Best Cheap Auto Insurance in Cave Creek, AZ (2021)

The average Cave Creek, AZ auto insurance rates are $345 per month. The minimum auto insurance in Cave Creek is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Cave Creek, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Cave Creek is 28.0 minutes
  • Average auto insurance rates in Cave Creek, AZ for senior drivers are $2,372 per year
  • The most expensive auto insurance company in Cave Creek for teen drivers is Farmers

Cave Creek, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Cave Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cave Creek, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Cave Creek to other Arizona cities, including Chandler auto insurance rates, Tempe auto insurance rates, and Mesa auto insurance rates to see how Cave Creek, Arizona auto insurance rates stack up.

Before you buy Cave Creek, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cave Creek, Arizona auto insurance quotes.

Minimum Auto Insurance in Cave Creek, Arizona

Cave Creek, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cave Creek, Arizona.

Minimum Required Auto Insurance Coverage in Cave Creek, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Cave Creek, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cave Creek, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cave Creek, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,676 $3,576 $3,576 $8,059 $10,458 $4,121 $4,486
American Family $2,930 $2,930 $2,690 $2,690 $7,789 $10,193 $2,930 $3,428
Farmers $3,113 $3,108 $2,770 $2,966 $13,432 $13,886 $3,489 $3,573
GEICO $1,640 $1,825 $1,385 $1,767 $4,762 $5,009 $1,499 $1,471
Nationwide $2,561 $2,607 $2,287 $2,424 $6,381 $8,182 $2,961 $3,204
Progressive $2,102 $1,840 $1,888 $1,793 $8,670 $9,659 $2,263 $2,245
State Farm $3,001 $3,001 $2,655 $2,655 $9,383 $11,789 $3,229 $4,081
Travelers $2,209 $2,326 $2,057 $2,188 $6,538 $8,261 $2,339 $2,459
USAA $1,776 $1,779 $1,659 $1,675 $6,797 $7,801 $2,347 $2,517

Cheap Cave Creek, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cave Creek, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Cave Creek, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Cave Creek, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,059 $10,458
American Family $7,789 $10,193
Farmers $13,432 $13,886
GEICO $4,762 $5,009
Nationwide $6,381 $8,182
Progressive $8,670 $9,659
State Farm $9,383 $11,789
Travelers $6,538 $8,261
USAA $6,797 $7,801

Cheap Cave Creek, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Cave Creek, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cave Creek, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $2,690 $2,690
Farmers $2,770 $2,966
GEICO $1,385 $1,767
Nationwide $2,287 $2,424
Progressive $1,888 $1,793
State Farm $2,655 $2,655
Travelers $2,057 $2,188
USAA $1,659 $1,675

Cheap Cave Creek, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cave Creek, Arizona compared to the annual auto insurance rates with a clean record in Cave Creek, Arizona.

Annual Cave Creek, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,157 $5,281 $5,991 $5,385
American Family $3,156 $4,876 $6,093 $3,666
Farmers $4,898 $6,321 $6,172 $5,778
GEICO $1,864 $2,545 $3,404 $1,864
Nationwide $3,232 $3,399 $5,052 $3,620
Progressive $3,358 $4,426 $3,544 $3,902
State Farm $4,520 $5,428 $4,974 $4,974
Travelers $2,833 $3,693 $4,132 $3,530
USAA $2,392 $3,437 $4,528 $2,818

Cheap Cave Creek, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cave Creek, Arizona is not easy. Compare the annual rates for DUI auto insurance in Cave Creek, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Cave Creek, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,991
American Family $6,093
Farmers $6,172
GEICO $3,404
Nationwide $5,052
Progressive $3,544
State Farm $4,974
Travelers $4,132
USAA $4,528

Cheap Cave Creek, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cave Creek, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cave Creek, Arizona

Insurance Company Poor Fair Good
Allstate $6,659 $4,744 $4,207
American Family $5,589 $4,165 $3,589
Farmers $6,609 $5,519 $5,249
GEICO $3,327 $2,180 $1,752
Nationwide $4,606 $3,664 $3,207
Progressive $4,246 $3,710 $3,467
State Farm $9,151 $3,547 $2,225
Travelers $4,322 $3,518 $2,801
USAA $4,334 $3,028 $2,520

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Cheap Cave Creek, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cave Creek, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Cave Creek, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cave Creek, Arizona

ZIP Code Average Annual Rates
85331 $4,128

Cheap Cave Creek, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Cave Creek, Arizona auto insurance. Find the cheapest annual Cave Creek, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cave Creek, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,204 $5,204
American Family $4,405 $4,490
Farmers $5,792 $5,792
GEICO $2,381 $2,458
Nationwide $3,826 $3,826
Progressive $3,808 $3,808
State Farm $4,847 $5,101
Travelers $3,547 $3,547
USAA $3,259 $3,329

Cheap Cave Creek, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cave Creek, Arizona? Check out the comparison of annual Cave Creek, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cave Creek, Arizona

Insurance Company Low Medium High
Allstate $4,906 $5,228 $5,477
American Family $4,271 $4,589 $4,482
Farmers $4,845 $5,858 $6,674
GEICO $2,045 $2,459 $2,754
Nationwide $3,659 $3,869 $3,949
Progressive $3,351 $3,880 $4,192
State Farm $4,453 $5,071 $5,399
Travelers $3,136 $3,608 $3,897
USAA $3,039 $3,339 $3,504

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Best By Category: Cheapest Auto Insurance in Cave Creek, Arizona

Compare the cheapest auto insurance companies in Cave Creek, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cave Creek, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Cave Creek, Arizona Auto Insurance Companies

What auto insurance companies in Cave Creek, Arizona are the cheapest? Compare the top Cave Creek, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cave Creek, Arizona

Insurance Company Average Annual Rates
Allstate $5,204
American Family $4,448
Farmers $5,792
GEICO $2,420
Nationwide $3,826
Progressive $3,808
State Farm $4,974
Travelers $3,547
USAA $3,294

What affects auto insurance rates in Cave Creek, Arizona?

There are a lot of reasons why auto insurance rates in Cave Creek, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cave Creek, Arizona. Many local factors may affect your Cave Creek auto insurance rates.

Cave Creek Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cave Creek, Arizona commute length is 28.0 minutes according to City-Data.

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Compare Cave Creek, Arizona Auto Insurance Quotes

Before you buy Cave Creek, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cave Creek, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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