Best Cheap Auto Insurance in Cascade, CO (2021)

The average Cascade, CO auto insurance rates are $325 per month. The minimum auto insurance in Cascade is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Cascade, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Cascade is 37.3 minutes
  • The minimum auto insurance required in Cascade, Colorado is 25/50/15
  • The most expensive auto insurance company in Cascade for teen drivers is Farmers

Cascade, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Cascade can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cascade, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Cascade to other Colorado cities, including Colorado Springs auto insurance rates, Thornton auto insurance rates, and Denver auto insurance rates to see how Cascade, Colorado auto insurance rates stack up.

Before you buy Cascade, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cascade, Colorado auto insurance quotes.

Minimum Auto Insurance in Cascade, Colorado

Cascade, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cascade, Colorado.

Minimum Required Auto Insurance Coverage in Cascade, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Cascade, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cascade, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cascade, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,262 $3,050 $2,943 $2,972 $11,426 $12,015 $3,583 $3,596
American Family $2,547 $2,547 $2,297 $2,297 $6,182 $8,303 $2,547 $3,121
Farmers $3,241 $3,221 $2,926 $3,144 $12,460 $12,642 $3,572 $3,627
GEICO $2,048 $2,240 $2,186 $2,493 $6,463 $6,818 $1,872 $1,894
Liberty Mutual $1,789 $1,725 $1,509 $1,662 $5,594 $6,122 $1,816 $1,847
Nationwide $2,426 $2,466 $2,177 $2,296 $6,062 $7,739 $2,784 $3,003
Progressive $2,477 $2,315 $2,177 $2,165 $8,581 $9,588 $2,785 $2,705
State Farm $2,157 $2,157 $1,948 $1,948 $6,233 $7,878 $2,414 $2,856
USAA $2,161 $2,146 $2,075 $2,065 $5,532 $6,321 $2,774 $3,001

Cheap Cascade, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cascade, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Cascade, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Cascade, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,426 $12,015
American Family $6,182 $8,303
Farmers $12,460 $12,642
GEICO $6,463 $6,818
Liberty Mutual $5,594 $6,122
Nationwide $6,062 $7,739
Progressive $8,581 $9,588
State Farm $6,233 $7,878
USAA $5,532 $6,321

Cheap Cascade, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Cascade, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cascade, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,943 $2,972
American Family $2,297 $2,297
Farmers $2,926 $3,144
GEICO $2,186 $2,493
Liberty Mutual $1,509 $1,662
Nationwide $2,177 $2,296
Progressive $2,177 $2,165
State Farm $1,948 $1,948
USAA $2,075 $2,065

Cheap Cascade, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cascade, Colorado compared to the annual auto insurance rates with a clean record in Cascade, Colorado.

Annual Cascade, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,560 $5,254 $6,436 $5,173
American Family $2,758 $3,912 $5,122 $3,128
Farmers $4,739 $6,085 $5,997 $5,596
GEICO $2,283 $3,575 $4,168 $2,980
Liberty Mutual $2,422 $2,828 $2,932 $2,849
Nationwide $2,793 $3,803 $4,812 $3,069
Progressive $3,542 $4,992 $3,737 $4,125
State Farm $3,170 $3,728 $3,449 $3,449
USAA $2,374 $2,908 $5,081 $2,674

Cheap Cascade, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cascade, Colorado is not easy. Compare the annual rates for DUI auto insurance in Cascade, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Cascade, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,436
American Family $5,122
Farmers $5,997
GEICO $4,168
Liberty Mutual $2,932
Nationwide $4,812
Progressive $3,737
State Farm $3,449
USAA $5,081

Cheap Cascade, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cascade, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cascade, Colorado

Insurance Company Poor Fair Good
Allstate $6,828 $5,266 $3,974
American Family $4,846 $3,450 $2,895
Farmers $6,482 $5,296 $5,035
GEICO $3,912 $3,252 $2,592
Liberty Mutual $3,938 $2,415 $1,922
Nationwide $4,376 $3,463 $3,018
Progressive $4,660 $3,982 $3,656
State Farm $4,779 $3,080 $2,488
USAA $4,804 $2,758 $2,216

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Cheap Cascade, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cascade, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Cascade, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cascade, Colorado

ZIP Code Average Annual Rates
80809 $3,612

Cheap Cascade, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Cascade, Colorado auto insurance. Find the cheapest annual Cascade, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cascade, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,356 $5,356
American Family $3,650 $3,811
Farmers $5,604 $5,604
GEICO $3,184 $3,319
Liberty Mutual $2,758 $2,758
Nationwide $3,619 $3,619
Progressive $4,099 $4,099
State Farm $3,364 $3,534
USAA $3,167 $3,352

Cheap Cascade, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cascade, Colorado? Check out the comparison of annual Cascade, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cascade, Colorado

Insurance Company Low Medium High
Allstate $5,055 $5,337 $5,675
American Family $3,533 $3,807 $3,851
Farmers $4,929 $5,525 $6,358
GEICO $2,900 $3,189 $3,667
Liberty Mutual $2,603 $2,749 $2,922
Nationwide $3,575 $3,620 $3,663
Progressive $3,745 $4,113 $4,440
State Farm $3,201 $3,449 $3,697
USAA $3,097 $3,260 $3,422

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Best By Category: Cheapest Auto Insurance in Cascade, Colorado

Compare the cheapest auto insurance companies in Cascade, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cascade, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Cascade, Colorado Auto Insurance Companies

What auto insurance companies in Cascade, Colorado are the cheapest? Compare the top Cascade, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cascade, Colorado

Insurance Company Average Annual Rates
Allstate $5,356
American Family $3,730
Farmers $5,604
GEICO $3,252
Liberty Mutual $2,758
Nationwide $3,619
Progressive $4,099
State Farm $3,449
USAA $3,259

What affects auto insurance rates in Cascade, Colorado?

There are a lot of reasons why auto insurance rates in Cascade, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cascade, Colorado. Many local factors may affect your Cascade auto insurance rates.

Cascade Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cascade, Colorado commute length is 37.3 minutes according to City-Data.

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Compare Cascade, Colorado Auto Insurance Quotes

Before you buy Cascade, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cascade, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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