How to Report Someone Without Auto Insurance

Imagine you are driving down the highway on your way to a family reunion when out of nowhere a car swerves into your lane and sends both vehicles flying across the asphalt and into a neighboring field. Luckily, no one is severely injured, but when you ask the other driver who their insurance carrier is,…

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Will my auto insurance cover hail damage to my car?

Hailstones start as ice crystals that form in the sky and that becomes heavier as they fall to the ground. Since hailstones reach high speeds as they grow in size, they are often compared to fast-pitched baseballs in terms of how much damage they can do to a car’s exterior. Since a hailstorm can wreak…

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Does having a baby reduce car insurance?

When you find out that you’re about to be a parent, nine months doesn’t seem like enough time to prepare. Not only do you have to worry about buying all of the baby essentials that you need to rear a newborn, you also have to learn everything that you can about caring for your baby…

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Do I need full coverage insurance to finance a car?

Can you get a car on finance with insurance included? Learning what insurance you need to finance a car is important. The minimum insurance coverage for financed cars is full coverage auto insurance. Lenders and lessors require you to maintain full coverage while financing or leasing a car. Average full coverage auto insurance costs $79.58/month…

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How long does a speeding ticket affect your auto insurance?

How long does a speeding ticket affect your auto insurance? Speeding tickets can affect your auto insurance rates for 36 months or more. When you get cited for speeding, you’re ordered to appear in court or pay your fine by mail. If you pay the fine, you’re admitting guilt, and the citation will turn into…

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Does full coverage insurance cover someone else driving my car?

Full coverage insurance is a term that’s used on a regular basis. Instead of referring to an insurance policy that covers every claim you file, the term is used to describe a policy that provides physical damage coverage for the car that’s listed on the policy. Some policies include coverage for your medical expenses and…

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Auto Insurance For Salvage Vehicles

What does it mean if a car has been salvaged? Can you get auto insurance for salvage vehicles? Salvage vehicles are cars that have been deemed by an insurance company to be a total loss and then rebuilt or repaired to sell. Often, the car was in a serious collision, but it could also have…

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What does fully comprehensive auto insurance cover?

It’s easy to assume that a full coverage covers it all. However, there are limitations to how much protection a fully comprehensive auto insurance plan will offer you. Since some current restrictions and misassumptions surround full coverage plans, it’s important to learn what protections full coverage policies afford before you start to shop around for…

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How much commission do auto insurance agents make?

When you purchase a car insurance policy, you may wonder how much money the insurance agent earns from your policy. Depending on the insurance agent and company, the agent could receive a salary and commission or just a commission. Agents that earn salaries and commission tend to earn more per year than agents that only…

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