Best Cheap Auto Insurance in Cedar Hill, MO (2021)

The average Cedar Hill, MO auto insurance rates are $319 per month. The minimum auto insurance in Cedar Hill is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Cedar Hill, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Cedar Hill for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Cedar Hill, Missouri is 25/50/25
  • The cheapest auto insurance company in Cedar Hill is USAA

Cedar Hill, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Cedar Hill can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cedar Hill, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Cedar Hill to other Missouri cities, including O’Fallon auto insurance rates, Columbia auto insurance rates, and Springfield auto insurance rates to see how Cedar Hill, Missouri auto insurance rates stack up.

Before you buy Cedar Hill, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cedar Hill, Missouri auto insurance quotes.

Minimum Auto Insurance in Cedar Hill, Missouri

Cedar Hill, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cedar Hill, Missouri.

Minimum Required Auto Insurance Coverage in Cedar Hill, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cedar Hill, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cedar Hill, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cedar Hill, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,843 $2,673 $2,756 $8,554 $9,285 $2,795 $2,873
American Family $2,531 $2,531 $2,256 $2,256 $7,035 $9,139 $2,531 $2,951
Farmers $2,680 $2,673 $2,384 $2,528 $11,401 $11,831 $3,065 $3,204
GEICO $2,118 $2,383 $1,649 $2,141 $6,784 $7,151 $1,925 $1,920
Liberty Mutual $3,075 $3,331 $2,522 $2,834 $11,170 $12,414 $3,235 $3,443
Nationwide $1,823 $1,858 $1,633 $1,725 $4,766 $6,089 $2,094 $2,261
Progressive $2,280 $2,096 $1,874 $1,927 $7,991 $8,974 $2,788 $2,870
State Farm $2,081 $2,081 $1,883 $1,883 $6,203 $7,793 $2,344 $2,679
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Cheap Cedar Hill, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cedar Hill, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Cedar Hill, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Cedar Hill, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $9,285
American Family $7,035 $9,139
Farmers $11,401 $11,831
GEICO $6,784 $7,151
Liberty Mutual $11,170 $12,414
Nationwide $4,766 $6,089
Progressive $7,991 $8,974
State Farm $6,203 $7,793
USAA $5,002 $6,115

Cheap Cedar Hill, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Cedar Hill, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cedar Hill, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,673 $2,756
American Family $2,256 $2,256
Farmers $2,384 $2,528
GEICO $1,649 $2,141
Liberty Mutual $2,522 $2,834
Nationwide $1,633 $1,725
Progressive $1,874 $1,927
State Farm $1,883 $1,883
USAA $1,491 $1,518

Cheap Cedar Hill, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cedar Hill, Missouri compared to the annual auto insurance rates with a clean record in Cedar Hill, Missouri.

Annual Cedar Hill, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,695 $4,194 $5,269 $4,209
American Family $2,916 $4,180 $5,183 $3,338
Farmers $4,280 $5,361 $5,240 $5,003
GEICO $2,506 $3,299 $4,501 $2,730
Liberty Mutual $3,798 $5,492 $5,641 $6,081
Nationwide $2,164 $2,805 $3,778 $2,378
Progressive $3,285 $4,525 $3,682 $3,908
State Farm $3,081 $3,656 $3,368 $3,368
USAA $2,179 $2,649 $3,694 $2,385

Cheap Cedar Hill, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cedar Hill, Missouri is not easy. Compare the annual rates for DUI auto insurance in Cedar Hill, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Cedar Hill, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,269
American Family $5,183
Farmers $5,240
GEICO $4,501
Liberty Mutual $5,641
Nationwide $3,778
Progressive $3,682
State Farm $3,368
USAA $3,694

Cheap Cedar Hill, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cedar Hill, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cedar Hill, Missouri

Insurance Company Poor Fair Good
Allstate $5,991 $3,857 $3,177
American Family $5,105 $3,587 $3,020
Farmers $5,664 $4,741 $4,508
GEICO $4,505 $2,930 $2,342
Liberty Mutual $7,529 $4,609 $3,620
Nationwide $3,280 $2,712 $2,351
Progressive $4,431 $3,698 $3,421
State Farm $4,686 $2,993 $2,426
USAA $4,567 $2,109 $1,505

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Cheap Cedar Hill, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cedar Hill, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Cedar Hill, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cedar Hill, Missouri

ZIP Code Average Annual Rates
63016 $3,155

Cheap Cedar Hill, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Cedar Hill, Missouri auto insurance. Find the cheapest annual Cedar Hill, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cedar Hill, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,342 $4,342
American Family $3,866 $3,942
Farmers $4,971 $4,971
GEICO $3,199 $3,319
Liberty Mutual $5,253 $5,253
Nationwide $2,781 $2,781
Progressive $3,850 $3,850
State Farm $3,285 $3,452
USAA $2,630 $2,824

Cheap Cedar Hill, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cedar Hill, Missouri? Check out the comparison of annual Cedar Hill, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cedar Hill, Missouri

Insurance Company Low Medium High
Allstate $4,171 $4,332 $4,522
American Family $3,779 $4,026 $3,906
Farmers $4,638 $4,919 $5,355
GEICO $3,025 $3,290 $3,462
Liberty Mutual $4,938 $5,280 $5,541
Nationwide $2,605 $2,809 $2,929
Progressive $3,443 $3,858 $4,250
State Farm $3,130 $3,382 $3,594
USAA $2,627 $2,720 $2,834

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Best By Category: Cheapest Auto Insurance in Cedar Hill, Missouri

Compare the cheapest auto insurance companies in Cedar Hill, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cedar Hill, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Cedar Hill, Missouri Auto Insurance Companies

What auto insurance companies in Cedar Hill, Missouri are the cheapest? Compare the top Cedar Hill, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cedar Hill, Missouri

Insurance Company Average Annual Rates
Allstate $4,342
American Family $3,904
Farmers $4,971
GEICO $3,259
Liberty Mutual $5,253
Nationwide $2,781
Progressive $3,850
State Farm $3,368
USAA $2,727

What affects auto insurance rates in Cedar Hill, Missouri?

There are a lot of reasons why auto insurance rates in Cedar Hill, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cedar Hill, Missouri. Many local factors may affect your Cedar Hill auto insurance rates.

Cedar Hill Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cedar Hill, Missouri commute length is 37.2 minutes according to City-Data.

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Compare Cedar Hill, Missouri Auto Insurance Quotes

Before you buy Cedar Hill, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cedar Hill, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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