Best Cheap Auto Insurance in Central, LA (2021)

The average Central, LA auto insurance rates are $546 per month. The minimum auto insurance in Central is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Central, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Central, Louisiana is 15/30/25
  • The cheapest auto insurance company in Central is USAA
  • Average auto insurance rates in Central, LA for senior drivers are $4,112 per year

Central, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Central can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Central, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Central to other Louisiana cities, including Lafayette auto insurance rates, New Orleans auto insurance rates, and Lake Charles auto insurance rates to see how Central, Louisiana auto insurance rates stack up.

Before you buy Central, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Central, Louisiana auto insurance quotes.

Minimum Auto Insurance in Central, Louisiana

Central, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Central, Louisiana.

Minimum Required Auto Insurance Coverage in Central, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Central, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Central, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Central, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,655 $4,655 $4,827 $4,827 $10,139 $12,749 $5,134 $5,553
GEICO $4,158 $4,800 $5,065 $6,239 $15,353 $16,037 $3,983 $3,791
Progressive $4,811 $4,464 $4,037 $4,387 $19,296 $21,404 $5,455 $5,500
State Farm $3,198 $3,198 $2,950 $2,950 $9,644 $12,090 $3,574 $4,015
USAA $3,010 $2,958 $2,934 $2,907 $9,077 $10,653 $3,693 $4,040

Cheap Central, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Central, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Central, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Central, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,139 $12,749
GEICO $15,353 $16,037
Progressive $19,296 $21,404
State Farm $9,644 $12,090
USAA $9,077 $10,653

Cheap Central, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Central, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Central, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,827 $4,827
GEICO $5,065 $6,239
Progressive $4,037 $4,387
State Farm $2,950 $2,950
USAA $2,934 $2,907

Cheap Central, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Central, Louisiana compared to the annual auto insurance rates with a clean record in Central, Louisiana.

Annual Central, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,195 $7,917 $7,060 $6,098
GEICO $5,025 $8,139 $10,100 $6,449
Progressive $7,213 $9,710 $9,316 $8,438
State Farm $4,756 $5,649 $5,202 $5,202
USAA $3,738 $5,195 $6,236 $4,466

Cheap Central, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Central, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Central, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Central, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,060
GEICO $10,100
Progressive $9,316
State Farm $5,202
USAA $6,236

Cheap Central, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Central, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Central, Louisiana

Insurance Company Poor Fair Good
Allstate $8,575 $5,935 $5,192
GEICO $8,841 $7,669 $5,775
Progressive $9,777 $8,405 $7,826
State Farm $7,220 $4,642 $3,746
USAA $6,788 $4,328 $3,610

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Cheap Central, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Central, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Central, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Central, Louisiana

ZIP Code Average Annual Rates
70714 $6,289
70739 $6,210
70818 $6,395

Cheap Central, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Central, Louisiana auto insurance. Find the cheapest annual Central, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Central, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,568 $6,568
GEICO $7,282 $7,574
Progressive $8,669 $8,669
State Farm $5,068 $5,337
USAA $4,757 $5,060

Cheap Central, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Central, Louisiana? Check out the comparison of annual Central, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Central, Louisiana

Insurance Company Low Medium High
Allstate $5,655 $6,689 $7,359
GEICO $5,954 $7,457 $8,874
Progressive $7,014 $8,585 $10,409
State Farm $4,479 $5,190 $5,938
USAA $4,278 $4,983 $5,466

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Best By Category: Cheapest Auto Insurance in Central, Louisiana

Compare the cheapest auto insurance companies in Central, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Central, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Central, Louisiana Auto Insurance Companies

What auto insurance companies in Central, Louisiana are the cheapest? Compare the top Central, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Central, Louisiana

Insurance Company Average Annual Rates
Allstate $6,568
GEICO $7,428
Progressive $8,669
State Farm $5,202
USAA $4,909

What affects auto insurance rates in Central, Louisiana?

There are a lot of reasons why auto insurance rates in Central, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Central, Louisiana. Many local factors may affect your Central auto insurance rates.

Central Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Central, Louisiana commute length is 31.4 minutes according to City-Data.

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Compare Central, Louisiana Auto Insurance Quotes

Before you buy Central, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Central, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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