Best Cheap Auto Insurance in Carrabelle, FL (2021)

The average Carrabelle, FL auto insurance rates are $321 per month. The minimum auto insurance in Carrabelle is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Carrabelle, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Carrabelle is 23.3 minutes
  • The minimum auto insurance required in Carrabelle, Florida is 10/20/10
  • The most expensive auto insurance company in Carrabelle for teen drivers is Allstate

Carrabelle, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Carrabelle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carrabelle, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Carrabelle to other Florida cities, including Miami auto insurance rates, St. Petersburg auto insurance rates, and Fort Lauderdale auto insurance rates to see how Carrabelle, Florida auto insurance rates stack up.

Before you buy Carrabelle, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carrabelle, Florida auto insurance quotes.

Minimum Auto Insurance in Carrabelle, Florida

Carrabelle, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carrabelle, Florida.

Minimum Required Auto Insurance Coverage in Carrabelle, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Carrabelle, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carrabelle, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carrabelle, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,609 $2,634 $2,429 $2,429 $4,581 $5,801 $2,883 $2,961
Liberty Mutual $3,342 $3,342 $3,061 $3,061 $7,083 $10,917 $3,342 $4,532
Nationwide $2,302 $2,284 $2,057 $2,134 $5,480 $6,791 $2,533 $2,652
Progressive $3,037 $2,883 $2,620 $2,809 $8,378 $9,234 $3,667 $3,575
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Cheap Carrabelle, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carrabelle, Florida is a challenge. Take a look at the annual teen auto insurance rates in Carrabelle, Florida.

Annual Auto Insurance Rates for Teen Drivers in Carrabelle, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,581 $5,801
Liberty Mutual $7,083 $10,917
Nationwide $5,480 $6,791
Progressive $8,378 $9,234
State Farm $4,900 $6,272
USAA $4,617 $5,403

Cheap Carrabelle, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Carrabelle, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carrabelle, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,429 $2,429
Liberty Mutual $3,061 $3,061
Nationwide $2,057 $2,134
Progressive $2,620 $2,809
State Farm $1,546 $1,546
USAA $1,282 $1,281

Cheap Carrabelle, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carrabelle, Florida compared to the annual auto insurance rates with a clean record in Carrabelle, Florida.

Annual Carrabelle, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,341 $2,947 $4,308 $3,566
Liberty Mutual $3,532 $4,541 $6,504 $4,764
Nationwide $2,824 $3,078 $4,094 $3,120
Progressive $3,594 $5,272 $4,443 $4,793
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Cheap Carrabelle, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carrabelle, Florida is not easy. Compare the annual rates for DUI auto insurance in Carrabelle, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Carrabelle, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $4,308
Liberty Mutual $6,504
Nationwide $4,094
Progressive $4,443
State Farm $2,707
USAA $3,354

Cheap Carrabelle, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carrabelle, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carrabelle, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,719 $2,920 $2,233
Liberty Mutual $6,236 $4,568 $3,701
Nationwide $4,095 $3,013 $2,729
Progressive $5,913 $4,181 $3,483
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

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Cheap Carrabelle, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carrabelle, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Carrabelle, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carrabelle, Florida

ZIP Code Average Annual Rates
32322 $2,985

Cheap Carrabelle, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Carrabelle, Florida auto insurance. Find the cheapest annual Carrabelle, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carrabelle, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,273 $3,308
Liberty Mutual $4,678 $4,992
Nationwide $3,279 $3,279
Progressive $4,526 $4,526
State Farm $2,617 $2,797
USAA $2,344 $2,398

Cheap Carrabelle, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carrabelle, Florida? Check out the comparison of annual Carrabelle, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carrabelle, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,849 $3,380 $3,643
Liberty Mutual $4,524 $4,899 $5,082
Nationwide $2,669 $3,395 $3,774
Progressive $3,922 $4,612 $5,043
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

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Best By Category: Cheapest Auto Insurance in Carrabelle, Florida

Compare the cheapest auto insurance companies in Carrabelle, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carrabelle, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Carrabelle, Florida Auto Insurance Companies

What auto insurance companies in Carrabelle, Florida are the cheapest? Compare the top Carrabelle, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carrabelle, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,291
Liberty Mutual $4,835
Nationwide $3,279
Progressive $4,526
State Farm $2,707
USAA $2,371

What affects auto insurance rates in Carrabelle, Florida?

There are a lot of reasons why auto insurance rates in Carrabelle, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carrabelle, Florida. Many local factors may affect your Carrabelle auto insurance rates.

Carrabelle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carrabelle, Florida commute length is 23.3 minutes according to City-Data.

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Compare Carrabelle, Florida Auto Insurance Quotes

Before you buy Carrabelle, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carrabelle, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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