Best Cheap Auto Insurance in Castle Pines, CO (2021)

The average Castle Pines, CO auto insurance rates are $320 per month. The minimum auto insurance in Castle Pines is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Castle Pines, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Castle Pines, CO for senior drivers are $2,260 per year
  • The cheapest auto insurance company in Castle Pines is Liberty Mutual
  • The most expensive auto insurance company in Castle Pines for teen drivers is Allstate

Castle Pines, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Castle Pines can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Castle Pines, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Castle Pines to other Colorado cities, including Centennial auto insurance rates, Colorado Springs auto insurance rates, and Pueblo auto insurance rates to see how Castle Pines, Colorado auto insurance rates stack up.

Before you buy Castle Pines, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Castle Pines, Colorado auto insurance quotes.

Minimum Auto Insurance in Castle Pines, Colorado

Castle Pines, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Castle Pines, Colorado.

Minimum Required Auto Insurance Coverage in Castle Pines, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Castle Pines, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Castle Pines, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Castle Pines, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,190 $2,971 $2,894 $2,920 $11,544 $12,179 $3,470 $3,467
American Family $2,527 $2,527 $2,280 $2,280 $6,118 $8,226 $2,527 $3,090
Farmers $3,001 $2,972 $2,719 $2,942 $11,471 $11,530 $3,293 $3,314
GEICO $1,971 $2,162 $2,111 $2,416 $6,304 $6,655 $1,802 $1,821
Liberty Mutual $1,935 $1,868 $1,663 $1,831 $5,747 $6,241 $1,942 $1,934
Nationwide $2,407 $2,445 $2,159 $2,274 $6,123 $7,808 $2,774 $2,990
Progressive $2,446 $2,279 $2,142 $2,130 $8,665 $9,673 $2,759 $2,674
State Farm $2,126 $2,126 $1,927 $1,927 $6,296 $7,953 $2,386 $2,829
USAA $2,118 $2,102 $2,034 $2,026 $5,397 $6,162 $2,717 $2,937

Cheap Castle Pines, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Castle Pines, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Castle Pines, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Castle Pines, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,544 $12,179
American Family $6,118 $8,226
Farmers $11,471 $11,530
GEICO $6,304 $6,655
Liberty Mutual $5,747 $6,241
Nationwide $6,123 $7,808
Progressive $8,665 $9,673
State Farm $6,296 $7,953
USAA $5,397 $6,162

Cheap Castle Pines, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Castle Pines, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Castle Pines, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,894 $2,920
American Family $2,280 $2,280
Farmers $2,719 $2,942
GEICO $2,111 $2,416
Liberty Mutual $1,663 $1,831
Nationwide $2,159 $2,274
Progressive $2,142 $2,130
State Farm $1,927 $1,927
USAA $2,034 $2,026

Cheap Castle Pines, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Castle Pines, Colorado compared to the annual auto insurance rates with a clean record in Castle Pines, Colorado.

Annual Castle Pines, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,513 $5,221 $6,441 $5,143
American Family $2,735 $3,879 $5,073 $3,101
Farmers $4,350 $5,601 $5,527 $5,143
GEICO $2,207 $3,468 $4,073 $2,872
Liberty Mutual $2,536 $2,975 $3,078 $2,991
Nationwide $2,795 $3,806 $4,817 $3,072
Progressive $3,540 $4,987 $3,735 $4,122
State Farm $3,158 $3,735 $3,446 $3,446
USAA $2,328 $2,849 $4,949 $2,621

Cheap Castle Pines, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Castle Pines, Colorado is not easy. Compare the annual rates for DUI auto insurance in Castle Pines, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Castle Pines, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,441
American Family $5,073
Farmers $5,527
GEICO $4,073
Liberty Mutual $3,078
Nationwide $4,817
Progressive $3,735
State Farm $3,446
USAA $4,949

Cheap Castle Pines, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Castle Pines, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Castle Pines, Colorado

Insurance Company Poor Fair Good
Allstate $6,785 $5,247 $3,957
American Family $4,794 $3,422 $2,874
Farmers $5,991 $4,860 $4,616
GEICO $3,795 $3,155 $2,516
Liberty Mutual $4,134 $2,535 $2,016
Nationwide $4,373 $3,471 $3,023
Progressive $4,639 $3,981 $3,669
State Farm $4,785 $3,075 $2,479
USAA $4,693 $2,698 $2,169

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Cheap Castle Pines, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Castle Pines, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Castle Pines, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Castle Pines, Colorado

ZIP Code Average Annual Rates
80108 $3,551

Cheap Castle Pines, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Castle Pines, Colorado auto insurance. Find the cheapest annual Castle Pines, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Castle Pines, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,329 $5,329
American Family $3,617 $3,777
Farmers $5,155 $5,155
GEICO $3,092 $3,219
Liberty Mutual $2,895 $2,895
Nationwide $3,622 $3,622
Progressive $4,096 $4,096
State Farm $3,360 $3,533
USAA $3,097 $3,277

Cheap Castle Pines, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Castle Pines, Colorado? Check out the comparison of annual Castle Pines, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Castle Pines, Colorado

Insurance Company Low Medium High
Allstate $5,032 $5,311 $5,645
American Family $3,493 $3,773 $3,825
Farmers $4,486 $5,077 $5,902
GEICO $2,818 $3,098 $3,549
Liberty Mutual $2,703 $2,882 $3,101
Nationwide $3,598 $3,626 $3,644
Progressive $3,787 $4,111 $4,390
State Farm $3,194 $3,450 $3,696
USAA $3,025 $3,187 $3,348

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Best By Category: Cheapest Auto Insurance in Castle Pines, Colorado

Compare the cheapest auto insurance companies in Castle Pines, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Castle Pines, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Castle Pines, Colorado Auto Insurance Companies

What auto insurance companies in Castle Pines, Colorado are the cheapest? Compare the top Castle Pines, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Castle Pines, Colorado

Insurance Company Average Annual Rates
Allstate $5,329
American Family $3,697
Farmers $5,155
GEICO $3,155
Liberty Mutual $2,895
Nationwide $3,622
Progressive $4,096
State Farm $3,446
USAA $3,187

What affects auto insurance rates in Castle Pines, Colorado?

There are a lot of reasons why auto insurance rates in Castle Pines, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Castle Pines, Colorado. Many local factors may affect your Castle Pines auto insurance rates.

Castle Pines Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Castle Pines, Colorado commute length is 28.1 minutes according to City-Data.

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Compare Castle Pines, Colorado Auto Insurance Quotes

Before you buy Castle Pines, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Castle Pines, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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