Best Cheap Auto Insurance in Carrollwood, FL (2021)

The average Carrollwood, FL auto insurance rates are $528 per month. The minimum auto insurance in Carrollwood is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Carrollwood, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Carrollwood, Florida is 10/20/10
  • Average auto insurance rates in Carrollwood, FL for senior drivers are $3,814 per year
  • The most expensive auto insurance company in Carrollwood for teen drivers is Allstate

Carrollwood, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Carrollwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carrollwood, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Carrollwood to other Florida cities, including Tallahassee auto insurance rates, Jacksonville auto insurance rates, and St. Petersburg auto insurance rates to see how Carrollwood, Florida auto insurance rates stack up.

Before you buy Carrollwood, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carrollwood, Florida auto insurance quotes.

Minimum Auto Insurance in Carrollwood, Florida

Carrollwood, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carrollwood, Florida.

Minimum Required Auto Insurance Coverage in Carrollwood, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Carrollwood, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carrollwood, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carrollwood, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $7,519 $7,038 $6,506 $6,517 $25,267 $27,131 $7,121 $7,083
GEICO $3,835 $3,858 $3,580 $3,580 $6,825 $8,567 $4,231 $4,302
Liberty Mutual $4,871 $4,871 $4,447 $4,447 $10,499 $16,277 $4,871 $6,674
Nationwide $4,071 $4,005 $3,628 $3,749 $9,916 $12,170 $4,485 $4,649
Progressive $4,618 $4,315 $3,922 $4,209 $13,054 $14,098 $5,547 $5,193
State Farm $2,800 $2,800 $2,540 $2,540 $8,144 $10,343 $3,130 $3,308
USAA $2,000 $1,963 $1,878 $1,857 $6,966 $8,055 $2,497 $2,690

Cheap Carrollwood, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carrollwood, Florida is a challenge. Take a look at the annual teen auto insurance rates in Carrollwood, Florida.

Annual Auto Insurance Rates for Teen Drivers in Carrollwood, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $25,267 $27,131
GEICO $6,825 $8,567
Liberty Mutual $10,499 $16,277
Nationwide $9,916 $12,170
Progressive $13,054 $14,098
State Farm $8,144 $10,343
USAA $6,966 $8,055

Cheap Carrollwood, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Carrollwood, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carrollwood, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $6,506 $6,517
GEICO $3,580 $3,580
Liberty Mutual $4,447 $4,447
Nationwide $3,628 $3,749
Progressive $3,922 $4,209
State Farm $2,540 $2,540
USAA $1,878 $1,857

Cheap Carrollwood, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carrollwood, Florida compared to the annual auto insurance rates with a clean record in Carrollwood, Florida.

Annual Carrollwood, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,151 $12,273 $13,424 $11,242
GEICO $3,386 $4,319 $6,413 $5,271
Liberty Mutual $5,047 $6,644 $9,783 $7,005
Nationwide $4,951 $5,456 $7,409 $5,520
Progressive $5,421 $8,018 $6,766 $7,274
State Farm $4,055 $4,847 $4,451 $4,451
USAA $2,718 $3,371 $5,011 $2,853

Cheap Carrollwood, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carrollwood, Florida is not easy. Compare the annual rates for DUI auto insurance in Carrollwood, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Carrollwood, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,424
GEICO $6,413
Liberty Mutual $9,783
Nationwide $7,409
Progressive $6,766
State Farm $4,451
USAA $5,011

Cheap Carrollwood, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carrollwood, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carrollwood, Florida

Insurance Company Poor Fair Good
Allstate $16,730 $10,349 $8,239
GEICO $7,043 $4,277 $3,221
Liberty Mutual $9,226 $6,721 $5,412
Nationwide $7,338 $5,347 $4,817
Progressive $8,950 $6,373 $5,286
State Farm $6,149 $3,974 $3,229
USAA $5,656 $2,784 $2,024

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Cheap Carrollwood, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carrollwood, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Carrollwood, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carrollwood, Florida

ZIP Code Average Annual Rates
33618 $4,530
33624 $4,801

Cheap Carrollwood, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Carrollwood, Florida auto insurance. Find the cheapest annual Carrollwood, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carrollwood, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $11,436 $12,109
GEICO $4,823 $4,871
Liberty Mutual $6,883 $7,356
Nationwide $5,834 $5,834
Progressive $6,869 $6,869
State Farm $4,288 $4,613
USAA $3,448 $3,528

Cheap Carrollwood, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carrollwood, Florida? Check out the comparison of annual Carrollwood, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carrollwood, Florida

Insurance Company Low Medium High
Allstate $8,603 $12,492 $14,223
GEICO $3,937 $5,024 $5,581
Liberty Mutual $6,465 $7,251 $7,643
Nationwide $4,508 $6,083 $6,911
Progressive $5,561 $7,054 $7,994
State Farm $3,753 $4,572 $5,028
USAA $2,951 $3,628 $3,885

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Best By Category: Cheapest Auto Insurance in Carrollwood, Florida

Compare the cheapest auto insurance companies in Carrollwood, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carrollwood, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Carrollwood, Florida Auto Insurance Companies

What auto insurance companies in Carrollwood, Florida are the cheapest? Compare the top Carrollwood, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carrollwood, Florida

Insurance Company Average Annual Rates
Allstate $11,773
GEICO $4,847
Liberty Mutual $7,120
Nationwide $5,834
Progressive $6,869
State Farm $4,451
USAA $3,488

What affects auto insurance rates in Carrollwood, Florida?

There are a lot of reasons why auto insurance rates in Carrollwood, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carrollwood, Florida. Many local factors may affect your Carrollwood auto insurance rates.

Carrollwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carrollwood, Florida commute length is 27.4 minutes according to City-Data.

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Compare Carrollwood, Florida Auto Insurance Quotes

Before you buy Carrollwood, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carrollwood, Florida auto insurance quotes.

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