Best Cheap Auto Insurance in Cedarville, OH (2021)

The average Cedarville, OH auto insurance rates are $226 per month. The minimum auto insurance in Cedarville is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Cedarville, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Cedarville for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Cedarville is USAA
  • The average commute length in Cedarville is 16.6 minutes

Cedarville, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Cedarville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cedarville, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Cedarville to other Ohio cities, including Cleveland auto insurance rates, Parma auto insurance rates, and Cincinnati auto insurance rates to see how Cedarville, Ohio auto insurance rates stack up.

Before you buy Cedarville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cedarville, Ohio auto insurance quotes.

Minimum Auto Insurance in Cedarville, Ohio

Cedarville, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cedarville, Ohio.

Minimum Required Auto Insurance Coverage in Cedarville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cedarville, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cedarville, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cedarville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,091 $2,078 $1,887 $2,016 $5,865 $6,721 $2,194 $2,342
American Family $936 $971 $855 $858 $2,828 $3,069 $1,154 $1,214
Farmers $1,767 $1,764 $1,558 $1,641 $7,663 $7,952 $1,978 $2,070
GEICO $1,227 $1,193 $1,156 $1,169 $3,287 $3,057 $1,362 $1,153
Liberty Mutual $1,915 $2,087 $1,474 $1,788 $10,151 $11,460 $2,031 $2,218
Nationwide $2,222 $2,233 $2,005 $2,019 $5,697 $7,347 $2,382 $2,773
Progressive $1,649 $1,569 $1,374 $1,413 $7,007 $7,897 $1,982 $2,039
State Farm $1,405 $1,405 $1,264 $1,264 $4,498 $5,634 $1,637 $1,885
Travelers $1,445 $1,466 $1,440 $1,429 $6,238 $9,812 $1,508 $1,720
USAA $832 $838 $792 $791 $2,556 $2,844 $1,109 $1,195

Cheap Cedarville, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cedarville, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Cedarville, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Cedarville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,865 $6,721
American Family $2,828 $3,069
Farmers $7,663 $7,952
GEICO $3,287 $3,057
Liberty Mutual $10,151 $11,460
Nationwide $5,697 $7,347
Progressive $7,007 $7,897
State Farm $4,498 $5,634
Travelers $6,238 $9,812
USAA $2,556 $2,844

Cheap Cedarville, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Cedarville, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cedarville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,887 $2,016
American Family $855 $858
Farmers $1,558 $1,641
GEICO $1,156 $1,169
Liberty Mutual $1,474 $1,788
Nationwide $2,005 $2,019
Progressive $1,374 $1,413
State Farm $1,264 $1,264
Travelers $1,440 $1,429
USAA $792 $791

Cheap Cedarville, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cedarville, Ohio compared to the annual auto insurance rates with a clean record in Cedarville, Ohio.

Annual Cedarville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,642 $3,194 $3,766 $2,995
American Family $1,424 $1,506 $1,506 $1,506
Farmers $2,723 $3,501 $3,415 $3,557
GEICO $1,155 $1,665 $2,417 $1,565
Liberty Mutual $3,479 $4,465 $4,558 $4,059
Nationwide $2,672 $3,400 $4,314 $2,954
Progressive $2,693 $3,635 $2,864 $3,272
State Farm $2,156 $2,592 $2,374 $2,374
Travelers $2,302 $3,006 $4,539 $2,683
USAA $1,053 $1,410 $1,850 $1,166

Cheap Cedarville, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cedarville, Ohio is not easy. Compare the annual rates for DUI auto insurance in Cedarville, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Cedarville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,766
American Family $1,506
Farmers $3,415
GEICO $2,417
Liberty Mutual $4,558
Nationwide $4,314
Progressive $2,864
State Farm $2,374
Travelers $4,539
USAA $1,850

Cheap Cedarville, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cedarville, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cedarville, Ohio

Insurance Company Poor Fair Good
Allstate $4,042 $2,947 $2,459
American Family $1,966 $1,348 $1,143
Farmers $3,742 $3,153 $3,003
GEICO $2,037 $1,700 $1,364
Liberty Mutual $5,925 $3,642 $2,854
Nationwide $4,026 $3,242 $2,737
Progressive $3,519 $3,019 $2,811
State Farm $3,383 $2,091 $1,648
Travelers $3,504 $3,048 $2,846
USAA $1,776 $1,259 $1,074

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Cheap Cedarville, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cedarville, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Cedarville, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cedarville, Ohio

ZIP Code Average Annual Rates
45314 $2,594

Cheap Cedarville, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Cedarville, Ohio auto insurance. Find the cheapest annual Cedarville, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cedarville, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,149 $3,149
American Family $1,468 $1,503
Farmers $3,299 $3,299
GEICO $1,671 $1,730
Liberty Mutual $4,140 $4,140
Nationwide $3,335 $3,335
Progressive $3,116 $3,116
State Farm $2,316 $2,432
Travelers $3,132 $3,132
USAA $1,318 $1,422

Cheap Cedarville, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cedarville, Ohio? Check out the comparison of annual Cedarville, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cedarville, Ohio

Insurance Company Low Medium High
Allstate $3,055 $3,143 $3,249
American Family $1,460 $1,496 $1,501
Farmers $3,133 $3,250 $3,515
GEICO $1,645 $1,693 $1,764
Liberty Mutual $3,991 $4,160 $4,270
Nationwide $3,690 $3,232 $3,083
Progressive $3,015 $3,093 $3,241
State Farm $2,257 $2,381 $2,483
Travelers $3,054 $3,173 $3,170
USAA $1,309 $1,368 $1,432

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Best By Category: Cheapest Auto Insurance in Cedarville, Ohio

Compare the cheapest auto insurance companies in Cedarville, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cedarville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Cedarville, Ohio Auto Insurance Companies

What auto insurance companies in Cedarville, Ohio are the cheapest? Compare the top Cedarville, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cedarville, Ohio

Insurance Company Average Annual Rates
Allstate $3,149
American Family $1,485
Farmers $3,299
GEICO $1,701
Liberty Mutual $4,140
Nationwide $3,335
Progressive $3,116
State Farm $2,374
Travelers $3,132
USAA $1,370

What affects auto insurance rates in Cedarville, Ohio?

There are a lot of reasons why auto insurance rates in Cedarville, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cedarville, Ohio. Many local factors may affect your Cedarville auto insurance rates.

Cedarville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cedarville, Ohio commute length is 16.6 minutes according to City-Data.

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Compare Cedarville, Ohio Auto Insurance Quotes

Before you buy Cedarville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cedarville, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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