Best Cheap Auto Insurance in Chandler, AZ (2021)

The average Chandler, AZ auto insurance rates are $340 per month. The minimum auto insurance in Chandler is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Chandler, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Chandler for teen drivers is Farmers
  • Average auto insurance rates in Chandler, AZ for senior drivers are $2,338 per year
  • The minimum auto insurance required in Chandler, Arizona is 15/30/10

Chandler, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Chandler can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chandler, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Chandler to other Arizona cities, including Phoenix auto insurance rates, Peoria auto insurance rates, and Chandler auto insurance rates to see how Chandler, Arizona auto insurance rates stack up.

Before you buy Chandler, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chandler, Arizona auto insurance quotes.

Minimum Auto Insurance in Chandler, Arizona

Chandler, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chandler, Arizona.

Minimum Required Auto Insurance Coverage in Chandler, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Chandler, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chandler, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chandler, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,731 $3,731 $3,631 $3,631 $8,133 $10,532 $4,175 $4,541
American Family $2,884 $2,884 $2,649 $2,649 $7,651 $10,004 $2,884 $3,378
Farmers $2,963 $2,959 $2,630 $2,809 $12,986 $13,469 $3,342 $3,439
GEICO $1,679 $1,871 $1,432 $1,835 $4,834 $5,069 $1,528 $1,491
Nationwide $2,485 $2,526 $2,224 $2,352 $6,186 $7,912 $2,873 $3,103
Progressive $2,011 $1,751 $1,809 $1,719 $8,318 $9,246 $2,152 $2,122
State Farm $3,133 $3,133 $2,779 $2,779 $9,851 $12,389 $3,371 $4,258
Travelers $2,047 $2,152 $1,912 $2,031 $6,088 $7,696 $2,163 $2,273
USAA $1,711 $1,715 $1,598 $1,616 $6,433 $7,347 $2,255 $2,410

Cheap Chandler, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chandler, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Chandler, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Chandler, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,133 $10,532
American Family $7,651 $10,004
Farmers $12,986 $13,469
GEICO $4,834 $5,069
Nationwide $6,186 $7,912
Progressive $8,318 $9,246
State Farm $9,851 $12,389
Travelers $6,088 $7,696
USAA $6,433 $7,347

Cheap Chandler, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Chandler, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chandler, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,631 $3,631
American Family $2,649 $2,649
Farmers $2,630 $2,809
GEICO $1,432 $1,835
Nationwide $2,224 $2,352
Progressive $1,809 $1,719
State Farm $2,779 $2,779
Travelers $1,912 $2,031
USAA $1,598 $1,616

Cheap Chandler, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chandler, Arizona compared to the annual auto insurance rates with a clean record in Chandler, Arizona.

Annual Chandler, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,206 $5,340 $6,055 $5,451
American Family $3,101 $4,800 $5,987 $3,603
Farmers $4,710 $6,084 $5,938 $5,567
GEICO $1,903 $2,589 $3,474 $1,903
Nationwide $3,138 $3,300 $4,882 $3,509
Progressive $3,212 $4,235 $3,388 $3,729
State Farm $4,733 $5,690 $5,212 $5,212
Travelers $2,634 $3,435 $3,833 $3,279
USAA $2,279 $3,268 $4,312 $2,683

Cheap Chandler, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chandler, Arizona is not easy. Compare the annual rates for DUI auto insurance in Chandler, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Chandler, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,055
American Family $5,987
Farmers $5,938
GEICO $3,474
Nationwide $4,882
Progressive $3,388
State Farm $5,212
Travelers $3,833
USAA $4,312

Cheap Chandler, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chandler, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chandler, Arizona

Insurance Company Poor Fair Good
Allstate $6,731 $4,794 $4,263
American Family $5,496 $4,095 $3,529
Farmers $6,343 $5,321 $5,060
GEICO $3,394 $2,223 $1,785
Nationwide $4,460 $3,553 $3,109
Progressive $4,056 $3,549 $3,318
State Farm $9,598 $3,713 $2,324
Travelers $4,006 $3,270 $2,609
USAA $4,118 $2,884 $2,404

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Cheap Chandler, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chandler, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Chandler, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chandler, Arizona

ZIP Code Average Annual Rates
85224 $4,186
85225 $4,127
85226 $4,040
85248 $3,856
85249 $4,069
85286 $4,049

Cheap Chandler, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Chandler, Arizona auto insurance. Find the cheapest annual Chandler, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chandler, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,263 $5,263
American Family $4,331 $4,415
Farmers $5,575 $5,575
GEICO $2,426 $2,509
Nationwide $3,708 $3,708
Progressive $3,641 $3,641
State Farm $5,077 $5,346
Travelers $3,295 $3,295
USAA $3,101 $3,169

Cheap Chandler, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chandler, Arizona? Check out the comparison of annual Chandler, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chandler, Arizona

Insurance Company Low Medium High
Allstate $4,936 $5,291 $5,562
American Family $4,202 $4,513 $4,405
Farmers $4,696 $5,637 $6,390
GEICO $2,043 $2,508 $2,851
Nationwide $3,522 $3,753 $3,847
Progressive $3,180 $3,713 $4,030
State Farm $4,650 $5,318 $5,668
Travelers $2,921 $3,351 $3,614
USAA $2,870 $3,182 $3,354

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Best By Category: Cheapest Auto Insurance in Chandler, Arizona

Compare the cheapest auto insurance companies in Chandler, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chandler, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Chandler, Arizona Auto Insurance Companies

What auto insurance companies in Chandler, Arizona are the cheapest? Compare the top Chandler, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chandler, Arizona

Insurance Company Average Annual Rates
Allstate $5,263
American Family $4,373
Farmers $5,575
GEICO $2,467
Nationwide $3,708
Progressive $3,641
State Farm $5,212
Travelers $3,295
USAA $3,135

What affects auto insurance rates in Chandler, Arizona?

There are a lot of reasons why auto insurance rates in Chandler, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chandler, Arizona. Many local factors may affect your Chandler auto insurance rates.

Chandler Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Chandler, Arizona auto theft statistics, there have been 317 auto thefts in the city.

Chandler Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chandler, Arizona commute length is 24.7 minutes according to City-Data.

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Compare Chandler, Arizona Auto Insurance Quotes

Before you buy Chandler, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chandler, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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