Best Cheap Auto Insurance in Cedar Bluffs, NE (2021)

The average Cedar Bluffs, NE auto insurance rates are $277 per month. The minimum auto insurance in Cedar Bluffs is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Cedar Bluffs, Nebraska, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Cedar Bluffs is USAA
  • The average commute length in Cedar Bluffs is 23.8 minutes
  • Average auto insurance rates in Cedar Bluffs, NE for senior drivers are $1,894 per year

Cedar Bluffs, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Cedar Bluffs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cedar Bluffs, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Cedar Bluffs to other Nebraska cities, including Lincoln auto insurance rates, Omaha auto insurance rates, and Fremont auto insurance rates to see how Cedar Bluffs, Nebraska auto insurance rates stack up.

Before you buy Cedar Bluffs, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cedar Bluffs, Nebraska auto insurance quotes.

Minimum Auto Insurance in Cedar Bluffs, Nebraska

Cedar Bluffs, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cedar Bluffs, Nebraska.

Minimum Required Auto Insurance Coverage in Cedar Bluffs, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cedar Bluffs, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cedar Bluffs, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cedar Bluffs, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,872 $1,872 $1,706 $1,706 $3,151 $4,661 $1,831 $1,985
Farmers $2,255 $2,245 $2,019 $2,133 $8,818 $9,095 $2,549 $2,659
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,309 $3,590 $2,613 $3,182 $14,344 $16,119 $3,468 $3,842
Nationwide $1,738 $1,793 $1,558 $1,666 $4,032 $5,025 $2,005 $2,169
Progressive $1,831 $1,755 $1,504 $1,570 $7,236 $8,133 $2,183 $2,327
State Farm $1,568 $1,568 $1,388 $1,388 $4,412 $5,610 $1,737 $1,963
USAA $1,343 $1,339 $1,221 $1,258 $4,211 $5,042 $1,736 $1,937

Cheap Cedar Bluffs, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cedar Bluffs, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Cedar Bluffs, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Cedar Bluffs, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $3,151 $4,661
Farmers $8,818 $9,095
GEICO $5,684 $7,440
Liberty Mutual $14,344 $16,119
Nationwide $4,032 $5,025
Progressive $7,236 $8,133
State Farm $4,412 $5,610
USAA $4,211 $5,042

Cheap Cedar Bluffs, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Cedar Bluffs, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cedar Bluffs, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,706 $1,706
Farmers $2,019 $2,133
GEICO $2,692 $2,591
Liberty Mutual $2,613 $3,182
Nationwide $1,558 $1,666
Progressive $1,504 $1,570
State Farm $1,388 $1,388
USAA $1,221 $1,258

Cheap Cedar Bluffs, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cedar Bluffs, Nebraska compared to the annual auto insurance rates with a clean record in Cedar Bluffs, Nebraska.

Annual Cedar Bluffs, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,302 $2,486 $2,302 $2,302
Farmers $3,360 $4,312 $4,206 $4,007
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,408 $6,376 $6,911 $6,538
Nationwide $1,779 $2,561 $3,641 $2,013
Progressive $2,817 $4,148 $3,153 $3,152
State Farm $2,268 $2,640 $2,454 $2,454
USAA $1,716 $2,160 $3,224 $1,943

Cheap Cedar Bluffs, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cedar Bluffs, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Cedar Bluffs, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Cedar Bluffs, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,810
American Family $2,302
Farmers $4,206
GEICO $4,992
Liberty Mutual $6,911
Nationwide $3,641
Progressive $3,153
State Farm $2,454
USAA $3,224

Cheap Cedar Bluffs, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cedar Bluffs, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cedar Bluffs, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $3,150 $2,146 $1,747
Farmers $4,547 $3,775 $3,593
GEICO $4,105 $3,563 $3,104
Liberty Mutual $9,106 $5,500 $4,320
Nationwide $3,001 $2,393 $2,102
Progressive $3,794 $3,200 $2,959
State Farm $3,566 $2,137 $1,659
USAA $3,012 $2,039 $1,731

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Cheap Cedar Bluffs, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Cedar Bluffs, Nebraska auto insurance. Find the cheapest annual Cedar Bluffs, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cedar Bluffs, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,329 $2,367
Farmers $3,971 $3,971
GEICO $3,535 $3,646
Liberty Mutual $6,309 $6,309
Nationwide $2,498 $2,498
Progressive $3,318 $3,318
State Farm $2,391 $2,517
USAA $2,235 $2,287

Cheap Cedar Bluffs, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cedar Bluffs, Nebraska? Check out the comparison of annual Cedar Bluffs, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cedar Bluffs, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,326 $2,418 $2,299
Farmers $3,788 $3,908 $4,219
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,129 $6,274 $6,523
Nationwide $2,534 $2,489 $2,472
Progressive $3,147 $3,307 $3,499
State Farm $2,343 $2,450 $2,569
USAA $2,188 $2,257 $2,337

Best By Category: Cheapest Auto Insurance in Cedar Bluffs, Nebraska

Compare the cheapest auto insurance companies in Cedar Bluffs, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cedar Bluffs, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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The Cheapest Cedar Bluffs, Nebraska Auto Insurance Companies

What auto insurance companies in Cedar Bluffs, Nebraska are the cheapest? Compare the top Cedar Bluffs, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cedar Bluffs, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,348
Farmers $3,971
GEICO $3,591
Liberty Mutual $6,309
Nationwide $2,498
Progressive $3,318
State Farm $2,454
USAA $2,261

What affects auto insurance rates in Cedar Bluffs, Nebraska?

There are a lot of reasons why auto insurance rates in Cedar Bluffs, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cedar Bluffs, Nebraska. Many local factors may affect your Cedar Bluffs auto insurance rates.

Cedar Bluffs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cedar Bluffs, Nebraska commute length is 23.8 minutes according to City-Data.

Compare Cedar Bluffs, Nebraska Auto Insurance Quotes

Before you buy Cedar Bluffs, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cedar Bluffs, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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