Best Cheap Auto Insurance in Carolina, WV (2021)

The average Carolina, WV auto insurance rates are $314 per month. The minimum auto insurance in Carolina is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Carolina, West Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Carolina is State Farm
  • The most expensive auto insurance company in Carolina for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Carolina, West Virginia is 25/50/25

Carolina, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Carolina can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carolina, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Carolina to other West Virginia cities, including Clarksburg auto insurance rates, Fairmont auto insurance rates, and Beckley auto insurance rates to see how Carolina, West Virginia auto insurance rates stack up.

Before you buy Carolina, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carolina, West Virginia auto insurance quotes.

Minimum Auto Insurance in Carolina, West Virginia

Carolina, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carolina, West Virginia.

Minimum Required Auto Insurance Coverage in Carolina, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Carolina, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carolina, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carolina, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,672 $2,571 $2,577 $10,420 $10,877 $3,190 $3,197
GEICO $2,447 $2,412 $2,328 $2,256 $6,041 $7,285 $2,351 $2,450
Liberty Mutual $3,756 $4,084 $3,016 $3,667 $13,850 $15,628 $3,899 $4,306
Nationwide $1,933 $1,965 $1,761 $1,847 $4,937 $6,248 $2,173 $2,327
Progressive $1,917 $1,851 $1,768 $1,769 $8,055 $9,053 $2,292 $2,367
State Farm $1,673 $1,673 $1,508 $1,508 $3,767 $4,864 $1,977 $1,561
USAA $1,621 $1,597 $1,508 $1,518 $5,375 $5,946 $2,092 $2,244

Cheap Carolina, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carolina, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Carolina, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Carolina, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,420 $10,877
GEICO $6,041 $7,285
Liberty Mutual $13,850 $15,628
Nationwide $4,937 $6,248
Progressive $8,055 $9,053
State Farm $3,767 $4,864
USAA $5,375 $5,946

Cheap Carolina, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Carolina, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carolina, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,571 $2,577
GEICO $2,328 $2,256
Liberty Mutual $3,016 $3,667
Nationwide $1,761 $1,847
Progressive $1,768 $1,769
State Farm $1,508 $1,508
USAA $1,508 $1,518

Cheap Carolina, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carolina, West Virginia compared to the annual auto insurance rates with a clean record in Carolina, West Virginia.

Annual Carolina, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,048 $4,799 $5,743 $4,602
GEICO $2,136 $3,431 $5,925 $2,292
Liberty Mutual $5,357 $6,736 $7,480 $6,531
Nationwide $2,320 $3,087 $3,602 $2,585
Progressive $3,098 $4,120 $3,691 $3,627
State Farm $2,124 $2,508 $2,316 $2,316
USAA $2,153 $2,545 $3,627 $2,625

Cheap Carolina, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carolina, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Carolina, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Carolina, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,743
GEICO $5,925
Liberty Mutual $7,480
Nationwide $3,602
Progressive $3,691
State Farm $2,316
USAA $3,627

Cheap Carolina, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carolina, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carolina, West Virginia

Insurance Company Poor Fair Good
Allstate $5,814 $4,627 $3,954
GEICO $4,155 $3,379 $2,804
Liberty Mutual $9,363 $5,718 $4,497
Nationwide $3,301 $2,789 $2,606
Progressive $4,076 $3,539 $3,287
State Farm $3,330 $2,028 $1,591
USAA $4,037 $2,320 $1,856

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Cheap Carolina, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carolina, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Carolina, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carolina, West Virginia

ZIP Code Average Annual Rates
26563 $3,726

Cheap Carolina, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Carolina, West Virginia auto insurance. Find the cheapest annual Carolina, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carolina, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,798 $4,798
GEICO $3,409 $3,483
Liberty Mutual $6,526 $6,526
Nationwide $2,899 $2,899
Progressive $3,634 $3,634
State Farm $2,255 $2,378
USAA $2,706 $2,769

Cheap Carolina, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carolina, West Virginia? Check out the comparison of annual Carolina, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carolina, West Virginia

Insurance Company Low Medium High
Allstate $4,653 $4,791 $4,950
GEICO $3,259 $3,453 $3,626
Liberty Mutual $6,216 $6,510 $6,851
Nationwide $2,847 $2,884 $2,966
Progressive $3,493 $3,596 $3,813
State Farm $2,174 $2,310 $2,465
USAA $2,644 $2,733 $2,836

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Best By Category: Cheapest Auto Insurance in Carolina, West Virginia

Compare the cheapest auto insurance companies in Carolina, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carolina, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Carolina, West Virginia Auto Insurance Companies

What auto insurance companies in Carolina, West Virginia are the cheapest? Compare the top Carolina, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carolina, West Virginia

Insurance Company Average Annual Rates
Allstate $4,798
GEICO $3,446
Liberty Mutual $6,526
Nationwide $2,899
Progressive $3,634
State Farm $2,316
USAA $2,738

What affects auto insurance rates in Carolina, West Virginia?

There are a lot of reasons why auto insurance rates in Carolina, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carolina, West Virginia. Many local factors may affect your Carolina auto insurance rates.

Carolina Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carolina, West Virginia commute length is 47.8 minutes according to City-Data.

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Compare Carolina, West Virginia Auto Insurance Quotes

Before you buy Carolina, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carolina, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

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