Auto Insurance Tips

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Classic Car Insurance That Does Not Require a Garage

Things to remember… Most specialty companies require that a car be stored in a garage Drivers are encouraged to invest in Agreed Value plans to protect their investment Expect insurance companies to also have limitations on miles driven Your classic …

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If my car is hit, does my insurance go up?

Things to remember… You must carry physical damage coverage on your vehicle if you want your insurer to pay for your vehicle repairs If someone hits your vehicle in the parking lot, you can file a third-party claim against the other driver’s in …

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Why is my auto insurance score going down?

Things to remember… You may be very familiar with your regular credit score, but an insurance score also is used for determining how much you will have to pay for your auto insurance coverage Your auto insurance score is based off the information in …

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Car Insurance for Someone Under 25

Things to remember… When you are applying for car insurance, there are underwriting guidelines that carriers use to determine if you’re eligible for coverage Drivers who are 25 or younger often pay higher rates for auto insurance Rates go down …

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Does not paying your car insurance affect credit?

Things to remember… Auto insurance is a financial product that you purchase to indemnify yourself if you have a loss. When you enter into an auto insurance contract, you’re agreeing to pay your premiums in exchange for coverage Insurance is muc …

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Is GAP insurance worth it on a new car?

Things to remember… GAP insurance is a supplemental form of protection that’s considered optional for new and used car buyers When you buy a new vehicle, the value of the car will depreciate by almost 10 percent of its original value when you d …

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