Auto Insurance Laws

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Is my child covered under my car insurance?

Here’s what you need to know… Auto insurance policies provide coverage for the vehicles that are listed on the policy when they’re being operated by a covered driver While many people assume that only listed drivers are covered under the policy …

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Is there a cancellation fee for auto insurance?

Things to Remember… A standard Personal Auto Policy is sold in either a 6-month or a 12-month term Auto insurance policyholders are free to cancel their auto insurance policies at any time and for any reason If you pay your premiums in advance and ca …

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When do I need business car insurance?

Things to Remember… Personal auto insurance is designed to protect vehicle owners who are driving their personal vehicles While a traditional auto policy will provide protection if you’re commuting to and from work, there are exclusions written …

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Do you need car insurance to be towed?

Things to Remember… Vehicles that are registered to be driven must be covered by continuous auto insurance as legally required in the state Liability coverage will extend from the vehicle doing the towing to the vehicle in tow when each are owned by …

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Are settlements from car accidents taxable?

Things to Remember… Most settlements or judgments from car accidents are not taxable with the exception those for of lost wages or punitive damages Lost wages is viewed as income which is taxable since you would have earned that money had you not bee …

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Can police check your car insurance?

Here’s what you need to know… Insurance is electronically verified through the DMV in most states When a lapse of insurance is reported by the carrier, the DMV can suspend license plates Officers can see if you have valid insurance before or during a …

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