Auto Insurance FAQ

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Why are there so many car insurance commercials?

Things to remember… Car insurance companies know that every driver in the U.S. is required to have car insurance, so they do everything they can to get the most number of drivers signed up for their policies as possible Car insurance companies use wh …

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When do I have to pay my car insurance deductible?

Things to remember… A standard auto insurance policy that only includes liability coverage doesn’t have any type of car insurance deductibles If you purchase a full coverage auto insurance policy, your insurance agent will ask you to select an …

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What happens to a car insurance policy when someone dies?

Things to remember… Some policies will remain in force after someone dies, but only specified drivers will be covered The insurance company should be notified right away following someone’s death If there is a surviving spouse, the plan should …

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What is a good auto insurance score?

Things to remember… Your insurance score is a way that most insurers figure you what your risk is as a driver The formula used to generate your insurance score is based on your car accidents and car insurance claim record as well as information from …

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Does my fully comprehensive insurance cover driving any car?

Things to remember… A fully comprehensive auto insurance policy is also referred to as full coverage Full coverage policies typically include at least liability, comprehensive, and collision coverage. When you build a policy, the coverage that you ca …

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What is a down payment for auto insurance?

Things to remember… Insurance carriers will have different deposit requirements for their policies The deposit is typically what allows your insurance policy to go into effect Shop around to get a deposit and payment terms you are comfortable with Th …

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