Best Cheap Auto Insurance in Central, UT (2021)

The average Central, UT auto insurance rates are $280 per month. The minimum auto insurance in Central is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in Central, Utah, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Central, UT for senior drivers are $1,836 per year
  • The minimum auto insurance required in Central, Utah is 25/65/15
  • The cheapest auto insurance company in Central is USAA

Central, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in Central can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Central, Utah, including driving record, credit, commute time, and more.

Compare auto insurance in Central to other Utah cities, including Salt Lake City auto insurance rates, Provo auto insurance rates, and West Valley City auto insurance rates to see how Central, Utah auto insurance rates stack up.

Before you buy Central, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Central, Utah auto insurance quotes.

Minimum Auto Insurance in Central, Utah

Central, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Central, Utah.

Minimum Required Auto Insurance Coverage in Central, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Central, Utah Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Central, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Central, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,050 $1,899 $1,865 $1,864 $6,301 $7,025 $2,171 $2,152
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $2,182 $2,157 $1,926 $2,048 $9,272 $9,567 $2,476 $2,567
GEICO $1,955 $2,174 $2,134 $2,469 $5,810 $6,201 $1,698 $1,710
Liberty Mutual $2,096 $2,255 $1,742 $1,940 $8,334 $9,251 $2,204 $2,334
Nationwide $1,778 $1,792 $1,595 $1,672 $4,858 $6,148 $2,059 $2,198
Progressive $2,000 $1,856 $1,638 $1,743 $8,189 $9,113 $2,300 $2,410
State Farm $2,445 $2,445 $2,229 $2,229 $7,489 $9,292 $2,774 $3,169
USAA $1,354 $1,331 $1,216 $1,215 $4,723 $5,512 $1,645 $1,798

Cheap Central, Utah Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Central, Utah is a challenge. Take a look at the annual teen auto insurance rates in Central, Utah.

Annual Auto Insurance Rates for Teen Drivers in Central, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,301 $7,025
American Family $6,929 $9,037
Farmers $9,272 $9,567
GEICO $5,810 $6,201
Liberty Mutual $8,334 $9,251
Nationwide $4,858 $6,148
Progressive $8,189 $9,113
State Farm $7,489 $9,292
USAA $4,723 $5,512

Cheap Central, Utah Auto Insurance for Seniors

What are senior auto insurance rates in Central, Utah? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Central, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,865 $1,864
American Family $1,766 $1,766
Farmers $1,926 $2,048
GEICO $2,134 $2,469
Liberty Mutual $1,742 $1,940
Nationwide $1,595 $1,672
Progressive $1,638 $1,743
State Farm $2,229 $2,229
USAA $1,216 $1,215

Cheap Central, Utah Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Central, Utah compared to the annual auto insurance rates with a clean record in Central, Utah.

Annual Central, Utah Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,678 $3,227 $3,746 $3,013
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,425 $4,454 $4,325 $3,894
GEICO $2,194 $3,405 $3,929 $2,547
Liberty Mutual $2,954 $4,054 $4,357 $3,712
Nationwide $2,202 $2,950 $3,448 $2,451
Progressive $3,098 $4,667 $3,241 $3,618
State Farm $3,642 $4,376 $4,009 $4,009
USAA $1,849 $2,335 $3,142 $2,071

Cheap Central, Utah Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Central, Utah is not easy. Compare the annual rates for DUI auto insurance in Central, Utah to find the best deal.

Annual Auto Insurance Rates After a DUI in Central, Utah

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,746
American Family $4,190
Farmers $4,325
GEICO $3,929
Liberty Mutual $4,357
Nationwide $3,448
Progressive $3,241
State Farm $4,009
USAA $3,142

Cheap Central, Utah Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Central, Utah annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Central, Utah

Insurance Company Poor Fair Good
Allstate $4,235 $2,840 $2,423
American Family $4,324 $3,242 $2,752
Farmers $4,599 $3,833 $3,641
GEICO $4,602 $2,548 $1,907
Liberty Mutual $5,362 $3,322 $2,624
Nationwide $3,408 $2,592 $2,288
Progressive $4,130 $3,543 $3,296
State Farm $6,520 $3,285 $2,222
USAA $3,371 $2,147 $1,530

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Central, Utah Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Central, Utah can vary. Compare the annual cost of auto insurance by ZIP code in Central, Utah to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Central, Utah

ZIP Code Average Annual Rates
84722 $3,355

Cheap Central, Utah Auto Insurance Rates By Commute

Commute length and annual mileage affect Central, Utah auto insurance. Find the cheapest annual Central, Utah auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Central, Utah

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,166 $3,166
American Family $3,437 $3,441
Farmers $4,024 $4,024
GEICO $2,967 $3,071
Liberty Mutual $3,709 $3,830
Nationwide $2,762 $2,762
Progressive $3,656 $3,656
State Farm $3,906 $4,112
USAA $2,323 $2,375

Cheap Central, Utah Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Central, Utah? Check out the comparison of annual Central, Utah auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Central, Utah

Insurance Company Low Medium High
Allstate $3,009 $3,159 $3,331
American Family $3,341 $3,484 $3,493
Farmers $3,690 $3,970 $4,414
GEICO $2,816 $3,007 $3,232
Liberty Mutual $3,570 $3,753 $3,985
Nationwide $3,007 $2,627 $2,653
Progressive $3,309 $3,501 $4,158
State Farm $3,753 $4,020 $4,254
USAA $2,249 $2,350 $2,448

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Central, Utah

Compare the cheapest auto insurance companies in Central, Utah in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Central, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Central, Utah Auto Insurance Companies

What auto insurance companies in Central, Utah are the cheapest? Compare the top Central, Utah auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Central, Utah

Insurance Company Average Annual Rates
Allstate $3,166
American Family $3,439
Farmers $4,024
GEICO $3,019
Liberty Mutual $3,769
Nationwide $2,762
Progressive $3,656
State Farm $4,009
USAA $2,349

What affects auto insurance rates in Central, Utah?

There are a lot of reasons why auto insurance rates in Central, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Central, Utah. Many local factors may affect your Central auto insurance rates.

Central Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Central, Utah commute length is 33.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Central, Utah Auto Insurance Quotes

Before you buy Central, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Central, Utah auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption