Best Cheap Auto Insurance in Celina, OH (2021)

The average Celina, OH auto insurance rates are $207 per month. The minimum auto insurance in Celina is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Celina, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Celina, OH for senior drivers are $1,288 per year
  • The average commute length in Celina is 16.5 minutes
  • The cheapest auto insurance company in Celina is USAA

Celina, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Celina can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Celina, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Celina to other Ohio cities, including Canton auto insurance rates, Lorain auto insurance rates, and Cincinnati auto insurance rates to see how Celina, Ohio auto insurance rates stack up.

Before you buy Celina, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Celina, Ohio auto insurance quotes.

Minimum Auto Insurance in Celina, Ohio

Celina, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Celina, Ohio.

Minimum Required Auto Insurance Coverage in Celina, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Celina, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Celina, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Celina, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,839 $1,832 $1,658 $1,770 $5,057 $5,795 $1,935 $2,068
American Family $874 $906 $796 $800 $2,613 $2,833 $1,076 $1,131
Farmers $1,582 $1,579 $1,393 $1,470 $6,993 $7,268 $1,771 $1,850
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,880 $2,049 $1,446 $1,755 $9,958 $11,245 $1,993 $2,177
Nationwide $1,987 $1,997 $1,795 $1,807 $5,059 $6,518 $2,128 $2,474
Progressive $1,487 $1,396 $1,240 $1,282 $6,672 $7,508 $1,770 $1,832
State Farm $1,200 $1,200 $1,074 $1,074 $3,738 $4,692 $1,394 $1,600
Travelers $1,294 $1,313 $1,287 $1,278 $5,524 $8,686 $1,349 $1,541
USAA $800 $807 $760 $761 $2,425 $2,701 $1,066 $1,151

Cheap Celina, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Celina, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Celina, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Celina, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,057 $5,795
American Family $2,613 $2,833
Farmers $6,993 $7,268
GEICO $3,279 $3,053
Liberty Mutual $9,958 $11,245
Nationwide $5,059 $6,518
Progressive $6,672 $7,508
State Farm $3,738 $4,692
Travelers $5,524 $8,686
USAA $2,425 $2,701

Cheap Celina, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Celina, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Celina, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,658 $1,770
American Family $796 $800
Farmers $1,393 $1,470
GEICO $1,153 $1,164
Liberty Mutual $1,446 $1,755
Nationwide $1,795 $1,807
Progressive $1,240 $1,282
State Farm $1,074 $1,074
Travelers $1,287 $1,278
USAA $760 $761

Cheap Celina, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Celina, Ohio compared to the annual auto insurance rates with a clean record in Celina, Ohio.

Annual Celina, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,313 $2,786 $3,266 $2,612
American Family $1,323 $1,397 $1,397 $1,397
Farmers $2,466 $3,174 $3,095 $3,218
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,413 $4,382 $4,473 $3,983
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,499 $3,400 $2,664 $3,030
State Farm $1,819 $2,174 $1,996 $1,996
Travelers $2,051 $2,672 $4,026 $2,386
USAA $1,008 $1,347 $1,763 $1,116

Cheap Celina, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Celina, Ohio is not easy. Compare the annual rates for DUI auto insurance in Celina, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Celina, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,266
American Family $1,397
Farmers $3,095
GEICO $2,408
Liberty Mutual $4,473
Nationwide $3,836
Progressive $2,664
State Farm $1,996
Travelers $4,026
USAA $1,763

Cheap Celina, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Celina, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Celina, Ohio

Insurance Company Poor Fair Good
Allstate $3,515 $2,568 $2,151
American Family $1,827 $1,250 $1,059
Farmers $3,383 $2,859 $2,722
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,815 $3,573 $2,801
Nationwide $3,581 $2,889 $2,441
Progressive $3,249 $2,815 $2,630
State Farm $2,844 $1,759 $1,387
Travelers $3,113 $2,709 $2,530
USAA $1,698 $1,203 $1,026

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Cheap Celina, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Celina, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Celina, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Celina, Ohio

ZIP Code Average Annual Rates
45822 $2,379

Cheap Celina, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Celina, Ohio auto insurance. Find the cheapest annual Celina, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Celina, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,744 $2,744
American Family $1,362 $1,395
Farmers $2,988 $2,988
GEICO $1,669 $1,728
Liberty Mutual $4,063 $4,063
Nationwide $2,970 $2,970
Progressive $2,898 $2,898
State Farm $1,948 $2,045
Travelers $2,784 $2,784
USAA $1,259 $1,359

Cheap Celina, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Celina, Ohio? Check out the comparison of annual Celina, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Celina, Ohio

Insurance Company Low Medium High
Allstate $2,669 $2,740 $2,824
American Family $1,354 $1,389 $1,393
Farmers $2,830 $2,942 $3,193
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,914 $4,083 $4,192
Nationwide $3,284 $2,879 $2,748
Progressive $2,767 $2,870 $3,058
State Farm $1,900 $2,002 $2,087
Travelers $2,716 $2,820 $2,817
USAA $1,252 $1,307 $1,367

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Best By Category: Cheapest Auto Insurance in Celina, Ohio

Compare the cheapest auto insurance companies in Celina, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Celina, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Celina, Ohio Auto Insurance Companies

What auto insurance companies in Celina, Ohio are the cheapest? Compare the top Celina, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Celina, Ohio

Insurance Company Average Annual Rates
Allstate $2,744
American Family $1,379
Farmers $2,988
GEICO $1,699
Liberty Mutual $4,063
Nationwide $2,970
Progressive $2,898
State Farm $1,996
Travelers $2,784
USAA $1,309

What affects auto insurance rates in Celina, Ohio?

There are a lot of reasons why auto insurance rates in Celina, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Celina, Ohio. Many local factors may affect your Celina auto insurance rates.

Celina Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Celina, Ohio commute length is 16.5 minutes according to City-Data.

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Compare Celina, Ohio Auto Insurance Quotes

Before you buy Celina, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Celina, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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