Best Cheap Auto Insurance in Carter, OK (2021)

The average Carter, OK auto insurance rates are $322 per month. The minimum auto insurance in Carter is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Carter, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Carter, Oklahoma is 25/50/25
  • Average auto insurance rates in Carter, OK for senior drivers are $2,295 per year
  • The most expensive auto insurance company in Carter for teen drivers is Liberty Mutual

Carter, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Carter can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carter, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Carter to other Oklahoma cities, including Oklahoma City auto insurance rates, Midwest City auto insurance rates, and Tulsa auto insurance rates to see how Carter, Oklahoma auto insurance rates stack up.

Before you buy Carter, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carter, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Carter, Oklahoma

Carter, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carter, Oklahoma.

Minimum Required Auto Insurance Coverage in Carter, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Carter, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carter, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carter, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,309 $2,328 $2,110 $2,219 $6,946 $8,122 $2,513 $2,664
Farmers $2,388 $2,380 $2,153 $2,260 $8,551 $8,783 $2,697 $2,839
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,436 $4,685 $3,893 $4,232 $12,020 $13,184 $4,621 $4,799
Progressive $2,321 $2,217 $1,908 $2,015 $9,080 $10,195 $2,722 $2,863
State Farm $1,815 $1,815 $1,588 $1,588 $4,370 $5,529 $1,898 $2,125
USAA $1,767 $1,784 $1,681 $1,715 $5,579 $6,260 $2,287 $2,530

Cheap Carter, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carter, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Carter, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Carter, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,946 $8,122
Farmers $8,551 $8,783
GEICO $6,078 $6,489
Liberty Mutual $12,020 $13,184
Progressive $9,080 $10,195
State Farm $4,370 $5,529
USAA $5,579 $6,260

Cheap Carter, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Carter, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carter, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,110 $2,219
Farmers $2,153 $2,260
GEICO $2,260 $2,500
Liberty Mutual $3,893 $4,232
Progressive $1,908 $2,015
State Farm $1,588 $1,588
USAA $1,681 $1,715

Cheap Carter, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carter, Oklahoma compared to the annual auto insurance rates with a clean record in Carter, Oklahoma.

Annual Carter, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,151 $3,690 $4,232 $3,533
Farmers $3,396 $4,331 $4,226 $4,074
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,376 $7,289 $8,253 $6,017
Progressive $3,248 $6,014 $3,583 $3,816
State Farm $2,421 $2,761 $2,591 $2,591
USAA $2,182 $3,113 $3,827 $2,680

Cheap Carter, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carter, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Carter, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Carter, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,232
Farmers $4,226
GEICO $3,899
Liberty Mutual $8,253
Progressive $3,583
State Farm $2,591
USAA $3,827

Cheap Carter, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carter, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carter, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,516 $3,420 $3,018
Farmers $4,623 $3,789 $3,608
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,326 $5,673 $4,452
Progressive $4,741 $4,021 $3,734
State Farm $3,600 $2,311 $1,863
USAA $4,396 $2,482 $1,973

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Cheap Carter, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carter, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Carter, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carter, Oklahoma

ZIP Code Average Annual Rates
73627 $3,813

Cheap Carter, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Carter, Oklahoma auto insurance. Find the cheapest annual Carter, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carter, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,651 $3,651
Farmers $4,007 $4,007
GEICO $3,136 $3,262
Liberty Mutual $6,484 $6,484
Progressive $4,165 $4,165
State Farm $2,547 $2,635
USAA $2,915 $2,986

Cheap Carter, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carter, Oklahoma? Check out the comparison of annual Carter, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carter, Oklahoma

Insurance Company Low Medium High
Allstate $3,449 $3,638 $3,867
Farmers $3,856 $3,968 $4,196
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,179 $6,462 $6,810
Progressive $3,882 $4,140 $4,474
State Farm $2,443 $2,571 $2,759
USAA $2,853 $2,944 $3,055

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Best By Category: Cheapest Auto Insurance in Carter, Oklahoma

Compare the cheapest auto insurance companies in Carter, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carter, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Carter, Oklahoma Auto Insurance Companies

What auto insurance companies in Carter, Oklahoma are the cheapest? Compare the top Carter, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carter, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,651
Farmers $4,007
GEICO $3,199
Liberty Mutual $6,484
Progressive $4,165
State Farm $2,591
USAA $2,951

What affects auto insurance rates in Carter, Oklahoma?

There are a lot of reasons why auto insurance rates in Carter, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carter, Oklahoma. Many local factors may affect your Carter auto insurance rates.

Carter Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carter, Oklahoma commute length is 35.2 minutes according to City-Data.

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Compare Carter, Oklahoma Auto Insurance Quotes

Before you buy Carter, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carter, Oklahoma auto insurance quotes.

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