Best Cheap Auto Insurance in Central Heights-Midland City, AZ (2021)

The average Central Heights-Midland City, AZ auto insurance rates are $287 per month. The minimum auto insurance in Central Heights-Midland City is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Central Heights-Midland City, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Central Heights-Midland City is GEICO
  • The average commute length in Central Heights-Midland City is 20.5 minutes
  • Average auto insurance rates in Central Heights-Midland City, AZ for senior drivers are $1,989 per year

Central Heights-Midland City, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Central Heights-Midland City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Central Heights-Midland City, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Central Heights-Midland City to other Arizona cities, including Chandler auto insurance rates, Peoria auto insurance rates, and Tempe auto insurance rates to see how Central Heights-Midland City, Arizona auto insurance rates stack up.

Before you buy Central Heights-Midland City, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Central Heights-Midland City, Arizona auto insurance quotes.

Minimum Auto Insurance in Central Heights-Midland City, Arizona

Central Heights-Midland City, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Central Heights-Midland City, Arizona.

Minimum Required Auto Insurance Coverage in Central Heights-Midland City, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Central Heights-Midland City, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Central Heights-Midland City, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Central Heights-Midland City, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,210 $3,210 $3,119 $3,119 $7,096 $9,259 $3,611 $3,939
American Family $2,510 $2,510 $2,305 $2,305 $6,583 $8,559 $2,510 $2,955
Farmers $2,285 $2,290 $2,030 $2,156 $9,806 $10,207 $2,593 $2,698
GEICO $1,636 $1,836 $1,369 $1,745 $4,754 $5,043 $1,495 $1,488
Nationwide $2,230 $2,274 $1,993 $2,113 $5,486 $7,030 $2,572 $2,781
Progressive $1,771 $1,556 $1,591 $1,512 $7,200 $8,046 $1,908 $1,906
State Farm $2,400 $2,400 $2,119 $2,119 $7,338 $9,204 $2,581 $3,255
Travelers $1,641 $1,723 $1,522 $1,615 $4,688 $5,866 $1,733 $1,820
USAA $1,631 $1,639 $1,520 $1,544 $5,987 $6,867 $2,146 $2,305

Cheap Central Heights-Midland City, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Central Heights-Midland City, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Central Heights-Midland City, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Central Heights-Midland City, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,096 $9,259
American Family $6,583 $8,559
Farmers $9,806 $10,207
GEICO $4,754 $5,043
Nationwide $5,486 $7,030
Progressive $7,200 $8,046
State Farm $7,338 $9,204
Travelers $4,688 $5,866
USAA $5,987 $6,867

Cheap Central Heights-Midland City, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Central Heights-Midland City, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Central Heights-Midland City, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,119 $3,119
American Family $2,305 $2,305
Farmers $2,030 $2,156
GEICO $1,369 $1,745
Nationwide $1,993 $2,113
Progressive $1,591 $1,512
State Farm $2,119 $2,119
Travelers $1,522 $1,615
USAA $1,520 $1,544

Cheap Central Heights-Midland City, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Central Heights-Midland City, Arizona compared to the annual auto insurance rates with a clean record in Central Heights-Midland City, Arizona.

Annual Central Heights-Midland City, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,666 $4,623 $5,255 $4,739
American Family $2,667 $4,197 $5,155 $3,100
Farmers $3,600 $4,637 $4,524 $4,273
GEICO $1,876 $2,528 $3,403 $1,876
Nationwide $2,801 $2,943 $4,361 $3,134
Progressive $2,814 $3,693 $2,971 $3,266
State Farm $3,577 $4,277 $3,927 $3,927
Travelers $2,068 $2,683 $2,982 $2,570
USAA $2,153 $3,074 $4,061 $2,532

Cheap Central Heights-Midland City, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Central Heights-Midland City, Arizona is not easy. Compare the annual rates for DUI auto insurance in Central Heights-Midland City, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Central Heights-Midland City, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,255
American Family $5,155
Farmers $4,524
GEICO $3,403
Nationwide $4,361
Progressive $2,971
State Farm $3,927
Travelers $2,982
USAA $4,061

Cheap Central Heights-Midland City, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Central Heights-Midland City, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Central Heights-Midland City, Arizona

Insurance Company Poor Fair Good
Allstate $5,871 $4,160 $3,680
American Family $4,755 $3,537 $3,047
Farmers $4,852 $4,060 $3,863
GEICO $3,329 $2,181 $1,752
Nationwide $3,980 $3,172 $2,778
Progressive $3,558 $3,103 $2,898
State Farm $7,191 $2,812 $1,778
Travelers $3,136 $2,558 $2,035
USAA $3,892 $2,715 $2,258

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Cheap Central Heights-Midland City, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Central Heights-Midland City, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Central Heights-Midland City, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Central Heights-Midland City, Arizona

ZIP Code Average Annual Rates
85501 $3,423

Cheap Central Heights-Midland City, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Central Heights-Midland City, Arizona auto insurance. Find the cheapest annual Central Heights-Midland City, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Central Heights-Midland City, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,570 $4,570
American Family $3,743 $3,817
Farmers $4,258 $4,258
GEICO $2,380 $2,462
Nationwide $3,310 $3,310
Progressive $3,186 $3,186
State Farm $3,830 $4,024
Travelers $2,576 $2,576
USAA $2,923 $2,987

Cheap Central Heights-Midland City, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Central Heights-Midland City, Arizona? Check out the comparison of annual Central Heights-Midland City, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Central Heights-Midland City, Arizona

Insurance Company Low Medium High
Allstate $4,335 $4,592 $4,785
American Family $3,641 $3,901 $3,797
Farmers $3,627 $4,301 $4,847
GEICO $2,070 $2,452 $2,740
Nationwide $3,202 $3,338 $3,390
Progressive $2,844 $3,238 $3,476
State Farm $3,527 $3,994 $4,260
Travelers $2,311 $2,615 $2,801
USAA $2,719 $2,996 $3,150

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Best By Category: Cheapest Auto Insurance in Central Heights-Midland City, Arizona

Compare the cheapest auto insurance companies in Central Heights-Midland City, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Central Heights-Midland City, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Central Heights-Midland City, Arizona Auto Insurance Companies

What auto insurance companies in Central Heights-Midland City, Arizona are the cheapest? Compare the top Central Heights-Midland City, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Central Heights-Midland City, Arizona

Insurance Company Average Annual Rates
Allstate $4,570
American Family $3,780
Farmers $4,258
GEICO $2,421
Nationwide $3,310
Progressive $3,186
State Farm $3,927
Travelers $2,576
USAA $2,955

What affects auto insurance rates in Central Heights-Midland City, Arizona?

There are a lot of reasons why auto insurance rates in Central Heights-Midland City, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Central Heights-Midland City, Arizona. Many local factors may affect your Central Heights-Midland City auto insurance rates.

Central Heights-Midland City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Central Heights-Midland City, Arizona commute length is 20.5 minutes according to City-Data.

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Compare Central Heights-Midland City, Arizona Auto Insurance Quotes

Before you buy Central Heights-Midland City, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Central Heights-Midland City, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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