After a car accident, should I sue the driver or insurance?

While it’s never fun to have a car accident, knowing what to do when one happens can help diminish the stress and anxiety involved. It’s best if you can gather as much information as possible, as soon after the accident as possible. Provided that you aren’t severely injured, with the immediate concern being hospitalization, you…

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How do I make a car insurance claim when not at fault?

When you get into an accident, the fault determination has a lot to do with which auto insurance company takes care of the benefits. Being not at fault for a collision typically means that the other party’s insurance company will pay for your repair bills and your medical bills as long as the amount is…

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Is it worth claiming on your car insurance for a scratch?

You sign up for insurance so that you can protect your assets and safeguard yourself against losses. However, that doesn’t mean that you should file a claim for every little scratch on your car. When it comes to simple property damage and smaller issues, it may be better to just pay for the repair on…

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Filing an Auto Insurance Claim (A Complete Guide)

After an accident, filing an auto insurance claim can be overwhelming. Going through the auto insurance claims process for the first time can be exhausting. How do you know what to file for? What information do you need? What if your car insurance company denies your claims or raises your rates? Is it worth filling…

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Caviar Courier Auto Insurance (Rates & Requirements)

Will my auto insurance cover an accident delivering food for Caviar? You need proper Caviar delivery driver auto insurance coverage to be a driver. Caviar is a delivery service designed to offer restaurant delivery service to consumers who want food delivered to them at home or work. The concept certainly isn’t new, but the company…

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Does car insurance cover an air conditioner?

Heat waves may be uncommon occurrences in certain states, but they do happen. Driving in a hot car is not an enjoyable experience. At least the air conditioner is there to help with the heat and humidity. Unfortunately, sometimes you may find that your air conditioner is not working. An air conditioner is a mechanical…

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No Claim Bonus for Auto Insurance [Expert Guide]

Auto insurance carriers are known to raise rates on a regular basis. As administrative costs rise and the cost to settle claims go up, insurance companies file new, higher rates with the state. If you have car insurance without a no claims bonus and are a safe driver, you’re probably paying more than you should….

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Can I appeal an auto insurance claim? (How to Dispute and Win)

When you’ve been involved in an accident and have to file a auto insurance claim, it can be a minor inconvenience, or it can change everything in your world overnight. Certainly, the quality of your auto insurance company has a lot to do with your claims experience. You’ve probably heard stories of denied claims, but…

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How do insurance claims work in auto accidents?

Motor vehicle accidents occur frequently, and many people have already found themselves involved in insurance claims related to these accidents. Unfortunately, many others will also find themselves dealing with insurance claims. Being insured with a company that is known for handling claims quickly and equitably and having an understanding of how claims work will make…

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If someone hits my car, do I call my insurance or theirs?

The scenario is all too common. You get into an accident that’s no fault of your own and takes all of the appropriate steps to gather contact information and file police reports. After leaving the scene of the accident, you decide to pick up the phone and call the other party’s insurer to file the…

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