Best Cheap Auto Insurance in Castro Valley, CA (2021)

The average Castro Valley, CA auto insurance rates are $294 per month. The minimum auto insurance in Castro Valley is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Castro Valley, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Castro Valley is 36.3 minutes
  • The most expensive auto insurance company in Castro Valley for teen drivers is Farmers
  • Average auto insurance rates in Castro Valley, CA for senior drivers are $2,110 per year

Castro Valley, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Castro Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Castro Valley, California, including driving record, credit, commute time, and more.

Compare auto insurance in Castro Valley to other California cities, including San Jose auto insurance rates, Long Beach auto insurance rates, and San Diego auto insurance rates to see how Castro Valley, California auto insurance rates stack up.

Before you buy Castro Valley, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Castro Valley, California auto insurance quotes.

Minimum Auto Insurance in Castro Valley, California

Castro Valley, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Castro Valley, California.

Minimum Required Auto Insurance Coverage in Castro Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Castro Valley, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Castro Valley, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Castro Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,810 $2,813 $2,054 $2,073 $7,820 $9,843 $3,599 $3,956
Farmers $2,603 $2,603 $2,346 $2,346 $8,333 $13,690 $3,088 $3,441
GEICO $1,586 $1,587 $1,492 $1,492 $4,840 $4,919 $2,279 $2,327
Liberty Mutual $2,213 $2,095 $2,057 $1,993 $4,822 $5,133 $2,495 $2,515
Nationwide $3,184 $3,041 $2,775 $2,618 $8,106 $8,936 $3,808 $3,770
Progressive $1,722 $1,772 $1,453 $1,727 $4,565 $5,499 $2,464 $2,646
State Farm $3,192 $3,192 $2,851 $2,851 $5,874 $7,288 $3,533 $3,643
Travelers $2,478 $2,399 $2,190 $2,166 $5,118 $5,866 $3,224 $3,157
USAA $1,789 $1,697 $1,744 $1,754 $4,058 $4,090 $2,479 $2,346

Cheap Castro Valley, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Castro Valley, California is a challenge. Take a look at the annual teen auto insurance rates in Castro Valley, California.

Annual Auto Insurance Rates for Teen Drivers in Castro Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,820 $9,843
Farmers $8,333 $13,690
GEICO $4,840 $4,919
Liberty Mutual $4,822 $5,133
Nationwide $8,106 $8,936
Progressive $4,565 $5,499
State Farm $5,874 $7,288
Travelers $5,118 $5,866
USAA $4,058 $4,090

Cheap Castro Valley, California Auto Insurance for Seniors

What are senior auto insurance rates in Castro Valley, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Castro Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,054 $2,073
Farmers $2,346 $2,346
GEICO $1,492 $1,492
Liberty Mutual $2,057 $1,993
Nationwide $2,775 $2,618
Progressive $1,453 $1,727
State Farm $2,851 $2,851
Travelers $2,190 $2,166
USAA $1,744 $1,754

Cheap Castro Valley, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Castro Valley, California compared to the annual auto insurance rates with a clean record in Castro Valley, California.

Annual Castro Valley, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,636 $4,433 $6,957 $3,458
Farmers $3,551 $4,838 $6,030 $4,806
GEICO $1,793 $2,772 $3,472 $2,224
Liberty Mutual $2,531 $3,391 $3,059 $2,681
Nationwide $3,162 $4,050 $6,856 $4,050
Progressive $1,794 $3,040 $3,503 $2,586
State Farm $2,892 $3,449 $6,515 $3,356
Travelers $2,221 $3,609 $4,205 $3,264
USAA $1,659 $2,467 $4,036 $1,817

Cheap Castro Valley, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Castro Valley, California is not easy. Compare the annual rates for DUI auto insurance in Castro Valley, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Castro Valley, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,957
Farmers $6,030
GEICO $3,472
Liberty Mutual $3,059
Nationwide $6,856
Progressive $3,503
State Farm $6,515
Travelers $4,205
USAA $4,036

Cheap Castro Valley, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Castro Valley, California can vary. Compare the annual cost of auto insurance by ZIP code in Castro Valley, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Castro Valley, California

ZIP Code Average Annual Rates
94546 $4,843
94552 $4,820

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Cheap Castro Valley, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Castro Valley, California auto insurance. Find the cheapest annual Castro Valley, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Castro Valley, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,943 $4,799
Farmers $4,361 $5,251
GEICO $2,330 $2,800
Liberty Mutual $2,678 $3,153
Nationwide $3,999 $5,060
Progressive $2,474 $2,988
State Farm $3,906 $4,200
Travelers $2,989 $3,660
USAA $2,300 $2,689

Cheap Castro Valley, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Castro Valley, California? Check out the comparison of annual Castro Valley, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Castro Valley, California

Insurance Company Low Medium High
Allstate $4,146 $4,408 $4,559
Farmers $4,491 $4,842 $5,086
GEICO $2,350 $2,594 $2,751
Liberty Mutual $2,717 $2,942 $3,087
Nationwide $4,105 $4,607 $4,877
Progressive $2,466 $2,815 $2,911
State Farm $3,658 $4,122 $4,378
Travelers $2,916 $3,414 $3,644
USAA $2,278 $2,540 $2,666

Best By Category: Cheapest Auto Insurance in Castro Valley, California

Compare the cheapest auto insurance companies in Castro Valley, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Castro Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Castro Valley, California Auto Insurance Companies

What auto insurance companies in Castro Valley, California are the cheapest? Compare the top Castro Valley, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Castro Valley, California

Insurance Company Average Annual Rates
Allstate $4,371
Farmers $4,806
GEICO $2,565
Liberty Mutual $2,915
Nationwide $4,530
Progressive $2,731
State Farm $4,053
Travelers $3,325
USAA $2,495

What affects auto insurance rates in Castro Valley, California?

There are a lot of reasons why auto insurance rates in Castro Valley, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Castro Valley, California. Many local factors may affect your Castro Valley auto insurance rates.

Castro Valley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Castro Valley, California commute length is 36.3 minutes according to City-Data.

Compare Castro Valley, California Auto Insurance Quotes

Before you buy Castro Valley, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Castro Valley, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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