Best Cheap Auto Insurance in Celebration, FL (2021)

The average Celebration, FL auto insurance rates are $389 per month. The minimum auto insurance in Celebration is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Celebration, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Celebration is USAA
  • The average commute length in Celebration is 26.1 minutes
  • Average auto insurance rates in Celebration, FL for senior drivers are $2,821 per year

Celebration, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Celebration can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Celebration, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Celebration to other Florida cities, including St. Petersburg auto insurance rates, Cape Coral auto insurance rates, and Jacksonville auto insurance rates to see how Celebration, Florida auto insurance rates stack up.

Before you buy Celebration, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Celebration, Florida auto insurance quotes.

Minimum Auto Insurance in Celebration, Florida

Celebration, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Celebration, Florida.

Minimum Required Auto Insurance Coverage in Celebration, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Celebration, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Celebration, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Celebration, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,552 $4,336 $3,950 $4,005 $15,725 $16,983 $4,510 $4,569
GEICO $3,056 $3,067 $2,858 $2,858 $5,412 $6,706 $3,359 $3,387
Liberty Mutual $3,776 $3,776 $3,454 $3,454 $8,045 $12,428 $3,776 $5,143
Nationwide $2,979 $2,932 $2,658 $2,747 $7,178 $8,803 $3,277 $3,396
Progressive $3,580 $3,379 $3,078 $3,289 $10,135 $11,031 $4,315 $4,118
State Farm $2,151 $2,151 $1,950 $1,950 $6,305 $7,999 $2,394 $2,554
USAA $1,737 $1,706 $1,630 $1,611 $6,022 $6,961 $2,168 $2,335

Cheap Celebration, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Celebration, Florida is a challenge. Take a look at the annual teen auto insurance rates in Celebration, Florida.

Annual Auto Insurance Rates for Teen Drivers in Celebration, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,725 $16,983
GEICO $5,412 $6,706
Liberty Mutual $8,045 $12,428
Nationwide $7,178 $8,803
Progressive $10,135 $11,031
State Farm $6,305 $7,999
USAA $6,022 $6,961

Cheap Celebration, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Celebration, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Celebration, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,950 $4,005
GEICO $2,858 $2,858
Liberty Mutual $3,454 $3,454
Nationwide $2,658 $2,747
Progressive $3,078 $3,289
State Farm $1,950 $1,950
USAA $1,630 $1,611

Cheap Celebration, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Celebration, Florida compared to the annual auto insurance rates with a clean record in Celebration, Florida.

Annual Celebration, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,312 $7,584 $8,408 $7,011
GEICO $2,665 $3,414 $5,095 $4,178
Liberty Mutual $3,905 $5,119 $7,508 $5,394
Nationwide $3,613 $3,975 $5,376 $4,021
Progressive $4,234 $6,267 $5,276 $5,685
State Farm $3,133 $3,731 $3,432 $3,432
USAA $2,358 $2,921 $4,331 $2,475

Cheap Celebration, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Celebration, Florida is not easy. Compare the annual rates for DUI auto insurance in Celebration, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Celebration, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,408
GEICO $5,095
Liberty Mutual $7,508
Nationwide $5,376
Progressive $5,276
State Farm $3,432
USAA $4,331

Cheap Celebration, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Celebration, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Celebration, Florida

Insurance Company Poor Fair Good
Allstate $10,267 $6,477 $5,243
GEICO $5,593 $3,382 $2,538
Liberty Mutual $7,081 $5,178 $4,185
Nationwide $5,323 $3,897 $3,519
Progressive $6,986 $4,968 $4,143
State Farm $4,714 $3,072 $2,510
USAA $4,919 $2,404 $1,741

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Cheap Celebration, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Celebration, Florida auto insurance. Find the cheapest annual Celebration, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Celebration, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,121 $7,536
GEICO $3,820 $3,856
Liberty Mutual $5,302 $5,661
Nationwide $4,246 $4,246
Progressive $5,366 $5,366
State Farm $3,312 $3,552
USAA $2,987 $3,056

Cheap Celebration, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Celebration, Florida? Check out the comparison of annual Celebration, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Celebration, Florida

Insurance Company Low Medium High
Allstate $5,666 $7,708 $8,611
GEICO $3,103 $3,975 $4,436
Liberty Mutual $5,024 $5,572 $5,849
Nationwide $3,325 $4,419 $4,996
Progressive $4,483 $5,493 $6,121
State Farm $2,930 $3,516 $3,849
USAA $2,579 $3,137 $3,349

Best By Category: Cheapest Auto Insurance in Celebration, Florida

Compare the cheapest auto insurance companies in Celebration, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Celebration, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Celebration, Florida Auto Insurance Companies

What auto insurance companies in Celebration, Florida are the cheapest? Compare the top Celebration, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Celebration, Florida

Insurance Company Average Annual Rates
Allstate $7,329
GEICO $3,838
Liberty Mutual $5,481
Nationwide $4,246
Progressive $5,366
State Farm $3,432
USAA $3,021

What affects auto insurance rates in Celebration, Florida?

There are a lot of reasons why auto insurance rates in Celebration, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Celebration, Florida. Many local factors may affect your Celebration auto insurance rates.

Celebration Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Celebration, Florida commute length is 26.1 minutes according to City-Data.

Compare Celebration, Florida Auto Insurance Quotes

Before you buy Celebration, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Celebration, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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