Insurance and Driving Laws

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Do all cars need a required amount of auto insurance coverage?

From the time the automobile was invented, drivers have had to deal with the risk of accidents. It soon became clear that the statutes requiring at-fault parties to assume financial responsibility for damages they caused were not adequate to address automobile accidents. Individual states began enacting laws that required drivers to prove they had the...

From the time the automobile was invented, drivers have had ...

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Do You Need Insurance to Test Drive a Car at the Dealership?

Yes, you can usually test drive a car without insurance. But you must make sure that you have insurance under the dealership’s coverage. Otherwise, you are better off getting separate insurance to cover you while you test drive the vehicles you are checking out before buying. Test driving a vehicle gives you an accurate picture...

Yes, you can usually test drive a car without insurance. But...

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Do I need proof of insurance when buying a used car?

Buying a used car — especially your first one — can be exciting. Though you may be eager to finalize the deal and get on the road, you’ll have to consider the purchasing process. If you’ve never purchased a used car before, you may be wondering if you need insurance to make the purchase. Let’s dive into...

Buying a used car — especially your first one — can be e...

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DUI Insurance: Is cheap auto insurance with a DUI possible?

Getting a DUI can feel like the end of life as you know it, especially if you hurt someone with a reckless decision. Aside from legal and financial trouble, DUIs typically come with feelings of shame or guilt. When you’re dealing with the consequences of a DUI, the last thing you want to worry about...

Getting a DUI can feel like the end of life as you know it, ...

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Texas Driving Laws For Seniors

What are the Texas senior citizen driving rules and regulations? We understand that auto insurance can be a bit confusing and that the Texas DMV occasionally does things differently. We’ve included a step-by-step review to help, including information about Texas auto insurance and Texas driving laws For seniors. If you are ready to buy senior...

What are the Texas senior citizen driving rules and regulati...

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Do you need proof of insurance to transfer a car title?

If you need to complete a car title transfer, you might be wondering if you need insurance to switch the title over. The answer depends on where you live. However, having full coverage has numerous benefits and may be required by other institutions, such as your lender.  This article will explain the vehicle title transfer...

If you need to complete a car title transfer, you might be w...

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California Driving Laws for Seniors

When looking at elderly driving laws by state, seniors’ driving tests and regulations vary. In California, there are no special car insurance coverage requirements for seniors or California driving laws prohibiting them from driving after a certain age.  However, license renewal laws help authorities decide when to restrict or revoke a senior’s driving license to...

When looking at elderly driving laws by state, seniors’ dr...

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Minimum Car Insurance Required in Your State [Laws + Coverages]

Auto insurance became mandatory – you’re required to buy car insurance if you own a car and plan to drive in most of the states. Car insurance protects you from accidents that might drain you financially otherwise. Although the cost to buy car insurance can be high at times, it sure pays off if you’re...

Auto insurance became mandatory – you’re require...

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Are backup cameras required on new vehicles?

If you own a vehicle, you might have heard that a law was passed in 2018 involving backup cameras in vehicles. As a result, beginning May 1, 2018, all new cars in the U.S. must come equipped with backup cameras. The backup camera law was likely put into place because of the many accidents involving children and...

If you own a vehicle, you might have heard that a law was pa...

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What are the penalties for a DUI conviction in Connecticut?

Drinking and driving or using drugs and driving is illegal in every state. There isn’t a state in which you may drive under the influence legally at any time, and a police officer has the right to test you for DUI during a traffic stop if they have probable cause. Connecticut law does not allow...

Drinking and driving or using drugs and driving is illegal i...

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What are state minimums for car insurance in Wisconsin?

Wisconsin was one of the last two states to adopt mandatory auto insurance. Former state senator John Lehman told the Milwaukee Journal Sentinel that having car insurance was “vital for being a good citizen.” State legislators decided that if drivers wanted to go on the road, they should make sure their vehicles had adequate insurance...

Wisconsin was one of the last two states to adopt mandatory ...

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What are state minimums for auto insurance in Wyoming?

Wyoming has a similar financial responsibility law regarding drivers that many states have. This law states that drivers are financially responsible for all damages that they cause to other people while driving a car in this state. In order to ensure that you have funds available to pay for the damages that you cause, Wyoming...

Wyoming has a similar financial responsibility law regarding...

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What are state minimums for car insurance in Washington DC?

From health insurance to life insurance and anything in between, insurance policies help protect people from financial ruin in the event that something unplanned occurs. The same is true for car insurance. Washington DC requires its residents to have auto insurance in order to protect all people on the road in the event of an...

From health insurance to life insurance and anything in betw...

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What are state minimums for car insurance in Texas?

In the United States, it’s customary that each state has its own minimum coverages for automotive insurance. These minimums insure that each driver on the road has at least some financial coverage in the case of an accident where they are found to be at fault. Although there are exceptions in certain states, Texas requires...

In the United States, it’s customary that each state h...

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What are state minimums for car insurance in Utah?

Most states have minimum car insurance requirements and other related laws in place to protect all drivers on the road. Make sure to compare rates with our free comparison tool above today!  Utah is no exception to this rule. Having at least the minimum amounts of required auto insurance helps protect drivers and passengers should...

Most states have minimum car insurance requirements and othe...

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What are state minimums for auto insurance in Virginia?

When operating a vehicle in Virginia, all drivers must have valid car insurance that meets the state’s minimum requirements. Failure to maintain car insurance on your vehicle could result in your registration and plates being suspended until you either purchase insurance or pay a $500 fee to the Virginia DMV. If you need a more...

When operating a vehicle in Virginia, all drivers must have ...

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What are state minimums for auto insurance in Washington?

There is no getting around the fact that auto insurance is mandatory in Washington. While there are some exceptions, most motor vehicles are required to be insured with at least minimum coverages as set forth by the state legislature. Consequently, failure to insure your vehicle per state mandates can have serious consequences, legally as well...

There is no getting around the fact that auto insurance is m...

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What are state minimums for car insurance in Oklahoma?

Anytime you get behind the wheel of a car in Oklahoma, you could cause an accident that creates damage or expenses for another driver. State law in Oklahoma requires drivers to take full responsibility for the damages they cause, and because many drivers do not have the financial means to pay for these expenses, the...

Anytime you get behind the wheel of a car in Oklahoma, you c...

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What are state minimums for car insurance in Pennsylvania?

All Pennsylvania drivers are required to be properly insured per state law before getting behind the wheel of a car. More than that, drivers assume full financial responsibility of any damages they create while driving in this state. The state’s minimum auto insurance requirements provide you with benefits to pay for some of these expenses,...

All Pennsylvania drivers are required to be properly insured...

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What are state minimums for car insurance in South Carolina?

South Carolina drivers must carry insurance to register any vehicle with the state’s Department of Motor Vehicles. Lawmakers are interested in protecting all drivers on the road in this southern state, so there is a state minimum insurance requirement that makes liability insurance mandatory for all drivers. The purpose of this is to create a...

South Carolina drivers must carry insurance to register any ...

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