Auto Insurance Laws

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Can I get my own car insurance at 16?

Things to remember… If you are still living at home and under 21, you can stay on your parents’ insurance until you leave home Whether you get your car insurance should be partly determined by whether you own your own car Consider temporary ins …

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Changing Auto Insurance When Moving Out of State

Things to remember… Although each state has auto insurance requirements, these requirements can vary When moving from one state to another, it is important to make sure you have switched your insurance to your new state Not having the appropriate cov …

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Settling a Car Accident Without Insurance

Things to remember… It’s your duty to notify your insurance carrier when you have an accident but you don’t have to file a claim If the damages are minor, you might be interested in trying to settle your accident claim on your own When yo …

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Can I drive a car off the lot without insurance?

Things to remember… When you purchase a car from a dealer, you are liable for the vehicle as soon as you sign the bill of sale The state can penalize you for not having insurance if you don’t get insurance before you drive off the lot Since the …

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Can they repo your car for not having insurance?

Things to remember… A lender or lessor can legally take your car when you aren’t complying with your finance or lease contract When a car is repossessed, the bank or lessor will seize the car until you’ve fulfilled the terms of your contr …

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Can you have your own car insurance at 18?

Things to remember… Purchasing your car insurance is just one step in the journey of adulthood Although this can be an exciting opportunity for young adults, it’s important to understand what comes with it As a young, inexperienced driver, insu …

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