Best Cheap Auto Insurance in Cayuga Heights, NY (2021)

The average Cayuga Heights, NY auto insurance rates are $257 per month. The minimum auto insurance in Cayuga Heights is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Cayuga Heights, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Cayuga Heights is 13.6 minutes
  • The minimum auto insurance required in Cayuga Heights, New York is 25/50/10
  • The cheapest auto insurance company in Cayuga Heights is GEICO

Cayuga Heights, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Cayuga Heights can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cayuga Heights, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Cayuga Heights to other New York cities, including Utica auto insurance rates, Rochester auto insurance rates, and New Rochelle auto insurance rates to see how Cayuga Heights, New York auto insurance rates stack up.

Before you buy Cayuga Heights, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cayuga Heights, New York auto insurance quotes.

Minimum Auto Insurance in Cayuga Heights, New York

Cayuga Heights, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cayuga Heights, New York.

Minimum Required Auto Insurance Coverage in Cayuga Heights, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Cayuga Heights, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cayuga Heights, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cayuga Heights, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,125 $2,101 $2,130 $6,294 $6,734 $2,248 $2,270
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,536 $1,449 $1,246 $1,261 $5,073 $5,658 $1,978 $1,932
State Farm $2,117 $2,117 $1,843 $1,843 $6,201 $8,027 $2,323 $2,467
Travelers $2,526 $2,568 $2,293 $2,476 $5,755 $6,822 $2,692 $2,822
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

Cheap Cayuga Heights, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cayuga Heights, New York is a challenge. Take a look at the annual teen auto insurance rates in Cayuga Heights, New York.

Annual Auto Insurance Rates for Teen Drivers in Cayuga Heights, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $6,734
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,454 $5,122
Progressive $5,073 $5,658
State Farm $6,201 $8,027
Travelers $5,755 $6,822
USAA $6,103 $7,296

Cheap Cayuga Heights, New York Auto Insurance for Seniors

What are senior auto insurance rates in Cayuga Heights, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cayuga Heights, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,130
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $1,874 $1,874
Progressive $1,246 $1,261
State Farm $1,843 $1,843
Travelers $2,293 $2,476
USAA $1,379 $1,382

Cheap Cayuga Heights, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cayuga Heights, New York compared to the annual auto insurance rates with a clean record in Cayuga Heights, New York.

Annual Cayuga Heights, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $2,798 $4,000 $3,480
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,450 $2,450 $2,702 $2,464
State Farm $3,210 $3,210 $3,524 $3,524
Travelers $3,010 $3,719 $3,772 $3,477
USAA $2,589 $2,631 $3,799 $2,631

Cheap Cayuga Heights, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cayuga Heights, New York is not easy. Compare the annual rates for DUI auto insurance in Cayuga Heights, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Cayuga Heights, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,000
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,360
Progressive $2,702
State Farm $3,524
Travelers $3,772
USAA $3,799

Cheap Cayuga Heights, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cayuga Heights, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cayuga Heights, New York

Insurance Company Poor Fair Good
Allstate $4,672 $2,750 $2,385
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,598 $2,598 $2,598
Progressive $3,969 $2,064 $1,516
State Farm $4,754 $2,981 $2,366
Travelers $4,772 $3,048 $2,663
USAA $4,512 $2,242 $1,983

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Cheap Cayuga Heights, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cayuga Heights, New York can vary. Compare the annual cost of auto insurance by ZIP code in Cayuga Heights, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cayuga Heights, New York

ZIP Code Average Annual Rates
14850 $3,121

Cheap Cayuga Heights, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Cayuga Heights, New York auto insurance. Find the cheapest annual Cayuga Heights, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cayuga Heights, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,226 $3,312
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,598 $2,598
Progressive $2,517 $2,517
State Farm $3,250 $3,484
Travelers $3,494 $3,494
USAA $2,883 $2,941

Cheap Cayuga Heights, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cayuga Heights, New York? Check out the comparison of annual Cayuga Heights, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cayuga Heights, New York

Insurance Company Low Medium High
Allstate $3,086 $3,258 $3,463
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,461 $2,579 $2,754
Progressive $2,399 $2,505 $2,645
State Farm $3,189 $3,387 $3,525
Travelers $3,344 $3,469 $3,670
USAA $2,839 $2,901 $2,997

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Best By Category: Cheapest Auto Insurance in Cayuga Heights, New York

Compare the cheapest auto insurance companies in Cayuga Heights, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cayuga Heights, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Cayuga Heights, New York Auto Insurance Companies

What auto insurance companies in Cayuga Heights, New York are the cheapest? Compare the top Cayuga Heights, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cayuga Heights, New York

Insurance Company Average Annual Rates
Allstate $3,269
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,598
Progressive $2,517
State Farm $3,367
Travelers $3,494
USAA $2,912

What affects auto insurance rates in Cayuga Heights, New York?

There are a lot of reasons why auto insurance rates in Cayuga Heights, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cayuga Heights, New York. Many local factors may affect your Cayuga Heights auto insurance rates.

Cayuga Heights Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cayuga Heights, New York commute length is 13.6 minutes according to City-Data.

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Compare Cayuga Heights, New York Auto Insurance Quotes

Before you buy Cayuga Heights, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cayuga Heights, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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