Auto Insurance Tips

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Does having a baby reduce car insurance?

Here’s what you need to know… When you reach a new stage of your life, it’s important to review your insurance portfolio to see if you need more protection When you have a baby, you may require a new vehicle. If you purchase a new vehicle with …

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How do I know if I have car insurance?

Here’s what you need to know… Most states require vehicle owners to buy auto insurance and keep the insurance active while their vehicles have plates If you purchase a vehicle from a private seller or a dealership, it’s your duty to insure the …

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Do I need full coverage insurance to finance a car?

Things to Remember… Most states only require drivers to carry third-party liability insurance While full coverage insurance is optional in the eyes of the state, it is required by lenders and lessors when you are financing or leasing your car Lenders …

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How long does a speeding ticket affect your car insurance?

Here’s what you need to know… Your auto insurance rates are determined by reviewing several different risk factors that represent your probability of filing a claim in the future One important risk factor that insurance companies use to determine whe …

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How long does your insurance cover a new car?

Here’s what you need to know… When you are purchasing a new car, your existing auto insurance policy will extend to the new vehicle for a limited period of time under the newly acquired auto provision If you don’t already own a vehicle or have …

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Does full coverage insurance cover someone else driving my car?

Here’s what you need to know… Full coverage may offer you the greatest level of protection, but it still comes with gaps that you should be aware of when you’re building your insurance policy Most full coverage policies are policies that includ …

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