Best Cheap Auto Insurance in Carrollton, AL (2021)

The average Carrollton, AL auto insurance rates are $305 per month. The minimum auto insurance in Carrollton is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Carrollton, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Carrollton for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Carrollton is USAA
  • The average commute length in Carrollton is 30.9 minutes

Carrollton, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Carrollton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carrollton, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Carrollton to other Alabama cities, including Mobile auto insurance rates, Auburn auto insurance rates, and Hoover auto insurance rates to see how Carrollton, Alabama auto insurance rates stack up.

Before you buy Carrollton, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carrollton, Alabama auto insurance quotes.

Minimum Auto Insurance in Carrollton, Alabama

Carrollton, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carrollton, Alabama.

Minimum Required Auto Insurance Coverage in Carrollton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Carrollton, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carrollton, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carrollton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,013 $1,921 $1,816 $1,851 $6,909 $7,413 $2,264 $2,320
Farmers $2,414 $2,398 $2,159 $2,289 $9,213 $9,484 $2,748 $2,867
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,075 $3,324 $2,521 $2,817 $10,950 $12,175 $3,287 $3,514
Nationwide $1,701 $1,729 $1,544 $1,607 $4,316 $5,612 $1,882 $2,113
Progressive $2,396 $2,261 $1,962 $2,094 $9,394 $10,481 $2,802 $2,957
State Farm $2,864 $2,864 $2,562 $2,562 $8,276 $10,403 $3,226 $3,704
Travelers $1,575 $1,601 $1,468 $1,466 $8,312 $13,088 $1,491 $1,727
USAA $1,331 $1,354 $1,239 $1,215 $3,950 $4,385 $1,737 $1,877

Cheap Carrollton, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carrollton, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Carrollton, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Carrollton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,909 $7,413
Farmers $9,213 $9,484
GEICO $5,292 $5,199
Liberty Mutual $10,950 $12,175
Nationwide $4,316 $5,612
Progressive $9,394 $10,481
State Farm $8,276 $10,403
Travelers $8,312 $13,088
USAA $3,950 $4,385

Cheap Carrollton, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Carrollton, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carrollton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,816 $1,851
Farmers $2,159 $2,289
GEICO $1,937 $1,974
Liberty Mutual $2,521 $2,817
Nationwide $1,544 $1,607
Progressive $1,962 $2,094
State Farm $2,562 $2,562
Travelers $1,468 $1,466
USAA $1,239 $1,215

Cheap Carrollton, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carrollton, Alabama compared to the annual auto insurance rates with a clean record in Carrollton, Alabama.

Annual Carrollton, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,822 $3,320 $3,928 $3,183
Farmers $3,531 $4,563 $4,452 $4,240
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,085 $5,680 $5,566 $5,500
Nationwide $2,238 $2,238 $3,273 $2,503
Progressive $3,891 $4,854 $4,153 $4,275
State Farm $4,141 $5,067 $4,511 $4,511
Travelers $3,201 $3,360 $4,901 $3,902
USAA $1,642 $2,059 $3,067 $1,777

Cheap Carrollton, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carrollton, Alabama is not easy. Compare the annual rates for DUI auto insurance in Carrollton, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Carrollton, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,928
Farmers $4,452
GEICO $3,748
Liberty Mutual $5,566
Nationwide $3,273
Progressive $4,153
State Farm $4,511
Travelers $4,901
USAA $3,067

Cheap Carrollton, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carrollton, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carrollton, Alabama

Insurance Company Poor Fair Good
Allstate $4,095 $3,214 $2,630
Farmers $4,709 $4,046 $3,835
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,468 $4,567 $3,588
Nationwide $3,099 $2,411 $2,179
Progressive $4,875 $4,147 $3,859
State Farm $7,392 $3,741 $2,541
Travelers $4,192 $3,631 $3,700
USAA $2,881 $1,865 $1,663

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Carrollton, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carrollton, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Carrollton, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carrollton, Alabama

ZIP Code Average Annual Rates
35447 $3,751

Cheap Carrollton, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Carrollton, Alabama auto insurance. Find the cheapest annual Carrollton, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carrollton, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,313 $3,313
Farmers $4,196 $4,196
GEICO $2,789 $2,899
Liberty Mutual $5,208 $5,208
Nationwide $2,563 $2,563
Progressive $4,294 $4,294
State Farm $4,448 $4,667
Travelers $3,841 $3,841
USAA $2,038 $2,234

Cheap Carrollton, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carrollton, Alabama? Check out the comparison of annual Carrollton, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carrollton, Alabama

Insurance Company Low Medium High
Allstate $3,204 $3,308 $3,428
Farmers $3,972 $4,144 $4,473
GEICO $2,643 $2,832 $3,058
Liberty Mutual $4,995 $5,186 $5,443
Nationwide $2,566 $2,535 $2,589
Progressive $3,877 $4,266 $4,738
State Farm $4,333 $4,551 $4,789
Travelers $3,654 $3,918 $3,951
USAA $2,066 $2,126 $2,217

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Carrollton, Alabama

Compare the cheapest auto insurance companies in Carrollton, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carrollton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Carrollton, Alabama Auto Insurance Companies

What auto insurance companies in Carrollton, Alabama are the cheapest? Compare the top Carrollton, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carrollton, Alabama

Insurance Company Average Annual Rates
Allstate $3,313
Farmers $4,196
GEICO $2,844
Liberty Mutual $5,208
Nationwide $2,563
Progressive $4,294
State Farm $4,558
Travelers $3,841
USAA $2,136

What affects auto insurance rates in Carrollton, Alabama?

There are a lot of reasons why auto insurance rates in Carrollton, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carrollton, Alabama. Many local factors may affect your Carrollton auto insurance rates.

Carrollton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Carrollton, Alabama auto theft statistics, there have been 2 auto thefts in the city.

Carrollton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carrollton, Alabama commute length is 30.9 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Carrollton, Alabama Auto Insurance Quotes

Before you buy Carrollton, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carrollton, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption