Best Cheap Auto Insurance in Centertown, KY (2021)

The average Centertown, KY auto insurance rates are $354 per month. The minimum auto insurance in Centertown is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Centertown, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Centertown is 25.3 minutes
  • The most expensive auto insurance company in Centertown for teen drivers is Travelers
  • The minimum auto insurance required in Centertown, Kentucky is 25/50/25

Centertown, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Centertown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Centertown, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Centertown to other Kentucky cities, including Richmond auto insurance rates, Nicholasville auto insurance rates, and Bowling Green auto insurance rates to see how Centertown, Kentucky auto insurance rates stack up.

Before you buy Centertown, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Centertown, Kentucky auto insurance quotes.

Minimum Auto Insurance in Centertown, Kentucky

Centertown, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Centertown, Kentucky.

Minimum Required Auto Insurance Coverage in Centertown, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Centertown, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Centertown, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Centertown, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,828 $3,064 $2,422 $2,701 $11,530 $12,722 $2,947 $3,048
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,023 $1,935 $1,800 $1,820 $9,465 $10,690 $2,507 $2,570
State Farm $2,033 $2,033 $1,819 $1,819 $6,125 $7,731 $2,268 $2,550
Travelers $2,255 $2,296 $2,211 $2,217 $10,802 $17,366 $2,354 $2,723
USAA $1,808 $1,817 $1,625 $1,660 $4,763 $5,030 $2,289 $2,513

Cheap Centertown, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Centertown, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Centertown, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Centertown, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,530 $12,722
Nationwide $6,037 $7,550
Progressive $9,465 $10,690
State Farm $6,125 $7,731
Travelers $10,802 $17,366
USAA $4,763 $5,030

Cheap Centertown, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Centertown, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Centertown, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,422 $2,701
Nationwide $2,519 $2,640
Progressive $1,800 $1,820
State Farm $1,819 $1,819
Travelers $2,211 $2,217
USAA $1,625 $1,660

Cheap Centertown, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Centertown, Kentucky compared to the annual auto insurance rates with a clean record in Centertown, Kentucky.

Annual Centertown, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,463 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,299 $6,615 $5,144 $4,573
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,397 $5,000 $3,878 $4,131
State Farm $3,010 $3,585 $3,297 $3,297
Travelers $4,605 $4,737 $6,836 $4,935
USAA $2,027 $2,867 $3,420 $2,438

Cheap Centertown, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Centertown, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Centertown, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Centertown, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,144
Nationwide $4,997
Progressive $3,878
State Farm $3,297
Travelers $6,836
USAA $3,420

Cheap Centertown, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Centertown, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Centertown, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,376 $4,527 $3,570
Nationwide $4,672 $3,666 $3,197
Progressive $4,604 $3,991 $3,710
State Farm $4,765 $2,879 $2,247
Travelers $5,888 $4,983 $4,964
USAA $4,007 $2,237 $1,820

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Centertown, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Centertown, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Centertown, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Centertown, Kentucky

ZIP Code Average Annual Rates
42328 $3,790

Cheap Centertown, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Centertown, Kentucky auto insurance. Find the cheapest annual Centertown, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Centertown, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,158 $5,158
Nationwide $3,845 $3,845
Progressive $4,101 $4,101
State Farm $3,218 $3,376
Travelers $5,278 $5,278
USAA $2,588 $2,788

Cheap Centertown, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Centertown, Kentucky? Check out the comparison of annual Centertown, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Centertown, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,909 $5,124 $5,440
Nationwide $3,908 $3,801 $3,826
Progressive $3,833 $4,061 $4,410
State Farm $3,117 $3,293 $3,482
Travelers $5,006 $5,302 $5,527
USAA $2,578 $2,682 $2,803

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Centertown, Kentucky

Compare the cheapest auto insurance companies in Centertown, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Centertown, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Centertown, Kentucky Auto Insurance Companies

What auto insurance companies in Centertown, Kentucky are the cheapest? Compare the top Centertown, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Centertown, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,158
Nationwide $3,845
Progressive $4,101
State Farm $3,297
Travelers $5,278
USAA $2,688

What affects auto insurance rates in Centertown, Kentucky?

There are a lot of reasons why auto insurance rates in Centertown, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Centertown, Kentucky. Many local factors may affect your Centertown auto insurance rates.

Centertown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Centertown, Kentucky commute length is 25.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Centertown, Kentucky Auto Insurance Quotes

Before you buy Centertown, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Centertown, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption