Best Cheap Auto Insurance in Chamisal, NM (2021)

The average Chamisal, NM auto insurance rates are $306 per month. The minimum auto insurance in Chamisal is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Chamisal, New Mexico, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Chamisal is 35.7 minutes
  • Average auto insurance rates in Chamisal, NM for senior drivers are $2,076 per year
  • The minimum auto insurance required in Chamisal, New Mexico is 25/50/10

Chamisal, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Chamisal can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chamisal, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in Chamisal to other New Mexico cities, including Farmington auto insurance rates, Clovis auto insurance rates, and Alamogordo auto insurance rates to see how Chamisal, New Mexico auto insurance rates stack up.

Before you buy Chamisal, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chamisal, New Mexico auto insurance quotes.

Minimum Auto Insurance in Chamisal, New Mexico

Chamisal, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chamisal, New Mexico.

Minimum Required Auto Insurance Coverage in Chamisal, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Chamisal, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chamisal, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chamisal, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,520 $2,522 $2,316 $2,433 $8,658 $10,075 $2,779 $2,950
Farmers $2,421 $2,412 $2,167 $2,323 $10,027 $10,288 $2,714 $2,785
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,576 $2,615 $2,344 $2,454 $6,281 $7,896 $2,912 $3,114
Progressive $1,765 $1,702 $1,611 $1,610 $7,385 $8,335 $2,129 $2,198
State Farm $1,550 $1,550 $1,414 $1,414 $4,237 $5,301 $1,733 $1,921
USAA $1,664 $1,645 $1,593 $1,581 $4,476 $5,054 $2,064 $2,205

Cheap Chamisal, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chamisal, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Chamisal, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in Chamisal, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,658 $10,075
Farmers $10,027 $10,288
GEICO $8,952 $12,283
Nationwide $6,281 $7,896
Progressive $7,385 $8,335
State Farm $4,237 $5,301
USAA $4,476 $5,054

Cheap Chamisal, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in Chamisal, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chamisal, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,316 $2,433
Farmers $2,167 $2,323
GEICO $2,903 $2,903
Nationwide $2,344 $2,454
Progressive $1,611 $1,610
State Farm $1,414 $1,414
USAA $1,593 $1,581

Cheap Chamisal, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chamisal, New Mexico compared to the annual auto insurance rates with a clean record in Chamisal, New Mexico.

Annual Chamisal, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,501 $4,643 $5,016 $3,967
Farmers $3,709 $4,784 $4,674 $4,401
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,831 $3,962 $5,100 $3,202
Progressive $2,881 $3,968 $3,111 $3,407
State Farm $2,242 $2,439 $2,439 $2,439
USAA $1,877 $2,623 $3,452 $2,189

Cheap Chamisal, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chamisal, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Chamisal, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in Chamisal, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,016
Farmers $4,674
GEICO $9,310
Nationwide $5,100
Progressive $3,111
State Farm $2,439
USAA $3,452

Cheap Chamisal, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chamisal, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chamisal, New Mexico

Insurance Company Poor Fair Good
Allstate $4,981 $4,107 $3,757
Farmers $5,043 $4,170 $3,963
GEICO $5,580 $4,858 $4,495
Nationwide $4,618 $3,592 $3,111
Progressive $3,660 $3,269 $3,096
State Farm $3,399 $2,103 $1,669
USAA $3,168 $2,376 $2,062

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Cheap Chamisal, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chamisal, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Chamisal, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chamisal, New Mexico

ZIP Code Average Annual Rates
87521 $3,870

Cheap Chamisal, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect Chamisal, New Mexico auto insurance. Find the cheapest annual Chamisal, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chamisal, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,282 $4,282
Farmers $4,392 $4,392
GEICO $4,902 $5,054
Nationwide $3,774 $3,774
Progressive $3,342 $3,342
State Farm $2,332 $2,448
USAA $2,460 $2,611

Cheap Chamisal, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chamisal, New Mexico? Check out the comparison of annual Chamisal, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chamisal, New Mexico

Insurance Company Low Medium High
Allstate $4,093 $4,273 $4,479
Farmers $3,961 $4,343 $4,872
GEICO $4,635 $4,964 $5,335
Nationwide $3,691 $3,737 $3,894
Progressive $3,161 $3,337 $3,528
State Farm $2,175 $2,397 $2,599
USAA $2,348 $2,549 $2,709

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Best By Category: Cheapest Auto Insurance in Chamisal, New Mexico

Compare the cheapest auto insurance companies in Chamisal, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chamisal, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Chamisal, New Mexico Auto Insurance Companies

What auto insurance companies in Chamisal, New Mexico are the cheapest? Compare the top Chamisal, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chamisal, New Mexico

Insurance Company Average Annual Rates
Allstate $4,282
Farmers $4,392
GEICO $4,978
Nationwide $3,774
Progressive $3,342
State Farm $2,390
USAA $2,535

What affects auto insurance rates in Chamisal, New Mexico?

There are a lot of reasons why auto insurance rates in Chamisal, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chamisal, New Mexico. Many local factors may affect your Chamisal auto insurance rates.

Chamisal Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chamisal, New Mexico commute length is 35.7 minutes according to City-Data.

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Compare Chamisal, New Mexico Auto Insurance Quotes

Before you buy Chamisal, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chamisal, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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