Best Cheap Auto Insurance in Center, CO (2021)

The average Center, CO auto insurance rates are $295 per month. The minimum auto insurance in Center is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Center, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Center for teen drivers is Farmers
  • The cheapest auto insurance company in Center is GEICO
  • The average commute length in Center is 14.5 minutes

Center, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Center can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Center, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Center to other Colorado cities, including Denver auto insurance rates, Colorado Springs auto insurance rates, and Westminster auto insurance rates to see how Center, Colorado auto insurance rates stack up.

Before you buy Center, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Center, Colorado auto insurance quotes.

Minimum Auto Insurance in Center, Colorado

Center, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Center, Colorado.

Minimum Required Auto Insurance Coverage in Center, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Center, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Center, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Center, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,141 $2,952 $2,815 $2,846 $10,448 $10,948 $3,491 $3,527
American Family $2,345 $2,345 $2,115 $2,115 $5,676 $7,600 $2,345 $2,877
Farmers $3,044 $3,012 $2,755 $2,959 $11,407 $11,505 $3,360 $3,414
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,712 $1,674 $1,458 $1,600 $5,083 $5,533 $1,729 $1,747
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,404 $2,253 $2,093 $2,087 $8,047 $8,998 $2,708 $2,637
State Farm $1,749 $1,749 $1,567 $1,567 $4,979 $6,301 $1,956 $2,322
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Center, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Center, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Center, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Center, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,448 $10,948
American Family $5,676 $7,600
Farmers $11,407 $11,505
GEICO $5,010 $5,334
Liberty Mutual $5,083 $5,533
Nationwide $5,513 $7,064
Progressive $8,047 $8,998
State Farm $4,979 $6,301
USAA $5,325 $6,108

Cheap Center, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Center, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Center, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,815 $2,846
American Family $2,115 $2,115
Farmers $2,755 $2,959
GEICO $1,674 $1,875
Liberty Mutual $1,458 $1,600
Nationwide $1,977 $2,093
Progressive $2,093 $2,087
State Farm $1,567 $1,567
USAA $2,042 $2,056

Cheap Center, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Center, Colorado compared to the annual auto insurance rates with a clean record in Center, Colorado.

Annual Center, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,309 $4,931 $5,987 $4,858
American Family $2,534 $3,607 $4,697 $2,872
Farmers $4,375 $5,622 $5,544 $5,187
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,250 $2,631 $2,732 $2,656
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,384 $4,714 $3,571 $3,945
State Farm $2,556 $2,991 $2,774 $2,774
USAA $2,344 $2,849 $4,987 $2,642

Cheap Center, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Center, Colorado is not easy. Compare the annual rates for DUI auto insurance in Center, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Center, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,987
American Family $4,697
Farmers $5,544
GEICO $3,204
Liberty Mutual $2,732
Nationwide $4,398
Progressive $3,571
State Farm $2,774
USAA $4,987

Cheap Center, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Center, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Center, Colorado

Insurance Company Poor Fair Good
Allstate $6,409 $4,927 $3,727
American Family $4,458 $3,168 $2,657
Farmers $6,005 $4,892 $4,649
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,671 $2,244 $1,787
Nationwide $3,990 $3,154 $2,751
Progressive $4,448 $3,789 $3,473
State Farm $3,851 $2,475 $1,995
USAA $4,757 $2,700 $2,160

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Cheap Center, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Center, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Center, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Center, Colorado

ZIP Code Average Annual Rates
81125 $3,275

Cheap Center, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Center, Colorado auto insurance. Find the cheapest annual Center, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Center, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,021 $5,021
American Family $3,354 $3,500
Farmers $5,182 $5,182
GEICO $2,481 $2,586
Liberty Mutual $2,567 $2,567
Nationwide $3,298 $3,298
Progressive $3,903 $3,903
State Farm $2,707 $2,840
USAA $3,115 $3,296

Cheap Center, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Center, Colorado? Check out the comparison of annual Center, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Center, Colorado

Insurance Company Low Medium High
Allstate $4,755 $5,004 $5,305
American Family $3,258 $3,499 $3,526
Farmers $4,624 $5,121 $5,801
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,424 $2,556 $2,721
Nationwide $3,323 $3,295 $3,276
Progressive $3,600 $3,914 $4,196
State Farm $2,605 $2,774 $2,943
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Center, Colorado

Compare the cheapest auto insurance companies in Center, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Center, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Center, Colorado Auto Insurance Companies

What auto insurance companies in Center, Colorado are the cheapest? Compare the top Center, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Center, Colorado

Insurance Company Average Annual Rates
Allstate $5,021
American Family $3,427
Farmers $5,182
GEICO $2,533
Liberty Mutual $2,567
Nationwide $3,298
Progressive $3,903
State Farm $2,774
USAA $3,206

What affects auto insurance rates in Center, Colorado?

There are a lot of reasons why auto insurance rates in Center, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Center, Colorado. Many local factors may affect your Center auto insurance rates.

Center Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Center, Colorado commute length is 14.5 minutes according to City-Data.

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Compare Center, Colorado Auto Insurance Quotes

Before you buy Center, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Center, Colorado auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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