Best Cheap Auto Insurance in Cedar, IA (2021)

The average Cedar, IA auto insurance rates are $242 per month. The minimum auto insurance in Cedar is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Cedar, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The average commute length in Cedar is 17.6 minutes
  • The cheapest auto insurance company in Cedar is USAA
  • The minimum auto insurance required in Cedar, Iowa is 20/40/15

Cedar, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Cedar can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cedar, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Cedar to other Iowa cities, including West Des Moines auto insurance rates, Ames auto insurance rates, and Davenport auto insurance rates to see how Cedar, Iowa auto insurance rates stack up.

Before you buy Cedar, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cedar, Iowa auto insurance quotes.

Minimum Auto Insurance in Cedar, Iowa

Cedar, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cedar, Iowa.

Minimum Required Auto Insurance Coverage in Cedar, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Cedar, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cedar, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cedar, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,898 $1,834 $1,675 $1,708 $5,257 $5,884 $2,084 $2,151
American Family $1,939 $1,939 $1,734 $1,734 $5,158 $7,244 $1,939 $2,337
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,724 $1,665 $1,420 $1,473 $4,153 $4,694 $2,075 $2,244
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,504 $2,556 $2,424 $2,431 $10,922 $17,346 $2,602 $3,094
USAA $1,260 $1,274 $1,155 $1,178 $3,409 $3,621 $1,513 $1,671

Cheap Cedar, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cedar, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Cedar, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Cedar, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,257 $5,884
American Family $5,158 $7,244
Farmers $4,460 $4,750
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,153 $4,694
State Farm $3,825 $4,856
Travelers $10,922 $17,346
USAA $3,409 $3,621

Cheap Cedar, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Cedar, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cedar, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
American Family $1,734 $1,734
Farmers $1,337 $1,458
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,420 $1,473
State Farm $1,254 $1,254
Travelers $2,424 $2,431
USAA $1,155 $1,178

Cheap Cedar, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cedar, Iowa compared to the annual auto insurance rates with a clean record in Cedar, Iowa.

Annual Cedar, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,410 $2,897 $3,261 $2,677
American Family $2,168 $3,176 $4,120 $2,549
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,957 $3,195 $2,122 $2,451
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,004 $5,328 $7,127 $5,481
USAA $1,440 $1,933 $2,515 $1,654

Cheap Cedar, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cedar, Iowa is not easy. Compare the annual rates for DUI auto insurance in Cedar, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Cedar, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,261
American Family $4,120
Farmers $2,574
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,122
State Farm $2,186
Travelers $7,127
USAA $2,515

Cheap Cedar, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cedar, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cedar, Iowa

Insurance Company Poor Fair Good
Allstate $3,359 $2,674 $2,401
American Family $3,829 $2,814 $2,365
Farmers $2,754 $2,281 $2,160
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,879 $2,318 $2,097
State Farm $3,113 $1,926 $1,519
Travelers $6,176 $5,266 $5,014
USAA $2,479 $1,703 $1,474

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Cheap Cedar, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cedar, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Cedar, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cedar, Iowa

ZIP Code Average Annual Rates
52543 $2,450

Cheap Cedar, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Cedar, Iowa auto insurance. Find the cheapest annual Cedar, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cedar, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,745 $2,878
American Family $2,968 $3,038
Farmers $2,398 $2,398
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,431 $2,431
State Farm $2,133 $2,239
Travelers $5,485 $5,485
USAA $1,816 $1,954

Cheap Cedar, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cedar, Iowa? Check out the comparison of annual Cedar, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cedar, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,815 $2,902
American Family $3,020 $3,170 $2,819
Farmers $2,295 $2,405 $2,494
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,295 $2,438 $2,561
State Farm $2,083 $2,198 $2,277
Travelers $5,184 $5,566 $5,704
USAA $1,792 $1,891 $1,973

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Best By Category: Cheapest Auto Insurance in Cedar, Iowa

Compare the cheapest auto insurance companies in Cedar, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cedar, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Cedar, Iowa Auto Insurance Companies

What auto insurance companies in Cedar, Iowa are the cheapest? Compare the top Cedar, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cedar, Iowa

Insurance Company Average Annual Rates
Allstate $2,811
American Family $3,003
Farmers $2,398
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,431
State Farm $2,186
Travelers $5,485
USAA $1,885

What affects auto insurance rates in Cedar, Iowa?

There are a lot of reasons why auto insurance rates in Cedar, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cedar, Iowa. Many local factors may affect your Cedar auto insurance rates.

Cedar Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cedar, Iowa commute length is 17.6 minutes according to City-Data.

Cedar Traffic

How does Cedar, Iowa rank for traffic? According to Inrix Cedar, Iowa is the 953rd most congested worldwide.

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Compare Cedar, Iowa Auto Insurance Quotes

Before you buy Cedar, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cedar, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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