,032 $2,119
Travelers $2,018 $2,022 $2,110
USAA $1,398 $1,409 $1,468

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Best By Category: Cheapest Auto Insurance in Charleston, Maine

Compare the cheapest auto insurance companies in Charleston, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Charleston, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Charleston, Maine Auto Insurance Companies

What auto insurance companies in Charleston, Maine are the cheapest? Compare the top Charleston, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Charleston, Maine

Insurance Company Average Annual Rates
Allstate $2,665
Farmers $2,593
GEICO $1,467
Liberty Mutual $4,400
Progressive $3,509
State Farm $2,052
Travelers $2,050
USAA $1,425

What affects auto insurance rates in Charleston, Maine?

There are a lot of reasons why auto insurance rates in Charleston, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Charleston, Maine. Many local factors may affect your Charleston auto insurance rates.

Charleston Traffic

How does Charleston, Maine rank for traffic? According to Inrix Charleston, Maine is the 649th most congested worldwide.

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Compare Charleston, Maine Auto Insurance Quotes

Before you buy Charleston, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Charleston, Maine auto insurance quotes.

Free Auto Insurance Comparison

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