Best Cheap Auto Insurance in Cary, NC (2021)

The average Cary, NC auto insurance rates are $253 per month. The minimum auto insurance in Cary is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Cary, North Carolina, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Cary, NC for senior drivers are $2,259 per year
  • The minimum auto insurance required in Cary, North Carolina is 30/60/25
  • The cheapest auto insurance company in Cary is Liberty Mutual

Cary, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Cary can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cary, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Cary to other North Carolina cities, including High Point auto insurance rates, Fayetteville auto insurance rates, and Concord auto insurance rates to see how Cary, North Carolina auto insurance rates stack up.

Before you buy Cary, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cary, North Carolina auto insurance quotes.

Minimum Auto Insurance in Cary, North Carolina

Cary, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cary, North Carolina.

Minimum Required Auto Insurance Coverage in Cary, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cary, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cary, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cary, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,231 $5,231 $4,286 $4,286 $12,702 $12,702 $5,334 $5,334
GEICO $2,250 $2,209 $2,219 $2,180 $4,131 $4,095 $1,975 $1,964
Liberty Mutual $1,641 $1,641 $1,698 $1,698 $2,931 $2,931 $1,641 $1,641
Nationwide $1,914 $1,914 $1,914 $1,914 $3,284 $3,284 $1,914 $1,914
Progressive $1,522 $1,522 $1,401 $1,401 $3,721 $3,721 $1,709 $1,709
State Farm $2,261 $2,261 $1,957 $1,957 $3,340 $3,340 $2,793 $2,793
Travelers $2,379 $2,379 $2,360 $2,360 $4,073 $4,073 $2,442 $2,442

Cheap Cary, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cary, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Cary, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Cary, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,702 $12,702
GEICO $4,131 $4,095
Liberty Mutual $2,931 $2,931
Nationwide $3,284 $3,284
Progressive $3,721 $3,721
State Farm $3,340 $3,340
Travelers $4,073 $4,073

Cheap Cary, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Cary, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cary, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,286 $4,286
GEICO $2,219 $2,180
Liberty Mutual $1,698 $1,698
Nationwide $1,914 $1,914
Progressive $1,401 $1,401
State Farm $1,957 $1,957
Travelers $2,360 $2,360

Cheap Cary, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cary, North Carolina compared to the annual auto insurance rates with a clean record in Cary, North Carolina.

Annual Cary, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,738 $6,584 $12,186 $5,045
GEICO $1,406 $2,094 $5,066 $1,945
Liberty Mutual $1,183 $1,516 $3,698 $1,516
Nationwide $1,336 $1,721 $4,247 $1,721
Progressive $997 $1,448 $4,507 $1,401
State Farm $1,373 $1,995 $4,989 $1,995
Travelers $1,650 $2,210 $5,239 $2,156

Cheap Cary, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cary, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Cary, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Cary, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,186
GEICO $5,066
Liberty Mutual $3,698
Nationwide $4,247
Progressive $4,507
State Farm $4,989
Travelers $5,239

Cheap Cary, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cary, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cary, North Carolina

Insurance Company Poor Fair Good
Allstate $9,275 $6,069 $5,321
GEICO $2,841 $2,615 $2,427
Liberty Mutual $1,978 $1,978 $1,978
Nationwide $2,256 $2,256 $2,256
Progressive $2,347 $2,042 $1,876
State Farm $3,632 $2,324 $1,807
Travelers $3,018 $2,735 $2,689

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Cheap Cary, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cary, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Cary, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cary, North Carolina

ZIP Code Average Annual Rates
27511 $2,794
27513 $2,760
27518 $2,792
27519 $2,710
27560 $2,698

Cheap Cary, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Cary, North Carolina auto insurance. Find the cheapest annual Cary, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cary, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,888 $6,888
GEICO $2,628 $2,628
Liberty Mutual $1,978 $1,978
Nationwide $2,256 $2,256
Progressive $2,088 $2,088
State Farm $2,582 $2,594
Travelers $2,814 $2,814

Cheap Cary, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cary, North Carolina? Check out the comparison of annual Cary, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cary, North Carolina

Insurance Company Low Medium High
Allstate $6,640 $6,861 $7,164
GEICO $2,514 $2,618 $2,752
Liberty Mutual $1,886 $1,966 $2,082
Nationwide $2,166 $2,245 $2,358
Progressive $1,983 $2,075 $2,207
State Farm $2,487 $2,574 $2,702
Travelers $2,699 $2,799 $2,943

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Best By Category: Cheapest Auto Insurance in Cary, North Carolina

Compare the cheapest auto insurance companies in Cary, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cary, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Cary, North Carolina Auto Insurance Companies

What auto insurance companies in Cary, North Carolina are the cheapest? Compare the top Cary, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cary, North Carolina

Insurance Company Average Annual Rates
Allstate $6,888
GEICO $2,628
Liberty Mutual $1,978
Nationwide $2,256
Progressive $2,088
State Farm $2,588
Travelers $2,814

What affects auto insurance rates in Cary, North Carolina?

There are a lot of reasons why auto insurance rates in Cary, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cary, North Carolina. Many local factors may affect your Cary auto insurance rates.

Cary Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cary, North Carolina commute length is 23.3 minutes according to City-Data.

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Compare Cary, North Carolina Auto Insurance Quotes

Before you buy Cary, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cary, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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