Best Cheap Auto Insurance in Centerville, OH (2021)

The average Centerville, OH auto insurance rates are $238 per month. The minimum auto insurance in Centerville is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Centerville, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Centerville is USAA
  • Average auto insurance rates in Centerville, OH for senior drivers are $1,474 per year
  • The minimum auto insurance required in Centerville, Ohio is 25/50/25

Centerville, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Centerville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Centerville, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Centerville to other Ohio cities, including Parma auto insurance rates, Youngs auto insurance rates, and Columbus auto insurance rates to see how Centerville, Ohio auto insurance rates stack up.

Before you buy Centerville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Centerville, Ohio auto insurance quotes.

Minimum Auto Insurance in Centerville, Ohio

Centerville, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Centerville, Ohio.

Minimum Required Auto Insurance Coverage in Centerville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Centerville, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Centerville, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Centerville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,081 $2,063 $1,884 $2,011 $5,905 $6,768 $2,172 $2,311
American Family $950 $984 $875 $877 $3,008 $3,257 $1,177 $1,238
Farmers $1,671 $1,665 $1,472 $1,556 $7,493 $7,776 $1,874 $1,952
GEICO $1,338 $1,305 $1,260 $1,276 $3,645 $3,395 $1,486 $1,258
Liberty Mutual $1,983 $2,160 $1,525 $1,852 $10,558 $11,914 $2,103 $2,294
Nationwide $2,632 $2,643 $2,373 $2,388 $6,870 $8,855 $2,822 $3,287
Progressive $1,728 $1,621 $1,442 $1,486 $7,826 $8,802 $2,071 $2,138
State Farm $1,497 $1,497 $1,353 $1,353 $4,852 $6,077 $1,744 $2,005
Travelers $1,476 $1,498 $1,471 $1,462 $6,425 $10,130 $1,542 $1,756
USAA $824 $830 $788 $784 $2,565 $2,849 $1,098 $1,181

Cheap Centerville, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Centerville, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Centerville, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Centerville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,905 $6,768
American Family $3,008 $3,257
Farmers $7,493 $7,776
GEICO $3,645 $3,395
Liberty Mutual $10,558 $11,914
Nationwide $6,870 $8,855
Progressive $7,826 $8,802
State Farm $4,852 $6,077
Travelers $6,425 $10,130
USAA $2,565 $2,849

Cheap Centerville, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Centerville, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Centerville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,884 $2,011
American Family $875 $877
Farmers $1,472 $1,556
GEICO $1,260 $1,276
Liberty Mutual $1,525 $1,852
Nationwide $2,373 $2,388
Progressive $1,442 $1,486
State Farm $1,353 $1,353
Travelers $1,471 $1,462
USAA $788 $784

Cheap Centerville, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Centerville, Ohio compared to the annual auto insurance rates with a clean record in Centerville, Ohio.

Annual Centerville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,634 $3,193 $3,778 $2,993
American Family $1,481 $1,567 $1,567 $1,567
Farmers $2,622 $3,381 $3,297 $3,429
GEICO $1,264 $1,834 $2,671 $1,714
Liberty Mutual $3,611 $4,637 $4,732 $4,214
Nationwide $3,187 $4,061 $5,159 $3,527
Progressive $2,920 $3,981 $3,110 $3,545
State Farm $2,310 $2,785 $2,547 $2,547
Travelers $2,367 $3,092 $4,666 $2,755
USAA $1,048 $1,406 $1,846 $1,160

Cheap Centerville, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Centerville, Ohio is not easy. Compare the annual rates for DUI auto insurance in Centerville, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Centerville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,778
American Family $1,567
Farmers $3,297
GEICO $2,671
Liberty Mutual $4,732
Nationwide $5,159
Progressive $3,110
State Farm $2,547
Travelers $4,666
USAA $1,846

Cheap Centerville, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Centerville, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Centerville, Ohio

Insurance Company Poor Fair Good
Allstate $4,038 $2,951 $2,460
American Family $2,049 $1,401 $1,187
Farmers $3,600 $3,047 $2,900
GEICO $2,243 $1,871 $1,498
Liberty Mutual $6,150 $3,782 $2,964
Nationwide $4,817 $3,872 $3,262
Progressive $3,795 $3,292 $3,081
State Farm $3,627 $2,244 $1,771
Travelers $3,599 $3,134 $2,928
USAA $1,767 $1,256 $1,072

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Cheap Centerville, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Centerville, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Centerville, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Centerville, Ohio

ZIP Code Average Annual Rates
45429 $2,643
45440 $2,622

Cheap Centerville, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Centerville, Ohio auto insurance. Find the cheapest annual Centerville, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Centerville, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,150 $3,150
American Family $1,527 $1,564
Farmers $3,182 $3,182
GEICO $1,839 $1,902
Liberty Mutual $4,299 $4,299
Nationwide $3,984 $3,984
Progressive $3,389 $3,389
State Farm $2,484 $2,611
Travelers $3,220 $3,220
USAA $1,314 $1,416

Cheap Centerville, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Centerville, Ohio? Check out the comparison of annual Centerville, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Centerville, Ohio

Insurance Company Low Medium High
Allstate $3,052 $3,143 $3,254
American Family $1,516 $1,557 $1,564
Farmers $3,010 $3,133 $3,404
GEICO $1,812 $1,863 $1,937
Liberty Mutual $4,142 $4,320 $4,434
Nationwide $4,411 $3,860 $3,680
Progressive $3,266 $3,363 $3,539
State Farm $2,407 $2,555 $2,679
Travelers $3,139 $3,261 $3,260
USAA $1,302 $1,363 $1,429

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Best By Category: Cheapest Auto Insurance in Centerville, Ohio

Compare the cheapest auto insurance companies in Centerville, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Centerville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Centerville, Ohio Auto Insurance Companies

What auto insurance companies in Centerville, Ohio are the cheapest? Compare the top Centerville, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Centerville, Ohio

Insurance Company Average Annual Rates
Allstate $3,150
American Family $1,546
Farmers $3,182
GEICO $1,871
Liberty Mutual $4,299
Nationwide $3,984
Progressive $3,389
State Farm $2,547
Travelers $3,220
USAA $1,365

What affects auto insurance rates in Centerville, Ohio?

There are a lot of reasons why auto insurance rates in Centerville, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Centerville, Ohio. Many local factors may affect your Centerville auto insurance rates.

Centerville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Centerville, Ohio auto theft statistics, there have been 10 auto thefts in the city.

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Compare Centerville, Ohio Auto Insurance Quotes

Before you buy Centerville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Centerville, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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