Best Cheap Auto Insurance in Champion Heights, OH (2021)

The average Champion Heights, OH auto insurance rates are $247 per month. The minimum auto insurance in Champion Heights is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Champion Heights, Ohio, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Champion Heights, Ohio is 25/50/25
  • The cheapest auto insurance company in Champion Heights is USAA
  • Average auto insurance rates in Champion Heights, OH for senior drivers are $1,528 per year

Champion Heights, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Champion Heights can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Champion Heights, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Champion Heights to other Ohio cities, including Toledo auto insurance rates, Akron auto insurance rates, and Cincinnati auto insurance rates to see how Champion Heights, Ohio auto insurance rates stack up.

Before you buy Champion Heights, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Champion Heights, Ohio auto insurance quotes.

Minimum Auto Insurance in Champion Heights, Ohio

Champion Heights, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Champion Heights, Ohio.

Minimum Required Auto Insurance Coverage in Champion Heights, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Champion Heights, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Champion Heights, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Champion Heights, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,306 $2,299 $2,096 $2,244 $6,397 $7,253 $2,395 $2,542
American Family $1,008 $1,046 $933 $936 $3,266 $3,542 $1,250 $1,316
Farmers $1,949 $1,952 $1,715 $1,816 $8,900 $9,268 $2,183 $2,273
GEICO $1,351 $1,310 $1,274 $1,293 $3,596 $3,335 $1,501 $1,264
Liberty Mutual $2,109 $2,304 $1,618 $1,978 $11,153 $12,590 $2,234 $2,434
Nationwide $2,257 $2,269 $2,037 $2,052 $5,777 $7,448 $2,419 $2,815
Progressive $1,838 $1,721 $1,536 $1,589 $8,324 $9,366 $2,181 $2,261
State Farm $1,490 $1,490 $1,344 $1,344 $4,745 $5,962 $1,730 $1,977
Travelers $1,487 $1,510 $1,480 $1,473 $6,496 $10,312 $1,550 $1,762
USAA $951 $960 $903 $904 $2,921 $3,256 $1,274 $1,372

Cheap Champion Heights, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Champion Heights, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Champion Heights, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Champion Heights, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,397 $7,253
American Family $3,266 $3,542
Farmers $8,900 $9,268
GEICO $3,596 $3,335
Liberty Mutual $11,153 $12,590
Nationwide $5,777 $7,448
Progressive $8,324 $9,366
State Farm $4,745 $5,962
Travelers $6,496 $10,312
USAA $2,921 $3,256

Cheap Champion Heights, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Champion Heights, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Champion Heights, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,244
American Family $933 $936
Farmers $1,715 $1,816
GEICO $1,274 $1,293
Liberty Mutual $1,618 $1,978
Nationwide $2,037 $2,052
Progressive $1,536 $1,589
State Farm $1,344 $1,344
Travelers $1,480 $1,473
USAA $903 $904

Cheap Champion Heights, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Champion Heights, Ohio compared to the annual auto insurance rates with a clean record in Champion Heights, Ohio.

Annual Champion Heights, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,875 $3,516 $4,112 $3,263
American Family $1,592 $1,686 $1,686 $1,686
Farmers $3,099 $3,993 $3,896 $4,040
GEICO $1,269 $1,824 $2,644 $1,725
Liberty Mutual $3,819 $4,918 $5,015 $4,459
Nationwide $2,713 $3,450 $4,376 $2,999
Progressive $3,102 $4,233 $3,312 $3,762
State Farm $2,281 $2,739 $2,510 $2,510
Travelers $2,397 $3,126 $4,725 $2,787
USAA $1,201 $1,611 $2,126 $1,332

Cheap Champion Heights, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Champion Heights, Ohio is not easy. Compare the annual rates for DUI auto insurance in Champion Heights, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Champion Heights, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,112
American Family $1,686
Farmers $3,896
GEICO $2,644
Liberty Mutual $5,015
Nationwide $4,376
Progressive $3,312
State Farm $2,510
Travelers $4,725
USAA $2,126

Cheap Champion Heights, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Champion Heights, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Champion Heights, Ohio

Insurance Company Poor Fair Good
Allstate $4,441 $3,218 $2,666
American Family $2,207 $1,504 $1,276
Farmers $4,252 $3,596 $3,424
GEICO $2,237 $1,866 $1,494
Liberty Mutual $6,516 $4,003 $3,139
Nationwide $4,084 $3,291 $2,779
Progressive $4,032 $3,501 $3,273
State Farm $3,572 $2,212 $1,746
Travelers $3,643 $3,171 $2,963
USAA $2,035 $1,440 $1,227

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Champion Heights, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Champion Heights, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Champion Heights, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Champion Heights, Ohio

ZIP Code Average Annual Rates
44481 $2,859
44483 $2,814

Cheap Champion Heights, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Champion Heights, Ohio auto insurance. Find the cheapest annual Champion Heights, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Champion Heights, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,441 $3,441
American Family $1,642 $1,683
Farmers $3,757 $3,757
GEICO $1,832 $1,900
Liberty Mutual $4,553 $4,553
Nationwide $3,384 $3,384
Progressive $3,602 $3,602
State Farm $2,446 $2,574
Travelers $3,259 $3,259
USAA $1,507 $1,628

Cheap Champion Heights, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Champion Heights, Ohio? Check out the comparison of annual Champion Heights, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Champion Heights, Ohio

Insurance Company Low Medium High
Allstate $3,256 $3,430 $3,638
American Family $1,623 $1,675 $1,689
Farmers $3,534 $3,686 $4,051
GEICO $1,798 $1,856 $1,943
Liberty Mutual $4,366 $4,580 $4,712
Nationwide $3,727 $3,281 $3,144
Progressive $3,421 $3,563 $3,822
State Farm $2,364 $2,518 $2,648
Travelers $3,153 $3,306 $3,318
USAA $1,494 $1,566 $1,642

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Champion Heights, Ohio

Compare the cheapest auto insurance companies in Champion Heights, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Champion Heights, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Champion Heights, Ohio Auto Insurance Companies

What auto insurance companies in Champion Heights, Ohio are the cheapest? Compare the top Champion Heights, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Champion Heights, Ohio

Insurance Company Average Annual Rates
Allstate $3,441
American Family $1,662
Farmers $3,757
GEICO $1,866
Liberty Mutual $4,553
Nationwide $3,384
Progressive $3,602
State Farm $2,510
Travelers $3,259
USAA $1,568

What affects auto insurance rates in Champion Heights, Ohio?

There are a lot of reasons why auto insurance rates in Champion Heights, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Champion Heights, Ohio. Many local factors may affect your Champion Heights auto insurance rates.

Champion Heights Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Champion Heights, Ohio commute length is 24.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Champion Heights, Ohio Auto Insurance Quotes

Before you buy Champion Heights, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Champion Heights, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption