Best Cheap Auto Insurance in Champion, MI (2021)

The average Champion, MI auto insurance rates are $702 per month. The minimum auto insurance in Champion is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Champion, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Champion is USAA
  • Average auto insurance rates in Champion, MI for senior drivers are $5,577 per year
  • The most expensive auto insurance company in Champion for teen drivers is Allstate

Champion, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Champion can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Champion, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Champion to other Michigan cities, including Ann Arbor auto insurance rates, Troy auto insurance rates, and Lansing auto insurance rates to see how Champion, Michigan auto insurance rates stack up.

Before you buy Champion, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Champion, Michigan auto insurance quotes.

Minimum Auto Insurance in Champion, Michigan

Champion, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Champion, Michigan.

Minimum Required Auto Insurance Coverage in Champion, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Champion, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Champion, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Champion, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,359 $3,359 $3,126 $3,126 $7,567 $7,567 $3,771 $3,771
GEICO $3,112 $3,112 $3,166 $3,166 $8,884 $8,884 $2,983 $2,983
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $2,676 $2,516 $2,364 $2,618 $9,489 $10,148 $3,117 $2,927
State Farm $5,778 $5,778 $5,342 $5,342 $20,051 $20,051 $6,781 $6,781
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

Cheap Champion, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Champion, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Champion, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Champion, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $7,567 $7,567
GEICO $8,884 $8,884
Liberty Mutual $30,473 $30,473
Nationwide $9,836 $9,836
Progressive $9,489 $10,148
State Farm $20,051 $20,051
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheap Champion, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Champion, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Champion, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,126 $3,126
GEICO $3,166 $3,166
Liberty Mutual $12,673 $12,673
Nationwide $3,325 $3,325
Progressive $2,364 $2,618
State Farm $5,342 $5,342
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheap Champion, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Champion, Michigan compared to the annual auto insurance rates with a clean record in Champion, Michigan.

Annual Champion, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,754 $4,769 $4,702 $4,597
GEICO $1,623 $3,390 $10,164 $2,969
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $3,819 $4,970 $4,484 $4,655
State Farm $6,063 $7,254 $15,594 $9,041
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheap Champion, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Champion, Michigan is not easy. Compare the annual rates for DUI auto insurance in Champion, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Champion, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $4,702
GEICO $10,164
Liberty Mutual $26,480
Nationwide $5,456
Progressive $4,484
State Farm $15,594
Travelers $12,018
USAA $4,286

Cheap Champion, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Champion, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Champion, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $5,807 $3,923 $3,637
GEICO $5,820 $4,290 $3,498
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $6,547 $4,963 $4,242
Progressive $5,170 $4,349 $3,928
State Farm $15,363 $7,794 $5,307
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

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Cheap Champion, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Champion, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Champion, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Champion, Michigan

ZIP Code Average Annual Rates
49814 $5,938

Cheap Champion, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Champion, Michigan auto insurance. Find the cheapest annual Champion, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Champion, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,456 $4,456
GEICO $4,434 $4,639
Liberty Mutual $16,587 $17,788
Nationwide $5,251 $5,251
Progressive $4,482 $4,482
State Farm $9,241 $9,735
Travelers $7,683 $7,771
USAA $3,223 $3,297

Cheap Champion, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Champion, Michigan? Check out the comparison of annual Champion, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Champion, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,347 $4,446 $4,574
GEICO $4,228 $4,495 $4,886
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $5,484 $5,164 $5,104
Progressive $4,361 $4,488 $4,597
State Farm $9,057 $9,541 $9,866
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

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Best By Category: Cheapest Auto Insurance in Champion, Michigan

Compare the cheapest auto insurance companies in Champion, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Champion, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Champion, Michigan Auto Insurance Companies

What auto insurance companies in Champion, Michigan are the cheapest? Compare the top Champion, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Champion, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,456
GEICO $4,536
Liberty Mutual $17,188
Nationwide $5,251
Progressive $4,482
State Farm $9,488
Travelers $7,727
USAA $3,260

Compare Champion, Michigan Auto Insurance Quotes

Before you buy Champion, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Champion, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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