How much insurance is required for an older car?

Most states will require bodily injury and property damage liability insurance. Depending on the state, the minimum coverage amounts for these products may vary. Bodily injury liability coverage will protect you in the event that an injury to another driver results from a car accident in which you were at-fault. Property damage liability coverage will…

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Can I cash out my auto insurance policy after an accident?

No, you cannot cash out your auto insurance policy after an accident, or at any point in time. That is something that only applies to life insurance. Unlike a whole life insurance policy, your auto insurance policy doesn’t accrue cash value. You make premium payments to the auto insurance company to protect the value of…

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How long does a no auto insurance conviction last?

The conviction for having no auto insurance will vary based on the state in which you are registered. Speed limits are set by the state government, as are auto insurance laws. Driving without insurance can lead to a variety of penalties depending on the state in which you are operating your vehicle. The penalty may…

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How do I become a car insurance agent?

A career in the field of auto insurance is one that can be both rewarding and exciting for the right people.  If you’re considering a career in the auto insurance field there are some important things you need to know about becoming an auto insurance agent. Becoming an auto insurance agent is not extremely complicated…

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Can I cancel an auto insurance claim after filing it?

You’ve recently been in an accident or had some other issue occur in which your vehicle was damaged. You’ve filed a claim, but decided you’d rather pay out-of-pocket instead. Is it possible to cancel an auto insurance claim after filing it? If you do choose to cancel the claim after filing it, what does that…

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Auto gap insurance–is it needed?

Auto gap insurance is not something that consumers need to purchase. However, as an optional car insurance cover, it does have the potential of saving you hundreds or thousands of dollars if your car becomes a total loss. Read on to decide if you need this type of auto insurance coverage. Enter your zip code…

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How will points affect auto insurance rates?

Points affect your auto insurance rates negatively. What this means is that the more points you have, the higher your auto insurance rates are going to be. How much does insurance go up after 4 points? What about 2 points? 3 points? The short answer is, it varies. What is surprising is that most people…

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Avoiding Auto Insurance Fraud

You’re driving down the road, and you find yourself behind a car filled with passengers. Another car is driving in the lane next to you, suddenly pulls forward and switches lanes, cutting off the vehicle in front of you. That car’s driver slams on the brakes, bringing the car to a sudden stop and suddenly,…

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Winter Driving Tips

The winter driving tips below can help keep you safe in winter conditions and keep your auto insurance rates low. Staying safe on the slick winter roads does not happen by chance. Safe drivers and those with the cheapest auto insurance rates are those who use common sense methods to lower risk. Find and compare online auto…

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Filling in the GAPs

Sure, you’ve got your auto insurance, but do you know whether or not you’ll wind up taking a serious financial hit if your car is totaled? If you don’t also have GAP insurance on your car loan, you might be in for a big, unpleasant surprise. Everyone knows that the moment you drive your car…

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