Best Cheap Auto Insurance in Chadwick, MO (2021)

The average Chadwick, MO auto insurance rates are $276 per month. The minimum auto insurance in Chadwick is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Chadwick, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The minimum auto insurance required in Chadwick, Missouri is 25/50/25
  • The most expensive auto insurance company in Chadwick for teen drivers is Liberty Mutual
  • Average auto insurance rates in Chadwick, MO for senior drivers are $1,838 per year

Chadwick, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Chadwick can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chadwick, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Chadwick to other Missouri cities, including St. Louis auto insurance rates, St. Peters auto insurance rates, and O’Fallon auto insurance rates to see how Chadwick, Missouri auto insurance rates stack up.

Before you buy Chadwick, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chadwick, Missouri auto insurance quotes.

Minimum Auto Insurance in Chadwick, Missouri

Chadwick, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chadwick, Missouri.

Minimum Required Auto Insurance Coverage in Chadwick, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Chadwick, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chadwick, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chadwick, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,698 $2,526 $2,605 $7,952 $8,623 $2,660 $2,739
American Family $2,142 $2,142 $1,910 $1,910 $5,963 $7,740 $2,142 $2,496
Farmers $2,255 $2,248 $2,006 $2,130 $9,613 $9,961 $2,582 $2,699
GEICO $1,849 $2,083 $1,431 $1,845 $5,862 $6,224 $1,683 $1,698
Liberty Mutual $2,710 $2,935 $2,225 $2,493 $9,537 $10,589 $2,860 $3,055
Nationwide $1,523 $1,549 $1,368 $1,441 $3,979 $5,069 $1,749 $1,885
Progressive $1,932 $1,778 $1,584 $1,633 $6,628 $7,441 $2,358 $2,409
State Farm $1,743 $1,743 $1,569 $1,569 $5,170 $6,494 $1,964 $2,254
USAA $1,556 $1,542 $1,404 $1,428 $4,603 $5,620 $1,932 $2,146

Cheap Chadwick, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chadwick, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Chadwick, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Chadwick, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $8,623
American Family $5,963 $7,740
Farmers $9,613 $9,961
GEICO $5,862 $6,224
Liberty Mutual $9,537 $10,589
Nationwide $3,979 $5,069
Progressive $6,628 $7,441
State Farm $5,170 $6,494
USAA $4,603 $5,620

Cheap Chadwick, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Chadwick, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chadwick, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,526 $2,605
American Family $1,910 $1,910
Farmers $2,006 $2,130
GEICO $1,431 $1,845
Liberty Mutual $2,225 $2,493
Nationwide $1,368 $1,441
Progressive $1,584 $1,633
State Farm $1,569 $1,569
USAA $1,404 $1,428

Cheap Chadwick, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chadwick, Missouri compared to the annual auto insurance rates with a clean record in Chadwick, Missouri.

Annual Chadwick, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,480 $3,940 $4,926 $3,953
American Family $2,453 $3,570 $4,386 $2,813
Farmers $3,600 $4,516 $4,413 $4,219
GEICO $2,192 $2,865 $3,893 $2,386
Liberty Mutual $3,300 $4,748 $4,892 $5,262
Nationwide $1,802 $2,341 $3,157 $1,982
Progressive $2,757 $3,772 $3,083 $3,270
State Farm $2,576 $3,051 $2,813 $2,813
USAA $2,029 $2,462 $3,409 $2,217

Cheap Chadwick, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chadwick, Missouri is not easy. Compare the annual rates for DUI auto insurance in Chadwick, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Chadwick, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,926
American Family $4,386
Farmers $4,413
GEICO $3,893
Liberty Mutual $4,892
Nationwide $3,157
Progressive $3,083
State Farm $2,813
USAA $3,409

Cheap Chadwick, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chadwick, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chadwick, Missouri

Insurance Company Poor Fair Good
Allstate $5,619 $3,619 $2,986
American Family $4,319 $3,038 $2,560
Farmers $4,775 $3,991 $3,794
GEICO $3,913 $2,550 $2,040
Liberty Mutual $6,530 $3,987 $3,135
Nationwide $2,727 $2,266 $1,967
Progressive $3,720 $3,090 $2,851
State Farm $3,902 $2,503 $2,034
USAA $4,206 $1,968 $1,413

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Cheap Chadwick, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chadwick, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Chadwick, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chadwick, Missouri

ZIP Code Average Annual Rates
65629 $2,726

Cheap Chadwick, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Chadwick, Missouri auto insurance. Find the cheapest annual Chadwick, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chadwick, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,075 $4,075
American Family $3,273 $3,338
Farmers $4,187 $4,187
GEICO $2,781 $2,887
Liberty Mutual $4,551 $4,551
Nationwide $2,320 $2,320
Progressive $3,221 $3,221
State Farm $2,745 $2,882
USAA $2,437 $2,620

Cheap Chadwick, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chadwick, Missouri? Check out the comparison of annual Chadwick, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chadwick, Missouri

Insurance Company Low Medium High
Allstate $3,916 $4,066 $4,243
American Family $3,195 $3,410 $3,312
Farmers $3,903 $4,142 $4,515
GEICO $2,655 $2,854 $2,993
Liberty Mutual $4,309 $4,572 $4,771
Nationwide $2,171 $2,346 $2,444
Progressive $2,853 $3,226 $3,583
State Farm $2,632 $2,823 $2,985
USAA $2,414 $2,520 $2,654

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Best By Category: Cheapest Auto Insurance in Chadwick, Missouri

Compare the cheapest auto insurance companies in Chadwick, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chadwick, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Chadwick, Missouri Auto Insurance Companies

What auto insurance companies in Chadwick, Missouri are the cheapest? Compare the top Chadwick, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chadwick, Missouri

Insurance Company Average Annual Rates
Allstate $4,075
American Family $3,306
Farmers $4,187
GEICO $2,834
Liberty Mutual $4,551
Nationwide $2,320
Progressive $3,221
State Farm $2,813
USAA $2,529

Compare Chadwick, Missouri Auto Insurance Quotes

Before you buy Chadwick, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chadwick, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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