Best Cheap Auto Insurance in Centre, AL (2021)

The average Centre, AL auto insurance rates are $298 per month. The minimum auto insurance in Centre is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Centre, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Centre for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Centre is USAA
  • Average auto insurance rates in Centre, AL for senior drivers are $1,887 per year

Centre, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Centre can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Centre, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Centre to other Alabama cities, including Mobile auto insurance rates, Madison auto insurance rates, and Hoover auto insurance rates to see how Centre, Alabama auto insurance rates stack up.

Before you buy Centre, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Centre, Alabama auto insurance quotes.

Minimum Auto Insurance in Centre, Alabama

Centre, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Centre, Alabama.

Minimum Required Auto Insurance Coverage in Centre, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Centre, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Centre, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Centre, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,887 $1,801 $1,710 $1,742 $6,478 $6,952 $2,109 $2,153
Farmers $2,313 $2,297 $2,069 $2,192 $8,813 $9,071 $2,635 $2,752
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,136 $3,389 $2,566 $2,870 $11,371 $12,648 $3,350 $3,578
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,149 $2,021 $1,763 $1,871 $8,895 $9,961 $2,525 $2,718
State Farm $2,696 $2,696 $2,424 $2,424 $7,985 $10,003 $3,041 $3,510
Travelers $1,634 $1,661 $1,529 $1,524 $8,736 $13,742 $1,545 $1,783
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Cheap Centre, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Centre, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Centre, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Centre, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,478 $6,952
Farmers $8,813 $9,071
GEICO $5,284 $5,207
Liberty Mutual $11,371 $12,648
Nationwide $4,394 $5,642
Progressive $8,895 $9,961
State Farm $7,985 $10,003
Travelers $8,736 $13,742
USAA $3,657 $4,056

Cheap Centre, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Centre, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Centre, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,742
Farmers $2,069 $2,192
GEICO $1,927 $1,978
Liberty Mutual $2,566 $2,870
Nationwide $1,523 $1,574
Progressive $1,763 $1,871
State Farm $2,424 $2,424
Travelers $1,529 $1,524
USAA $1,149 $1,126

Cheap Centre, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Centre, Alabama compared to the annual auto insurance rates with a clean record in Centre, Alabama.

Annual Centre, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,113 $3,674 $2,982
Farmers $3,380 $4,368 $4,261 $4,062
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,206 $5,854 $5,729 $5,665
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,601 $4,528 $3,873 $3,950
State Farm $3,936 $4,850 $4,302 $4,302
Travelers $3,346 $3,512 $5,138 $4,082
USAA $1,520 $1,908 $2,828 $1,644

Cheap Centre, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Centre, Alabama is not easy. Compare the annual rates for DUI auto insurance in Centre, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Centre, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,674
Farmers $4,261
GEICO $3,769
Liberty Mutual $5,729
Nationwide $3,238
Progressive $3,873
State Farm $4,302
Travelers $5,138
USAA $2,828

Cheap Centre, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Centre, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Centre, Alabama

Insurance Company Poor Fair Good
Allstate $3,839 $3,011 $2,462
Farmers $4,508 $3,873 $3,671
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,687 $4,707 $3,696
Nationwide $3,075 $2,402 $2,174
Progressive $4,498 $3,859 $3,607
State Farm $7,048 $3,569 $2,425
Travelers $4,385 $3,800 $3,873
USAA $2,655 $1,728 $1,543

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Cheap Centre, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Centre, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Centre, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Centre, Alabama

ZIP Code Average Annual Rates
35960 $3,679

Cheap Centre, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Centre, Alabama auto insurance. Find the cheapest annual Centre, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Centre, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,104 $3,104
Farmers $4,018 $4,018
GEICO $2,773 $2,875
Liberty Mutual $5,363 $5,363
Nationwide $2,550 $2,550
Progressive $3,988 $3,988
State Farm $4,244 $4,450
Travelers $4,019 $4,019
USAA $1,885 $2,065

Cheap Centre, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Centre, Alabama? Check out the comparison of annual Centre, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Centre, Alabama

Insurance Company Low Medium High
Allstate $2,984 $3,098 $3,230
Farmers $3,807 $3,968 $4,278
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,132 $5,339 $5,619
Nationwide $2,532 $2,529 $2,590
Progressive $3,589 $3,973 $4,402
State Farm $4,130 $4,341 $4,571
Travelers $3,824 $4,100 $4,134
USAA $1,905 $1,965 $2,056

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Best By Category: Cheapest Auto Insurance in Centre, Alabama

Compare the cheapest auto insurance companies in Centre, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Centre, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Centre, Alabama Auto Insurance Companies

What auto insurance companies in Centre, Alabama are the cheapest? Compare the top Centre, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Centre, Alabama

Insurance Company Average Annual Rates
Allstate $3,104
Farmers $4,018
GEICO $2,824
Liberty Mutual $5,363
Nationwide $2,550
Progressive $3,988
State Farm $4,347
Travelers $4,019
USAA $1,975

What affects auto insurance rates in Centre, Alabama?

There are a lot of reasons why auto insurance rates in Centre, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Centre, Alabama. Many local factors may affect your Centre auto insurance rates.

Centre Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Centre, Alabama commute length is 25.3 minutes according to City-Data.

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Compare Centre, Alabama Auto Insurance Quotes

Before you buy Centre, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Centre, Alabama auto insurance quotes.

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